October 2018 Budget | My Short Term Financial Goals | Aja Dang - YouTube

All right

budget time nothing really new to report I

Did get close to reaching my goal of putting

$6,000 a month towards

What's it called my student loans my very first month, I think I would normally be upset about that

But I'm really not because I still put a couple thousand towards it so it's okay

I did have a really busy September and I'm going to have a really busy October

So I anticipate being back up to my goal

within the next couple months, so that makes me feel good, but I really wanted the first month to be like

yeah, but it wasn't but you know some other things I

didn't actually

Do too bad on my grocery budget this last week this last month, but I did kind of go over

Well, I always go over

I did go over my restaurant

Um budget for the month because I've just been so stressed that grocery shopping and cooking just hasn't been a priority for me. So

I've been like ordering in a lot which

Isn't really healthy for me because I tend to like really order like fried stuff. I'm feeling it. I'm feeling it

I think I'll definitely have to get back to meal prepping for the next couple months

I also think I'm going to increase my parking and lift budget because I always go over those and

um, I

Guess it's just time to raise it. I am a homebody so I don't really go out that much, but it's just

La like I spent three I spent three dollars to park for 30 minutes to take the dogs to the vet

Like what is that that is fucking absurd. So it's just la something I'm gonna for this month

Change that in the budget. I did pay for car insurance and I did pay for my health insurance

So those again I pay quarterly I believe so I don't have to pay those off

Until next year which is really great, but everything else was pretty mellow. I am have to add

Massage and my physical therapist to my budget now because I am so stressed out that my TMJ is just getting way worse

I don't really anticipate spending. He's like a hundred dollars for an hour

He is worth it and it is does have to deal with my health

so I'm gonna add that and a massage because once once this tighten up tightens up and

This tightens up and I already have that problem. So guys, you know what? I am just a mess

so we're gonna have to add those things into the budget because

Sometimes I like can't even turn my neck and or chew and stuff so it's getting really bad. Um, I do want to

say something I feel like

You guys have noticed how?

Stressed out. I've been

With my budget for the past couple months

Um, you guys are always there's always some kind of comment about like I feel like she was on the verge of crying this entire

video or you seem so stressed out and

I try not to portray that but I guess I'm not a really good actress and I can't hide my feelings so

yeah, I am and

Of course money stresses stresses you out. I mean I used to have

Anxiety attacks in the middle of the night about paying off my student loan

so at least I'm not having those anymore, but now it's just like in my final stretch of

Getting rid of this debt. So I'm definitely putting a lot of pressure on myself. Yeah, I read your comments and I

Trust me. I know how much pudding how much pressure I'm putting on myself. And I know it's unhealthy

Like physically and mentally, it's just unhealthy for me to do that to put so much pressure on myself. So I have decided

to

Treat myself along the way. So what I've decided to do so not all of my money goes to student loans and I feel

Like I can treat myself every once in a while. I've

written down four things that I really want to have

Or to save up for doing during this entire process

And every time I get enough money to pay for one of these things

I'm gonna do it versus just waiting til. My student loans are our dime to get all the stuff done

I'm going to do I guess what you would call it a sinking fund where I would put money aside for these four things

there's only four of them and

Once I reach

The goal that I need to reach in order to get those I'm gonna buy them for myself as a treat

These are separate from your big goals

so obviously I'm gonna go more in depth in an upcoming video about my big goals what I want to accomplish

After I pay off my student loans

that is separate from a sinking fund a sinking fund is something that you

need to save up for for the immediate future whether it's like

Braces, or you know, we got to get the dog's teeth cleaned or Christmas like for Christmas presents

Those are things that you save up money for for your sinking funds

I have four things that I want to treat myself to during this entire process

Three of them. I think I can absolutely do within

Hopefully two years the other one may take a little longer just because it's a lot more money

But I'll share them with you. This budget video won't be as depressing as the other ones. Okay?

So the first one I want to do is laser hair removal on my legs. I

Did an omni on your arms I did it on my boob route and now it's time to finish the body off

I got my laser treatments. My previous ones on Groupon and Groupon has really great deals. You just have to make sure

you do your research and

Especially like a treatment like this

You want to make sure that before you buy they are actually credible into a good job, but I feel like I can get

My laser hair treatments for about three hundred four hundred dollars, and that's I think for maybe three or four sessions

so that's way more than half off and

That's something I'm going to say for the next thing I want to say for is

Something called Everly well and what Everly well it Everly well has a bunch of tests that you can take at home

food allergy tests cholesterol

STD tests

There's all these things that they'll send you a pack you I know spit in a tube or get your blood drawn

