How I Use Credit Cards To Make Money With No Money - YouTube

How I use credit cards to make money with  no money? Oh, yeah. You heard that right.  

Noelle has figured out how to  make money with credit cards.  

But more importantly, I'm going  to tell you how. Let's go.

I'm going to share with you my real step-by-step  process on how I make money with credit cards.  

I'm going to share with you 5 things that you can  truly buy with credit cards that are investments.  

And I'm going to share with you my dirty  little secret for how I do this without  

affecting my credit score. There are so  many benefits to being an entrepreneur.  

And one of them is being able to use credit cards  to make money. Now, many of you are thinking,  

"What does being an entrepreneur have to  do with making money with credit cards?"  

Well, I'm going to share with you in a second.  But the important thing that you need to know is  

as an entrepreneur, we do not work for others. We  work for our own self. We invest in businesses.  

We invest to make money and we're always looking  for ways to capitalize on what it is that we do.  

So, whatever it is that I do, I try to monetize  it. If I do a podcast, if I do a YouTube, if I  

speak somewhere, I'm going to monetize that.  That is what entrepreneurs do. We monetize our  

expertise and we invest, we invest, we invest. So,  now that you know what an entrepreneur does, let  

me tell you how credit cards fit into this. So,  how I realized that I could make a ton of money  

with credit cards was when an 18-year old schooled  me. So, let me tell you this story because it is  

amazing and I want you to start doing the same  thing. So, many of you guys know that I am a real  

estate entrepreneur. I have investment properties  and at one point when I quit my job, I had more  

than 40 rental properties. And what made all  of those rental properties absolutely amazing  

was the income. I was making enough income for  my rental properties to replace my 6-figure job.  

So, then, once I quit my job, you really couldn't  tell me much. I had my time, I didn't have to  

work. I had my rental properties. And I was just  living the life. So, I kind of got bored and I  

started teaching what I was doing I would just  teach a few students here and there. Well, one  

of my students schooled me. I had this 18-year-old  student in Florida and he started telling me about  

something at the time I had never really even  heard about called Airbnb. He was only 18 years  

old and he was telling me that we could rent some  properties and he was able to put them on Airbnb.  

He had a rental property owner that would allow  him to do it. He just needed money for the  

security deposit and to furnish the properties.  And he wanted to do a joint venture with me.  

He also told me that he could make way more  money on these rented apartments that I was  

making on my rental properties. Now, mind you,  I couldn't be told anything because I had all of  

these rental properties and my rental properties  were making me tons of money. But like I said,  

Noelle got schooled by an 18-year old. In just  5 months, I had to admit I was wrong. He was  

making 1,000 to $1,500 profit on each of these  properties that he did not even own. Mind you,  

I had all of these rental properties and I was  making about 300 for each unit. So, we had 5  

units that he rented and each of them was bringing  in profit about 1,000 to 1,500. Now, mind you,  

this was 4 or 5 years ago. Noelle, makes even more  money on her Airbnbs now. And I'll tell you that  

in a second. But the long story short, I knew that  Airbnb and short-term rentals was an awesome way  

to start making money. But now, let me tell you  how I use credit cards to make even more money.  

So, many of you guys know about personal credit.  And you're familiar with personal credit cards.  

You'll have your credit pool then you may have a  Capital One card or a Chase card or any type of  

store credit cards maybe the GAP or something like  that. But when it comes to personal credit cards,  

they really can affect your credit score.  Your credit score can go up and down as you  

use those credit cards. In fact, I've made  an entire video teaching you how to increase  

your credit score because mine dropped terribly  when I started using my personal credit cards.  

However, I've learned since about business  credit and business credit cards. I now have  

tons of credit cards in my business's name. And  now, I can get all of my properties furnished,  

all of the towels, all of the plates, all of  the forks. Everything I need for my Airbnbs,  

I can now get with a business credit card.  So, not only am I able to get properties for  

pennies on the dollars, I can furnish and  get them all ready to make money on Airbnb  

without spending any of my money. And that has  been life-changing. So, in order to start getting  

business credit, I'm going to give you a few tips.  It's really easy to do. I built business credit  

really quickly. But it took me years to find out  about it and it is something that you can do now.  

