Aetna Medicare Supplement Plans - YouTube

Channel: USA Medicare Plan

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Do you want to know if a Medicare Supplement plan
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with Aetna would be a good choice?
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Well, stick around because I'm going to tell you
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why this big brand is definitely one to consider
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for your Supplement!
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Hi, I'm Shauneen Sullivan, founder of USA Medicare Plan,
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where we help people on Medicare find low cost options
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for Medicare Supplement and Prescription Drug coverage.
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Today I'm going to talk about Aetna Medicare Supplement
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plans.
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Aetna is a leading healthcare company
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that serves over 36 million people nationwide
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and has over 47,000 employees.
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They offer a variety of health-related services
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and insurance products, including Medicare Supplements
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and Medicare Advantage.
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Aetna was founded in 1853 in Hartford, Connecticut.
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They're recognized for being one
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of the largest healthcare benefits companies in America
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and have a rating of A Excellent by AM Best.
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In 2018, Aetna became a subsidiary of CVS Health.
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This merger created one of the nation's top health insurers.
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Both companies have a history
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of excellent financial strength
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and a high level of customer service.
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Their brand recognition is one of quality and trust
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that's been built over many years in business.
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Aetna has received many awards for their commitment
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to building healthy communities.
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They're also involved in supporting youth programs
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and volunteer events.
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Aetna's core values include Integrity, Excellence,
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Caring, and Inspiration.
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The Aetna family of companies
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includes Aetna Health and Life Insurance Company,
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Aetna Health Insurance Company,
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American Continental Insurance Company,
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and Continental Life Insurance Company
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of Brentwood, Tennessee.
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We enjoy working with Aetna,
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and their customer service is excellent,
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and the rates have been very stable.
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Our clients are also very satisfied
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with the service they provide.
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Aetna offers competitively priced Medicare Supplement plans
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with up to a 7% Premium Household Discount.
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Every state is different when it comes to the discounts,
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so give us a call to check availability
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and to get a free quote for your area.
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A Medicare Supplement plan with Aetna is secondary insurance
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to your Medicare that helps limit your out-of-pocket costs.
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The monthly cost of an Aetna Medicare Supplement plan
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can vary and is based on age, location, and other factors.
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There are no networks, and you can see any doctor
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or provider nationwide that accepts Medicare.
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Aetna offers Plans A, B, F, G, and N.
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Their most popular Medicare Supplement plans
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are Plan G and Plan N.
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Plan F benefits cover 100% of what Medicare doesn't cover.
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There's no deductible or out-of-pocket costs.
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The Plan F is only available to those who are eligible
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for Medicare before January 1st, 2020.
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Both Plan G and Plan N offer the same coverage
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for Medicare Parts A and B deductibles and coinsurance,
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also, Skilled Nursing and Rehab Facility stays,
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Hospice Care, and Foreign Travel Emergency.
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With Plan G and Plan N, you'll be responsible
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to pay the annual Part B deductible.
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This deductible resets every January,
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and it can change from year to year,
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With Plan G, once you've met this deductible for the year,
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your medical costs are covered 100%
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for the remainder of the year.
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With Plan N once you've met the Part B deductible
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for the year, you could have up to a $20 co-pay
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for Primary or Specialist office visits.
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Telehealth visits, where you consult with a doctor
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over the phone, aren't considered office visits,
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so there's no co-pay for this service.
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Another co-pay you could have with Plan N is if you go
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to the Emergency Room, then you can have up to a $50 co-pay,
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but if you're admitted as an Inpatient to the hospital,
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the co-pay is waived.
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One other benefit that Plan N doesn't cover
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is Part B Excess Charges.
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Excess Charges are rare,
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and we don't see this happen very often.
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If you see doctors that accept Medicare Assignment
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or Medicare as payment in full,
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then you won't have to worry about Excess Charges.
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I talk about Excess Charges in another video,
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and I'll link that up above.
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Here are some key benefits
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of Aetna Medicare Supplement plans.
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They cover the gaps that Medicare Parts A and B don't cover.
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You have freedom to choose your doctors.
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There are no networks.
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You can see any provider nationwide that accepts Medicare.
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It's portable coverage that follows you wherever you go,
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even Foreign Travel Emergency coverage.
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It has a predictable cost.
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You pay a set premium every month.
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They are guaranteed renewable.
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Your plan can't be reduced or cancelled for any reason
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as long as you continue to pay the premiums.
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You can switch plans at any time of the year
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if you qualify,
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and there's no Annual Enrollment.
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If you'd like to get a quote
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for an Aetna Medicare Supplement plan,
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then give us a call,
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and we'll help you find the lowest rates in your area.
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I hope this video has helped you understand the benefits
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of Aetna Medicare Supplement plans.
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If you have any questions, please call or email us.
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Our service is 100% free,
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and we're happy to help you.
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If you like this video,
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please give it a thumbs up
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and be sure to watch our other videos
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to help you better understand your Medicare.