Credit Card Kashtalu || Mahathalli || Tamada Media - YouTube

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Yours truly, Mahatalli.

I learnt my lesson. I'd never take a credit card again.

6 months ago, I received a similar call. You know what happened after that?

I'm running low on funds these days.

Well, I'm busy. But, please go ahead.

According to our data, you are eligible for a credit card.

We've verified all details and you are eligible for a credit card.

'I'm no longer low on funds.'

But I can't come to your bank now and complete the formalities.

There are no much formalities. All we need is your Aadhar and Pan cards.

One of our executives would come and collect it from you.

I'm coming from the bank. Here is your credit card's application form.

I need to fill these all? - Just sign at the marked places. That'd do.

Who would fill the rest. - I would, ma'am.

'You've got no other work, bro?' I don't have my Aadhar and Pan cards on me.

Sure, ma'am. Mail us the soft copies and that would do.

Already? - It'd get activated in two days time.

Happy Diwali, ma'am. - But Diwali is done, right?

You'd celebrate it all over again.

I've got a credit card! My bank account has finally produced yield!

Credit card? Jahnu, take my word and return it.

A friend of mine told me the same some two years ago.

But, I being myself, paid no heed.

If someone asks me to stay away from a rogue dog, I'd pay no heed.

Only after the rogue dog bites me will I realise that I should've paid heed.

After taking a credit card, I used it where ever I went.

At one point, I started to use the credit card even to buy my underware.

I'm not as naive as you.

And if you misuse the credit card, then blame yourself. Not the credit card.

I was advised by people who were concerned not to take a credit card.

But, I being myself, just didn't care what they said.

Do you accept cards here?

One packet of Moong Dal, please. Do you accept cards?

In that case, give me these packets of Lays, Bhujia, Aloo Bhujia, Lemon Bhel, Sev etc.

Is this imported? It must be costly in that case.

But that is no problem. I've got a card on me. So pack these too.

What's your problem? - The milkman wants you to pay him his due.

The next time the milkman, the waterman or the maintainance man come here

pay them their dues from my card. Don't bother me again.

What's wrong? - Why does my phone hang so often?

Buy a new one then.

I plan to buy a new one the moment my salary gets credited.

But wait. There is a sale on mobiles today.

You mind if I use your card to buy a phone? I'll pay you in cash when my salary gets credited.

Will you? - I swear.

It is 4th already. If you give me the money you owe me

I'll clear this month's credit card dues.

Convert it into a EMI purchase, will you?

That pisses me off so much. We both work at the same place.

We both have credit card eligibility. Why should I convert his purchases into EMIs?

What if I want to make a big purchase? I just can't.

And every month, I wait if he gives me that months installment.

But he doesn't. I've to ask him for it everytime.

In case, you too don't pay your friends on time, please mend your ways.

The other day, when we had this party

I paid the total bill of Rs. 4,000 with my card.

If each of you gives me Rs. 500, I'd clear the credit card dues.

The next time we have a party, I'd chip in with your share too.

It is all afterall a matter of Rs. 500.

This being winter, I spent my last dime on hot water facility at my hostel.

I'll transfer the money to you the next month.

I hope you remember that I paid the cab fare. That makes us even.

I'll pay it to you tomorrow. But remind me tomorrow morning.

Can you lend me another Rs. 500? I'm out of cash. I'll give you Rs. 1000 the next month.

The total bill was Rs. 4000. Divide it among 8 people, it'd be Rs. 500 each.

Rs. 500 isn't big amount. But none of them pays up.

Neither do they understand Rs. 500 times eight is infact a big amount.

This is a problem which doesn't seem like one on the surface.

'Rotation' is a word which people who use credit cards often use.

I guess everyone who owns a credit card does the same.

People use the card until it reaches the limit. Then they spend their salaries to clear these dues.

After that they'll be left with no money. Then again they'll start using the card.

This keeps on going.

In simple words, I'm in debt already.

I'm tired of this rotation.

I decided it is time to revolt.

"Be careful, bro. Credits cards are risky affairs."

"Say no to EMIs and say yes to debit cards."

"Guys feel so ecstatic the moment their credit card arrive."

"Little do they know that it would slowly kill them."

"No one has ever understood the art of increasing the credit limit."

"Be careful, bro. Credits cards are risky affairs."

True! Say no to credit cards.

"Never trust these credit cards. Never increase your credit balance."

"Never trust these credit cards. Else you'd become a pauper."

Let's change the tune.

"There is a sale going on. But there's no money on me."

"So I use the credit card and go debt ridden by the month end."

There are no limits for our expectations. But there sure is a limit on our salary.

And these credit cards would make us cross those limits.

And I respect those few people out there who use credit cards and still stay within limit.

So, these were the problems I faced with my credit card.

I'm sure you too would know someone like me.

I never was with any other girl as long as I was with you. I'm done.

As a matter of fact, I must be the one saying that.

I'm so done with you.

Get lost! - You too.

Hello. My name is Thanks Giving. I come once every year.

Of course, I know you. We all wait for your arrival.

That's nice. May I.. - Please. Come in.