馃攳
New Walmart Credit Card Review Issued by Capital One - Walmart MasterCard - YouTube
Channel: CreditFast
[0]
do you have the Capital One credit card
[2]
are you thinking of applying for it well
[4]
it's now being issued by the Capital One
[6]
Bank learn about all the changes and how
[9]
they will affect you stay tuned
[15]
[Music]
[22]
so big changes are coming to Walmart the
[24]
Walmart credit card and the Walmart
[26]
MasterCard will now be issued by Capital
[30]
One Bank before that it was some Khurana
[32]
T Bank so with all of this there's going
[35]
to be a lot of changes to the way this
[38]
card works and along with that there
[41]
will be changes to the reward program if
[45]
you find this video today helpful in any
[48]
way I'd appreciate it if you can hit the
[50]
like button it helps me a great deal
[52]
it tells YouTube that you are watching
[56]
something that you like and if you like
[58]
it even more than just learning about
[61]
this offer today please hit the
[63]
subscribe button and bail notification
[65]
and when I make new videos you will be
[67]
notified ok so the program is going to
[71]
work like this you will earn 5% back on
[74]
all your purchases made online except
[77]
for groceries and you will earn 5% back
[81]
on all in-store purchases for the first
[84]
12 months of having this card and then
[86]
after that if you have the Walmart
[90]
MasterCard you will be earning 2% back
[94]
on dining and travel and 1% on
[98]
everything else one of the main reasons
[101]
you may be watching this video today is
[103]
that you already have the Walmart credit
[105]
card and do you want to know if you'll
[107]
be earning 5% back on your store
[111]
purchases for the first 12 months if you
[113]
are already a current cardholder and the
[116]
answer to that is yes I know this is
[119]
important to many of you today I wanted
[122]
to get the clear that out before I talk
[124]
about the other features and benefits of
[126]
having this credit card now you're
[129]
probably going to be thinking whether
[131]
this card makes sense for you and we can
[134]
start off saying that this card does not
[136]
have an annual fee so that's that's a
[139]
plus right away and also just like with
[141]
any Capital One credit card there are no
[144]
foreign transaction fees being charged
[146]
so you can take this credit card
[149]
overseas and not incur
[151]
two or three percent foreign transaction
[153]
fee so earning and redeeming these
[157]
rewards is fairly straightforward and
[159]
there you have different options on how
[162]
you can do it I'm showing you right here
[164]
so applying with a new capital one
[167]
Walmart credit card or MasterCard is
[169]
just as easy as it has been before you
[173]
have the option of either visiting a
[175]
store applying there or you can visit
[177]
Walmart comm and apply online I do have
[181]
a review article where I list the pros
[183]
and cons of the Walmart credit card
[186]
issued by Capital One and if you are
[189]
interested in plying I will have the
[191]
application link at the bottom of that
[193]
article and you can find the link for
[195]
this article in the description below
[197]
this video
[198]
the other thing I do not like about this
[201]
reward program is that in store
[204]
purchases you will only earn 5% the
[208]
first 12 months of having this card and
[212]
this is different with how it is with
[215]
target target always allows you to earn
[217]
5% back on all your purchases so what
[222]
I'm going to do with this video is I
[224]
will be sending it off to the corporate
[226]
headquarters of Walmart and if you want
[229]
this to be a permanent feature of the
[231]
rewards program with this new Capital
[234]
One Walmart credit card leave your
[238]
feelings known in the comments below
[241]
this video and I will make sure that
[243]
they see it one other thing you need to
[247]
know about this is that Capital One and
[251]
Walmart have signaled that the approval
[253]
process for this card will probably be
[256]
harder than it has been in the past and
[258]
I did do a review video the last video I
[263]
did was the top 10 easiest store credit
[267]
cards to get a proof for and I included
[268]
Walmart in this review now things have
[271]
changed a little bit my guess is that
[275]
the Walmart store card should be still
[278]
fairly easy to get approved for while
[281]
the Capital One Walmart MasterCard might
[284]
be more
[285]
a cult if you have already applied for
[288]
this credit card either the store card
[290]
or the MasterCard just leave a comment
[293]
below whether you were able to get
[294]
approved or not people would like to be
[296]
able to have a sense of what their
[298]
chances would be like if they were to
[300]
apply for this credit card like I said
[303]
I'm guessing that the store card will
[304]
probably be fairly easy to get approved
