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Flipkart Pay Later ? | Activate, Use, Eligibility, Payment date, Increase Credit Limit, Late fee - YouTube
Channel: Unlocking Something
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Flipkart Pay Later
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What is Flipkart Pay Later
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How to get Flipkart Pay Later
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What are the benefits of Flipkart Pay Later
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How to activate Flipkart Pay Letter
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How to be eligible in flipkart pay later
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Which documents are required in Flipkart Pay Later
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How to buy product using flipkart pay later
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When and how you can pay in Flipkart Pay Letter
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interest rate have to pay in flipkart pay later
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What extra charges to pay for Flipkart pay later
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Here those who have Flipkart Pay Later
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How to Increase Flipkart Pay Later Credit Limit
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And the most important thing
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A lot of people say
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While activating Flipkart Pay Later
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flipkart shows comming soon
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Due to which they are not able to
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activate the flipkart paper
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So why is this happening
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And how will you also get the option to activate
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That's what some people say
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that in secound step of activation
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You Are Not Eligible Is Coming
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So why is it happening
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And how can those people be eligible?
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You will also know this in this video
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So let's know
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First of all we know that
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What is flipkart Pay Later
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Flipkart Pay Letter is a service of Flipkart
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Under which Flipkart gives its customers a credit limit
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And the amount up to which you get the credit limit
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Product up to that amount from Flipkart
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Can be purchased without using any credit card and debit card
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Here says flipkart
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That this limited limit can be up to 5000 rupees
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But this credit limit to a lot of people
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Credit limit of more than Rs 5000 is also available.
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So you can also get a credit limit of more than Rs 5000
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Now comes
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What are the benefits of using flipkart pay later
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Friends, this is the first benefit
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If you buy any product from Flipkart using Flipkart Pay Letter
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So there you can get up to 35 days to payment
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That's how it is
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Whenever you buy any product using Flipkart Pay Later
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So while purchasing the product,
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you pay with the Flipkart pay letter
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So now you have to pay the Flipkart Pay Later,
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not the product seller
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And this is in the Flipkart Pay Letter
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If you using Flipkart Pay Later
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Purchase any product from the 1st to last of the month
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So you have to make payment on the 5th of the following next month
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So here if you buy any product from Flipkart Pay Later
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on the 1st of the month
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So you have to make the payment on the 5th of next month
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So here you have 35 days for payment
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So this is benefit
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Another benefit is
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If you pay within 35 days
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So here you do not have to pay
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any kind of interest or extra charges
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Third benefits
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You can also shop with Mintra.com by using Flipkart Pay Later
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Whenever you buy any product from myntra.com
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So when you go to the payment gateway after buying
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So there you will also get the option of Flipkart pay later
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And by using that you can pay
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And then the way you get 35 days time on Flipkart to pay
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In the same way, you will get 35 days on myntra to pay
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So these three benefits are friends
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Apart from this,
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if you buy any product using Flipkart Pay Later
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And if you pay from time to time it
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So your CIBIL score will also improve
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There are many other similar benefits
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If you want to know all the benefits
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So you checkout the description of this video
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All its benefits are maintained on that
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Now comes
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How will get Flipkart pay later
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Friends Flipkart Pay Letter is with almost all people
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You have to activate the Flipkart Pay Letter then you can use it
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So to activate, Normally you have to go to Flipkart
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And have to search on Flipkart pay later
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When you search flipkart pay later
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So topped the search result
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An option of Flipkart Pay Later will open
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You have to click on it
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As soon as you click on it
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So Flipkart will take you to a page of Pay later
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Where almost all the information on the flipkart later will be given
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So from here, you read all the information
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And then at the bottom,
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Coming Soon will be written
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If Coming Soon is written in your Flipkart too
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That is, you cannot activate Flipkart Pay Later yet
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So how will the option of activating here come
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in the place of coming soon
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We will also know this further in the video
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So here, the whose coming list is written
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Those people wait
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And whose resume now is written
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That is, they are eligible to activate
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So you have to click on Resume Nowhere
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As soon as you click on Resume Now