Once you get your LLC, your EIN, your business  phone number, business email and business website  

and a business checking account, you basically  have all of the elements that you need for a  

successful business to start getting funded.  That means banks, credit card companies,  

and other lenders will lend money and invest  in your business. And they will lend it to your  

business and not report it on your personal credit  report. You can build business credit. In fact,  

I've made an entire video teaching you all about  that so make sure you watch that entire playlist  

because it's super simple. And I have students  getting hundreds of thousands of dollars in  

a matter of months in their business' name. The  great thing about it is it's really easy to do and  

it doesn't cost very much money. And when it comes  to getting a business checking account, I have an  

awesome recommendation for you. So, in order to  unlock hundreds of thousands of dollars for your  

business, you will definitely need a business  checking account because most lenders will ask  

you for 3 months of business checking account  statements. So, you want to go ahead and as soon  

as you can open up a business checking account.  The recommendation that I have is with North One  

bank. It's a hundred percent online and it only  takes about 3 minutes to open up an account.  

Again, you can open up a business checking account  wherever you want to but I recommend north one  

because it's super fast. And you can access your  money through a network of hundreds of ATMs. They  

have an awesome platform and again you can get  it all set up in about 3 minutes. So, check out  

North One bank. But in any case, make sure you get  a business checking account because again you can  

unlock hundreds of thousands of dollars for your  business if you do this. So, once you get approved  

for business credit cards... Again, you don't want  to use your personal credit cards because again,  

your credit --personal credit score is going to go  up and down. But as you use your business credit  

cards, your credit score is not affected only your  business's credit score. But the great thing about  

it is in most cases, if you make your business  credit card payments on time your business credit  

score will go up. However, when you do that with  your personal credit depending on what the limit  

is and your balance, it could lower your credit  even if you're making the payments on time. So,  

let's talk about what you do with those business  credit cards and what I do to make money. Like  

I said, I'm able to get properties for pennies on  the dollars. I've made tons of videos teaching you  

that. Make sure you watch them. But now since  that 18-year old taught me all about Airbnbs,  

that is what I primarily do. I have an entire  company where we own dozens of rental properties  

that we put on sites like Airbnb, Vacation Rental  By Owner, Homeaway and all of the other short-term  

rental sites. And it's been absolutely amazing.  I use my business credit cards to buy furniture,  

to buy supplies, to buy toilet tissue and  paper and pots and pans. I'm able to use all  

of my credit cards to basically fill up the entire  place so I can start making money. Additionally,  

I can start renting those properties out for 2, 3,  4 hundred dollars a night. Okay? Like the one that  

I'm in now. And before I ever have a credit card  payment, I started making money on my properties.  

That's how you invest and start making money  with credit card. So, another awesome thing  

before I end this video because this is  Noelle, I love to share, share, share.  

You can actually also start to transfer some of  your personal debt onto your business. Many times  

when you get a business credit card, they will let  you transfer a balance. So, when I did that, I was  

able to transfer my personal credit cards onto my  business and then just start paying my business  

credit cards which increased my personal credit  score exponentially. Because now, my credit cards  

are all paid off on my personal credit card and I  don't have to use those credit cards anymore. So,  

my personal credit score is high and it's intact  and now I have business credit cards which have  

higher limits anyway. And now, I'm able to use  them for lots of things. So, let me tell you some  

of the things besides just furniture and supplies  for properties. I use my business credit cards for  

ads, for marketing. I use it to pay vendors.  You can even use your business credit cards to  

pay contractors, to pay people to do services  for you. Once you have a business credit card,  

you can use that like money and start hiring  people if you need to and use those credit cards  

to pay people before you start making money if  you don't have money to pay salaries. This is an  

amazing way to start building your business and  really taking yourself to the next level. So,  

check out North One bank. Like I said, they can  get you access to a business checking account  

which will unlock your business funding future.  If you want to start building a business and not  

have your credit score go up and down, you really  need to become a business and this will require a  

business checking account. Check out North One  when you get a chance. Also make sure you like  

this video. Subscribe to my channel make sure you  click that little notification bell so you don't  

miss any of this content that I am bringing to you  every single day. This is Noelle. To your success.