[306]
for but the Capital One mastercard might
[310]
be a little bit harder to get again if
[313]
you know if you know better than i do
[315]
leave a comment below for myself i do
[320]
have the target red card and i did a
[323]
review video on the features of the
[325]
target red card but i do not have the
[328]
walmart credit card and I don't plan to
[331]
apply for it and the reason is is that I
[335]
already have two Capital One credit
[337]
cards the Quicksilver card and the
[340]
Capital One buypower card and because of
[344]
that I'm only limited to three Capital
[348]
One credit cards and if I get one more
[350]
then I won't be able to apply for
[352]
anything else I have been thinking of
[355]
applying for the Capital One saver card
[357]
since I enjoy going to restaurants but I
[360]
still haven't even decided whether I'm
[362]
going to do that so there so I'm
[366]
bringing this all up to let you know
[368]
that Capital One is a policy has a limit
[372]
on the amount of cards that you can have
[374]
and that is three and for my
[377]
understanding as well if you have one of
[379]
their business cards that would not
[381]
account for that three so you can
[383]
technically have three Capital One cards
[385]
and a business card now with this whole
[389]
changeover with Walmart my guess is that
[394]
if you already have three Capital One
[396]
personal accounts and now with this
[398]
transition you will have four I don't
[401]
see why they would cancel your card that
[404]
would that would not make any sense why
[406]
wouldn't they want a good customer if
[408]
you have a card in good standing they're
[411]
going to want to keep that customer so
[414]
technically now I believe that it is
[417]
possible for people to have
[418]
for Capital One credit cards for
[421]
personal accounts but if you already
[424]
have to take some careful consideration
[427]
whether or not you want to add the
[431]
Walmart credit card to your wallet they
[434]
may make an exemption they might make a
[437]
rule that you it won't count for the
[439]
three but as far as right now because
[441]
this card is so new right now as far as
[445]
everyone knows you are limited still to
[448]
three personal accounts so take that
[451]
into consideration so the question now
[454]
becomes which is the better store card
[456]
to have either the Walmart credit card
[458]
or the target red card and it's just a
[462]
simple answer to that where do you shop
[465]
douche which store do you shop at the
[467]
most and if you shop equally then maybe
[469]
both cars are would be great for you to
[472]
have but generally speaking if you don't
[476]
go there that much and I'm not a big
[478]
Walmart shopper yes I do go there but I
[481]
am more likely to shop at Target and I
[485]
do like the fairly easy straightforward
[488]
reboard program and you do get that 5%
[493]
discount on everything I like the fact
[496]
that it's just a straight discount off
[498]
your purchases even if I get something
[499]
for 75% off I get an additional 5% I
[503]
just like the ease of it but there is
[506]
advantages to Walmart mastercard because
[509]
you can earn 2% rewards on dining and
[514]
travel if you have the target mastercard
[517]
which i do i don't get anything for
[519]
anything nothing zilch zero and I don't
[524]
know this exactly but I'm assuming I
[526]
would pay a foreign transaction fee
[528]
maybe I won't but with Capital One
[531]
you're always paying zero for
[533]
transaction fees so that's one of the
[536]
reasons I like having the Capital One
[539]
credit card I so the credit chip who
[541]
also did a review on the new Walmart
[544]
cards from Capital One I'd have not
[547]
watched it and I don't only for the fact
[550]
that I don't
[550]
to influence the review that I do and
[553]
that you don't see a carbon copy of the
[555]
same review you never know when you can
[557]
be slightly influenced by something you
[560]
see so I will watch it after I upload
[563]
this video but it is another take on the
[567]
new Walmart card and he is a well-known
[569]
youtuber on credit cards so if you're
[572]
looking for more information you should
[573]
check out the credit Shifu and his
[575]
review on the new Walmart credit card
[578]
okay so also remember to leave a comment
[581]
if you are happy with the new rewards
[584]
program or not or if you want the 5%
[587]
in-store reward rate for the new Capital
[590]
One while my credit card to remain if
[593]
you do please leave a comment below so
[596]
if you found this video helpful today
[598]
and you want to see more of them please
[601]
hit that like button and the subscribe
[604]
button as well with the bail
[606]
notification and whenever I upload a new
[609]
video you will be notified thank you so
[611]
much and have a good day
Most Recent Videos:
You can go back to the homepage right here: Homepage