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Avant Credit Card - Avant MasterCard Review 2019 - YouTube
Channel: CreditFast
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today I will be reviewing the event card
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the event master card is for people with
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fair credit looking for better credit if
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that sounds like you you need to stick
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around
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[Music]
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so lately I've been doing a lot of video
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reviews on credit cards for Fair Credit
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if you want to see any of my previous
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videos I have links to those YouTube
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videos in the descriptions below this
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video here but this particular review on
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the Avant MasterCard today is being done
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because I was getting a lot of requests
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for it and I was curious to see what the
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Vaught was offering compared to the
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other cards that I thought talked about
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so today I will be going over everything
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about the event
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MasterCard and from what I can see is
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it's a fairly decent card for people
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that have fair credit before I get
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started talking about the event
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MasterCard I want everyone to know that
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in July I will be going to VidCon in
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Anaheim and VidCon for people that don't
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know is a huge convention for people
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that love YouTube it's for both the fans
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and the creators themselves I'm really
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excited I'm really really excited
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because I basically don't meet anybody
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that makes YouTube videos
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other than videos of their dogs and cats
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and I used to do that too so so I kind
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of get that but I'm really excited to
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meet people that make youtube videos and
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I want you to meet them too so and I
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plan to interview different YouTube
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creators and ask them what their
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favorite credit cards are and how they
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use them maybe we'll learn something
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together while I'm at VidCon I plan to
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use my credit cards hopefully not too
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much and I will show you different
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creative ways I've been I will be using
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them I'm going to Disneyland for the
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first time
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and I you'll know why I'm so excited so
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excited that I finally get to go to
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Disneyland my my whole there's a story
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behind it I never got to go and there
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was a reason why but it's not a sad
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reason I actually my family used to take
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we used to go to different places on our
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family vacations and those were great
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those were great places and great
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memories too so I'm not I'm not bad that
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I never went to Disneyland but the the
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chance that I can actually go I can't
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wait so if you wanted to see those
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videos on me at Disneyland and and
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visiting galaxies edge look out for them
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so let's move on over to the Avant
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MasterCard I have to say that I think
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for the most part I think this is a
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pretty decent credit building option if
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you have fair credit and you're looking
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to get to the next level to the good
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credit category it has lower fees than
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other fair credit cards sometimes they
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can be close to a hundred dollars also
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with this YouTube event MasterCard
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review I have a written article review
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on credit fast com the link to that is
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in the description below it will talk
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about the ten benefits of the event card
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and the six drawbacks of the event cards
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so if you want a clear picture of
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whether this card is right for you I
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suggest that you take a look at it and
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as far as that I mean it it it just
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helps to know the pros and cons whether
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this type of credit card is right for
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your lifestyle so basically trust me by
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the end of all of this whether you just
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watch this video whether you watch this
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video and read my review on the event
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MasterCard or you check out all the
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other video reviews I've done for Fair
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Credit or the review articles that
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accompany the videos I've done for Fair
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Credit by the end of all of this you'll
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have a pretty clear indication which
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card is
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right for you I am recommending to all
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the people that decide on getting the
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event MasterCard that the next year they
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should call event and see if they can
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have that annual fee removed and if you
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can have that annual fee removed then it
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makes a lot of sense of keeping this
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account open because it will look good
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on your credit report it will help with
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your age of accounts now if you don't
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know what age of accounts is its
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explained in detail in an article on
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credit fast comm either put credit age
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or age of accounts in the search box and
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that'll get you there basically in a
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nutshell older credit card accounts are
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better credit card accounts so whenever
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possible you do not want to cancel
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credit cards but if you have to you have
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to it's it's not the end of the world so
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it's just it's just in your best
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interest to try to keep any possible
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credit card account open the annual fee
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for the event cart is twenty nine
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dollars which is which is pretty fair
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this is a unsecured card so you're only
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required to pay the annual fee the
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really nice thing about the Avant card
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is that this is an unsecured card so you
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do not need to leave a security deposit
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and that can be important I know that
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everyone is under the impression that if
