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Best Places To Retire With Affordable Homes 馃彙 - YouTube
Channel: Kristina Smallhorn
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it's obvious i'm not a spring chicken
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when it comes to
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getting close to retirement and so my
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husband and i have been doing
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extensive research on what places would
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be great for us to retire in the united
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states so with our research we
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discovered
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there's three things that are super
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important to us one is
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how affordable the houses are two is
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how high are the property taxes wicked
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important and
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three how good is the health care some
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of these states are going to surprise
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you because they totally surprised me
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so let's go ahead and get on our reading
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glasses and start going over some
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numbers on why
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we picked some places won't be much of a
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surprise to many of you
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is florida but it's number five for many
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reasons for the economy is
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ranked 31st in the country for crime and
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safety it's
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ranked 27th for lifestyle of course is
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going to be ranked number one because
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there's a million things for retired
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people to do in florida
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between golfing and swimming and the
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beaches
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not only that florida has communities
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that are completely dedicated just
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for people that are retired have you
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ever been out to the villages
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holy cow that is completely one
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encapsulated
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whole town for just people that have
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retired
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years ago i used to live out there and
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believe it or not that used to be a
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manufactured home park
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that's how it started and that man built
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that whole empire
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now it's got healthcare facilities it
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has you know restaurants
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and engulfing and swimming and
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everything you could possibly imagine if
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you're wanting to retire to florida
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definitely check out the villages
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they're not sponsored by any means of
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the imagination
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but it's a really cool place but it's
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still number five on my list
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mostly because it's kind of unaffordable
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the cost of living is ranked at a 28
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and housing affordability is a 42.
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that's high that's high on my list i
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mean you got to remember
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i'm only like ranking basically 50
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states in the you know
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all the 50 states and that's like 42. i
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will say the property taxes in florida
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made it so it was ranked 25th uh as far
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as property taxes but
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i don't know about you i hate paying
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property taxes and i pay less in
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property taxes here in louisiana than i
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did
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in florida and if anybody tries to tell
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you that oh well
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you know you pay more in property taxes
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in you know in florida but you know you
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don't have state tax
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and it makes everything cheaper i can
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tell you from personal experience
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the utilities were more expensive
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everything was more expensive in florida
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when we moved to louisiana it was like
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we got a pay raise now really high on
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our list was one of those states i would
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have never in a million years
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even thought of until we started
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compiling this list
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and it was iowa of all places not only
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does it have
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a really good economy the crime and
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safety is
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ranked number 13 in the country health
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care though
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majorly important it's ranked number
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three in the country
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wow i would have never thought that the
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cost of living is ranked number 13
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in the country and housing affordability
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is ranked number one
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the property taxes are a little high but
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the cost of living there
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is still very low and if you're looking
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for things to do
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well it's an unusual state when it comes
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to
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like recreation i'm not gonna lie i just
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looked on their website
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you know what to do in iowa and it has
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it has the tallest gnome i mean like who
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wouldn't want to see the tallest gnome
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in your retirement years but if
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you're anything like me and you're
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wanting to retire i don't necessarily
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need to like travel the state i just
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want to be able to have a nice
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healthy place to stay and that's
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extremely affordable
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the weather in iowa well that's a little
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a little different
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if you're trying to escape the snow well
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i may not be your
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your state but if you're okay with a
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little bit of uh
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the white stuff then you know retirement
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there looks good
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it'd be something to definitely check
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out the next one we're going to go to
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and hopefully i don't get demonetized
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for trying to sing but here we go
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west virginia mama
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take me home to retirement
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it's a great state it has all sorts of
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great things
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as far as our ranking so it was ranked
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number eight
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in economy crime and safety is ranked
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number 16.