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Then a column will open in front of you
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In which you have to fill your PAN card number
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Then you have to fill in your Aadhaar details
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then,You need to continue
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Then the mobile number registered in Aadhaar card
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There will send OTP on that mobile number
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And here, a column of enter otp will open in front of you
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Then you have to fill that OTP in this column
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And click on Verify
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Then all your details will be open in front of you
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Details of both PAN card and Aadhaar card
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So you have to review the details
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If all the detail is correct
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Then you have to click on submit below
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When you click on submit
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So after that, a little process will be done here
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And it will be written "Sorry you are not eligible"
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If your account is also written saying sorry your are not eligible
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That is, you are not eligible for Flipkart Pay Later yet
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So how can we be eligible,
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we will also know further in the video
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But those who are eligible in Flipkart pay later
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They will not show sorry you are eligible here
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Rather, they will be shown a direct credit limit here
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How much credit limit you have got in Flipkart pay later
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So friends as you can see
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How much credit limit we have got in our Flipkart
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But how much credit limit have you got
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You will definitely tell
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by commenting in the comment box of this video
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So here the amount of credit limit which you get
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You can buy that product up to that amount from Flipkart
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at any time without using a debit card or credit card
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Can buy
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And that too very easily
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So now it comes
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How to buy the product from Flipkart using Flipkart Pay Later
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You don't have to do much for it
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Normally, the way you buy any product
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Do the same now, Buy NOW
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do Checkout
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You have to come to the payment gateway by selecting your address
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You will see all the options you saw earlier there
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And after activating Flipkart Pay Later
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Here you will see another option of Flipkart Pay Later
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And if your product which you want to buy
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That Flipkart Pay Later has the maximum credit limit
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Less than the credit limit if its price
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So you can pay with a direct Flipkart pay later
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Otherwise, you can use Flipkart Pay Letter from here
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You can also make partial payments using Flipkart Pay Later
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So in this way, you can use the Flipkart Pay Later
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You can buy any product from Flipkart
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So now it comes to buy the product
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But when to pay for Flipkart pay later
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Friends as we told you in the benefits
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You from the 1st of the month to the last of the month
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Still, if you buy any product from Flipkart
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So you have to pay it on the 5th of next month
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That is, here you get total 35 days to pay for the product
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If you pay for the product within 35 days
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Then you are not charged here in any way
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But if you pay after that
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Then you have to pay late payment fee here
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So how much is late payment fee
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Friends if your dues amount
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From 100 rupees to 500 rupees
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Then you have to pay the extra charge of Rs.60/month here
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The same if the amount from 501 to 1000 rupees is the amount
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Then you have to pay 125 / month here
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And maximum if your dues Amount will be 5000 or more
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Then you have to pay Rs. 600 / month
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The rest of the charges will be shown on our screen
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So all you have to do is pay late fee
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So now it comes that a lot of people would think that
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That they will buy the product using Flipkart Pay Later
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and will not pay for it after that
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What if you don't pay Flipkart pay later
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Do you know
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First of all, late payment fee will be applied
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Even if you don't pay for a few months
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Then your Flipkart pay later will be blocked
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You will not be able to use Flipkart Pay Later
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Even after that, if you do not pay, then you
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A lot of calls and messages will come from Flipkart Pay Later
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Even if you do not do payment
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So in the meantime, your CIBBIL score will also be going down
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The more you are late the more your CIBIL score will be
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And even if you don't pay after that
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Then it is written directly in its terms and conditions
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Flipkart can also take legal action
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Because they have all your documents
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your PAN card and Adhar card
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you already have given at the time of activation
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they can take legal actions as they have your documents
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So you should not think that you do not pay for Flipkart Pay Later
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Now it comes that some people are activating Flipkart Pay Later
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then, in the second step of activation
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written as You are not eligible
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So why is this happening
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There is only one reason for this
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Your CIBIL Score
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As soon as you enter a PAN card or Aadhaar card Detail here
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So, on the basis of both details
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Your CIBIL score is checked.