Blood drawn and then you send it back and they give you results there are

four tests that I want to do and that's probably going to cost me about

$600 the tests vary in

Price depending on what you want. I saw one. That was 70. I saw another that was like 200

So they range I want to get the food sensitivity test. I also want to get a thyroid test

I want to get a woman's fertility test because I am in my 30s and I

Don't plan on having a kid until after I pay off my debts

So that's gonna be until I'm like thirty what thirty three thirty four

so I just want to make sure that I as of right now I'm

Still able to you know have a baby when the time comes and then similar to that an ovarian reserve

Test most importantly the woman's fertility and the ovarian reserve tests are really important to me

So if anything if if $600 and being too much for me

Those are the two that I really want to get but ideally I would also like to get the thyroid test and a food sensitivity

Test now the next thing I want to treat myself to

is a dinner I

Don't know if you guys know this about me, but I love

multicores

Michelin-star restaurants, I don't buy myself expensive clothes. I don't buy myself designer bags or anything

however, I do treat myself to

Very expensive meals. I haven't done that in a really long time

So I am going to save up for one of the places

I've been wanting to go to one of my favorite restaurants in LA is this place called Bazaar in the SLS Hotel? And

Inside the Bazaar they have a little small restaurant

It used to be called fam, but now it's called Sami. I believe it's like 20 courses

It's just like I don't know if you've never experienced a multi-course meal at like that level

It's just such an amazing experience. The attention to detail is incredible

Like I said, I haven't done that in a really long time

So that is something that I'm so eager to have to look forward to

Especially because I've been wanting to eat at Sami since it opened

Probably earlier this year

It's probably going to cost me about five hundred dollars that includes all the courses plus I think I did a wine pairing

Because you want to just experience like that. So I think that also includes tip as well

So five hundred dollars for dinner and saw me

but I if I can I'd like to save up a thousand dollars just

to be able to treat Brian to the experience as well because he has been

I think very patient with me. I don't feel like he gets why I'm doing it sometimes and he

Thinks that I should shoot myself more often. So this will be my thank you so much for being patient during this entire process

Gift for him and then finally the last gift

I like I said, I think the first three things that I want to save up for

During this process to treat myself. I can easily do within the next year

But the next one I feel like won't happen until after I pay off my loans

Which would be cool because maybe this will be my like, yes, you did it now. Here's a designer handbag

I do have bags from Louie Vuitton

But they're fake from China and my mom gets them for me

But now it's time that I buy myself a real bag that being said

I'm still not gonna pay full price for it. You know what I'm saying?

There's a company called the real real and they sell resale

second-hand

lightly used designer bags shoes and clothing I have

Used the real real to sell things but I've never actually used it to buy things because I've never been able to afford

Anything that they have not to stress you guys out

Remember, this is like a goal for myself to treat self during this entire process

I think I've decided to put $5,000 aside. Do I think it's gonna take

$1,500 like their Chanel bags probably or about around five thousand

Our mez are like thirty thousand and that's resale prices, so I'd rather save up more and

Still be able to get something that I want

then save only

$1,500 and then be stuck as to what I can treat myself to

like I said, I think

this will probably be the like you paid off your loan your debt free and

You have a couple thousand dollars to spend on yourself for your first designer thing

So it's gonna be a big deal

I not gonna like I definitely want my first designer purchase to be you know

a classic something that I can pass down to my children and

Stuff like that, so I'm not exactly sure what I want maybe like a Chanel or a Louis Vuitton

but I don't know just like actually talking about that makes me really excited because I

Never thought I'd be in a position to actually buy designer anything for myself. So, I don't know that's really cool

and that's why I wanted to share with you guys this list because I

Know that you guys see me getting frustrated

But I feel like now that I've put these little tiny goals along the way throughout this process will help me

Be nicer to myself

so my question is when it comes to this if you guys do participate in sinking funds

How do you do it? Do you put like a small percentage of your paycheck towards that or is it just

Whatever you have leftover goes into your sinking fund and how does that work?

when you have multiple sinking funds do you do a

Little bit for everyone or do you just do the one with the smallest first and get that done?

Kind of like you would doing, you know paying off your debts. What's the process do you guys let me know?

And then with what you guys answer, maybe I'll do a separate video about it. But yeah, let me know

How you guys do your sinking funds if you do do a sinking fund if you're interested in checking

Out anything that I've mentioned like Everly well or the real real or Sami or whatever I'll leave those

links in the description box and

Yeah, that's it. See no tears no tears this time

But yes

Thank you so much for watching and thank you for your continued support and I will see you guys in the next budget video

I'm is your ding. See you later. Bye