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lifestyle is ranked number six in the
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country for healthcare though this is
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where it gets a little
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it's ranked 29th so that it was a little
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maybe you're just going to find an area
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that's going to be close to hospitals
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west virginia as far as property taxes
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are concerned is ranked number seventh
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in the country
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is affordability as far as property
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taxes cost of living it's ranked 20th in
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the country and affordability is ranked
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a number eight
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so if you're looking for an affordable
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place to set up your home
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go ahead and look at west virginia
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another thing you know because i talk
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about affordable
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housing options like manufactured homes
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west virginia is a manufactured home
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friendly state like many other states
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like south carolina
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is that who we're going to look at next
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nope arkansas
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no we're looking at arkansas home state
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of bill clinton
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and also to the beautiful ozarks love
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that have you seen
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the show it's really good we made a
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choice to move our family to a more
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peaceful place
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i highly recommend it the biggest
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disadvantage of living in arkansas
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the crime rates are kind of high there's
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a lot to do in arkansas
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like i said mentioned before you have
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the ozarks and
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these places as well arkansas has plenty
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of state parks you can visit
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like the mount magazine state park and
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the creator of dynamon state park
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if you're looking for something even
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more scenic you can visit the buffalo
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national river
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and let's not forget about hot springs
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that's known for its healing waters
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the great thing about arkansas is that
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it does have low property taxes
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healthcare is very inexpensive and
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accessible and the cost of living there
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is super cheap
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so arkansas is a great place to be
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looking at especially if you're
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thinking about doing something with a
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more affordable home
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options like a manufactured home or a
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tiny home they have a lot of
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unrestricted lots that will allow you
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for tiny homes
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and they also allow for manufactured
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homes there's plenty areas that will
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allow for that
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so if you're wanting some place warm
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anyone don't want to go up north and
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shovel snow
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arkansas does have a little bit of snow
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just a little bit but
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arkansas might be the state for you this
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state is like my favorite state only
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because when i was a kid it was one of
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the first states that i could spell that
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had really long letters
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m-i-s-s-i-s-s i-p-p-p-i
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mississippi i've loved doing that as a
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kid well mississippi
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is ranked uh really well on our list
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it's number 18
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um as far as affordability but there
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were some other factors
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as well the property taxes it was ranked
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17th
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in the country and so even though that
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seems a little bit high
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it isn't that high also with mississippi
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they do allow for
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manufactured homes there's plenty of
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areas that have beautiful manufactured
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home
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parks for retired people so definitely
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that's something you if you're
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interested in you can check those out
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and the cost of living
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is so inexpensive that is like it's so
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so cheap so cheap to live in mississippi
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so
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i mean it's beautiful out there i don't
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know if you've ever been out there you
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don't have
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the snow problem as much they do have
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their fair share of hurricanes just like
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we do here in louisiana
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of course you've got the southern flair
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you know everybody's friendly in the
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south and there's plenty to do there in
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mississippi as well like this
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mississippi is known for its scenic
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spots like jackson mississippi
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also known for its crafting agriculture
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and attractions
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like golf and sports if you have family
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coming in town and you want to go
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to the great outdoors there's plenty of
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campgrounds throughout mississippi
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but you can find many places that have
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music venues that play the blues and
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lots of places to eat
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that specialize in boiled crawfish fried
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catfish
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and baked macaroni and cheese it's
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ranked number nine for its economy
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and the crime and safety is ranked a oh
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24. it's like in the middle of the road
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you can be it's meeting you halfway as
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far as their crime statistics
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i feel terrible if i didn't mention the
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great state of louisiana
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it wasn't running to number 24 on our
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list as overall score
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of place to live my parents actually
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lived in florida
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and then they moved to louisiana and
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they've enjoyed it here
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there is a state income tax here in
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louisiana but our health care
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facilities have been fantastic they have
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taken great care of my dad
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when he had cancer not once but twice in
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his lifetime he had kidney cancer when
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he lived in florida
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and then he had cancer here lymphoma
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when he moved here louisiana and he's
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done fantastic
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with the medical care that he's gotten
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here his doctors have been amazing
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so if louisiana was on your list you
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definitely want to take a
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closer look at it but i will say we do
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flood i can tell you that from personal
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experience
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south louisiana is known for our
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flooding half the state is
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is below seafood level just know that so
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if you're thinking about moving here and
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building a house
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just know that you're going to need
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flood insurance and
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know how to make a pot of gumbo i'll
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teach you now a lot of people that are
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retiring they do look at texas
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because there is lots of plots of land
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in texas that you can get for
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like super cheap did you know the
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average cost of a lot
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throughout the united states is about
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three thousand dollars and there's
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plenty of those lots in texas
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the thing is is when you find cheaper
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land you can't find
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a lot of other things like a hospital
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that's important
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and the property taxes there are very
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very high
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um the cost of living has been average
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within the united states
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and you're just going to have to find
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the right city in texas for you
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for me texas is off the list completely
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i've lived there once
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never going back not to say anything bad
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about people that live in texas it has
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nothing to do with it i just
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i just it wasn't for me it wasn't my
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thing
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and it didn't make my list but there was
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the overall score or two
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it was ranked 37th as far as economy
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lifestyle it was ranked 27th healthcare
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is ranked 24th
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and cost of living it was ranked 12th
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home affordability though
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it was ranked 27th and if you go to
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austin texas
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or san antonio texas or houston texas
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those numbers have exploded with this
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current housing market
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houses that used to be like 120 000 are
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now
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175 to 180 000 and it just keeps going
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up because you know the housing market
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is going nuts so which state surprised
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you the most that you would possibly
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retire to
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which one do you think eddie and i
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should retire to that would be another
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one
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why don't we tell you i'm going to go
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ahead and have this haircut and i'm
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going to have this accent because i
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think this is what it goes with
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if you want to watch my videos make sure
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you click this one right here here
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my name is christina smallon your real
[625]
estate whisperer and i tell you all this
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because good real estate information
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matters
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