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And if your CIBIL score is bad
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So here on direct, you are told that you are not eligible
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That is, you are not eligible for Flipkart Pay Letter
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So if your CIBIL score is bad
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So you wait a few days
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You improve your CIBIL score and after that apply again here
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And then friends if your CIBIL score will be good
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So here you will be told the direct credit limit
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And the better your CIBIL score is, the more credit limit you will be given
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But the first time when you are activating Flipkart Pay Later
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At that time if your CIBIL score will be very good also
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Even then you can be given a credit limit of
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up to a maximum of 5000 rupees
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After that, you can increase the credit limit
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So this was the first problem guys
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The other problem is
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Not many people are able to reach here
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When he activates,
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on the first step, he shows him written as Coming Soon
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Instead of Resume Now
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Because of which they stop only, they are unable to move forward
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So why is this happening
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There are 2 reasons in this case
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The first reason is
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When people come to know about Flipkart Pay Later
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So they directly create Flipkart's account
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And find the option of Flipkart pay later in it
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So guys, let me tell you here
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That as many people have got the option of Flipkart pay letter so far
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Very few of them are
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Who created their Flipkart account a few days ago?
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And they have got the option of Flipkart Pay Later
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So if you have created a new account on Flipkart or a few days ago
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So there is very little chance that
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you get the option of Resume Now in the Flipkart Pay Letter
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So this is the first region
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The second region is
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That many people's Flipkart accounts are very old
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4- 5 Years old Flipkart account
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But they are not shopping at all,
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they have ordered one or two products so far
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So here on Flipkart, if you do more shopping
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Only then you will get the option of Flipkart Pay Letter
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That when you do more shopping,
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the people of Flipkart will feel that you should give good services
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You need Flipkart pe letter
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And Flipkart provides you the option of Resume Now for Flipkart Pay Later
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But if you do very little shopping
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So there are very few chances that
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you get the option of Flipkart Pay Later
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So here you have to take care
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Even if in your Flipkart Pay Later written as Coming Soon
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So whatever shopping you do from another website, do it with Flipkart
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If you do this for 1-2 months
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So more shopping will happen from your Flipkart account
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And then you will get the option of Resume Now in Flipkart Pay Later
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Here friends you will know
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A lot of people were not able to do Shopping because of Lockdown
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Many people did not even have money
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because the income of all people was also closed
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Due to this even, I am not able to do shopping
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So there are people who had a lot of credit limit in Flipkart Pay Letter
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Their limit has also been heavily reduced
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Flipkart Pay later has disappeared from the account of many people
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Coming soon he is written again
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So this is happening because they are not shopping
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Does Flipkart see if you are shopping with regular Flipkart
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That's why Flipkart gives you Flipkart Pay later option
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And gives a higher credit limit
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Same if you quit shopping with Flipkart
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So the credit limit of your Flipkart pay letter will be reduced automatically
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So guys here people like that
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Those who previously had a higher credit limit in Flipkart Pay Later
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But now their credit limit has been reduced
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So they have to do
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That there is a credit limit left to her in her Flipkart Pay Later
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The same price product they have to shop for more and more
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Whenever you shop for less than the credit limit,.
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you can use Flipkart Pay Later and buy it from Flipkart
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If they do this for 1-2 months
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That is, they use 4-5 times on Flipkart
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Then automatically their credit limit will be increased
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And in this way, they will be able to increase their lower credit limit
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People can do it like that
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Those who have just got the new Flipkart Pay Letter option
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That is, those who have activated Flipkart Pay Latter just a few days ago
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And who has got a credit limit of 500 or 1000
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They can do this as much as the product of which they get a credit limit
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Prod less than credit limit if you order 3-4 times
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So Flipkart will bring the people that you need more limit
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And it will increase your Flipkart pay later credit limit
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So in this way
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you will be able to increase your Flipkart Pay Later Credit Limit
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And those whose writing is coming soon
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They can also shop for the option of Resume Now
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So here are friends Flipkart Pay Later
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If you like this video
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So you can like this video
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And if you find anything bad in this video
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Or are there any suggestions for me
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Then you comment in the comment box of this video
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So that we can improve our videos
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And friends, If you also have a similar topic that you want to video
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Or are there any questions related to this topic
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So you can on our social media handle
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Such as on a Facebook page or Instagram
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You can direct message, you will immediately get a response
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