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I get a secured card in time they'll
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will release my security deposit and
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technically they do but every credit
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card company has a different policy with
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some credit card companies that offer
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secured cards they only release the
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security deposit if you close your
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account so if you don't plan to close
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your account and you plan to keep the
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card open because like I said before age
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of accounts is a good thing older
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accounts then you're really never going
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to get your security deposit back there
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are notable exceptions like the Discover
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it's secured card they do release your
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security deposit after
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months but many other secured cards but
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other secured cards have different
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policies and that can be refunding your
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security deposit after you closed your
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account so keep that in mind with the
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event card the annual fee is fairly low
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its twenty nine dollars that's not bad
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at all and this is an unsecured credit
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card so if you have fair credit you
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should have a fairly easy chance of
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getting approved for this credit card
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there is a serious downside to the event
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MasterCard and that is that it is not
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available in all 50 states
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and to see whether your state is
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impacted by this please visit my review
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article on that I will keep it updated
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if anything changes if more states are
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added or removed oftentimes a credit
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card company or a loan company they will
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have States excluded and later they will
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start being able to work things out and
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they will have States included so I know
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that that was true with self lender at
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first they did not have a option for a
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credit builder loan for all 50 states
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and I believe at the timing of this
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video it is now available in all 50
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states
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and since I mentioned self lender if
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you're looking for a creative way to
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help build your credit score higher I
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would consider seriously look looking
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into self lender and ally I'll leave the
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link to that video also below in the
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description it is something that I used
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myself in this video I detail my full
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experience using self lender from start
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to finish it was actually my first video
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in 2018 so the audios a little bit weird
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and trust me I heard about it in the
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comment section so be a little wary of
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that I've kind of gotten a little bit
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better what I do in this video is I tell
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you step by step what my experience
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were and how self lender was a big part
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of helping me rebuild my credit and just
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like how I talked about age of accounts
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how important it is to have older credit
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card accounts on your credit report
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there's also another thing that can help
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impact your credit history and that is a
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credit mix basically what credit mix is
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is having a variety of credit trade
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accounts on your credit report it does
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impact your credit score slightly if you
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wanted to know more about that I did or
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article on it just type in credit mix
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it'll just kind of go into more detail
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but just to give you the Cliff Notes
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version it's good to have different
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types of credit accounts they could be
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auto loans mortgage credit cards salt
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personal loans so that article basically
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goes over that but if you're looking for
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a little variety on your credit report I
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would recommend looking into self lender
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one of the things that surprised me
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about the event card was that the event
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MasterCard does not charge foreign
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transaction fees so if you see yourself
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leaving the country this is a great
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benefit because typically when a card
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charges foreign transaction fees outside
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of the United States that's when you
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make purchases in a foreign currency you
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will have to pay on top of that anywhere
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from 2% to 4% and with the event card
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there are zero foreign transaction fees
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so that could be very helpful if you're
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looking to travel anytime soon
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just like with so many different credit
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cards for Fair Credit the event
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MasterCard does not offer any kind of
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reward credit card program basically the
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main idea of credit cards for Fair
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Credit is that it's a stepping stone to
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help people to get to good credit cards
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and those credit cards very common
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offer reward programs so think of this
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as more of a stepping stone in building
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your credit like I said before I
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recommend the event MasterCard isn't the
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best credit card for you that I couldn't
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honestly tell you but I would recommend
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looking into other credit card reviews
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on different fare credit card offers but
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for the most part the event MasterCard
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is a pretty fair offer
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decent offer for people with a lower
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credit score not a bad credit score but
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lower than good and that can get you on
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to the next level so if you liked my
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video today I'd appreciate a whole lot
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if you could hit that like button and if
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you liked my video please hit the
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subscribe button I'd love to see you
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again or you'd see me again you know
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what I mean so until next time take care
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