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Transaction Failed But Money Debited Form Account | How To Claim For Refund, Paise Wapas Kaise Le? - YouTube
Channel: Explain Me Banking
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Hello friends, You are welcome to EXPLAIN ME BANKING
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Where we make your Banking easy.
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Friends, now a days online transaction, transaction through POS or ATM transaction is a common thing which we often do.
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But sometimes due to some reason this our transaction gets failed.
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And the biggest problem comes
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when amount is deducted from our bank account even after the transaction is failed.
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Today in this video we are going to tell you that
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If you are in this condition, what precaution you should take
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So that your deducted amount not gets wasted and refuned to you.
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And we will tell the process using that you can get your money refunded.
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Friends, if you are in the condition that your transaction got failed
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and your money is deducted
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So in this condition, you have to take the precaution that
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Anyhow you have to take an action.
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Here many people think that their money will get refunded automatically
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And due to this, they get lost their money.
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Here, taking action means that
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To claim the refund to get the refund for what your amount is deducted.
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Here, to get the refund for your deducted amount, you can go with any of three processes
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First process is the online process, second through the customer care
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And the third one is to claim the refund or give the application going to your branch.
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Now here you may face a problem that
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If your money is deducted recently, and if you call the customer care or go to the branch,
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You may get an answer and that answer will be that your money will be refunded automatically within 24 hours.
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So wait first and claim only then if not refunded even after the waiting period is over
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But remember here that they are avoiding
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Means they are making excuse so they do not have to recieve your claim.
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in many cases, I have seen that people calls after 72 hours or go to the branch to claim the refund
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So they are told directly that we have the details only for the 48 hours or 72 hours.
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After that the details gone forward, we can't help you anymore.
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So you have to remember that, you have to ask them politely that
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Sir, take my complaint, claim my refund
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And provide me the reference number or complaint number for that.
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And even if my money gets refunded automatically,
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can we may get double money from your bank?
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No, we can't get.
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So simply register the complaint and provide me the reference or complaint number.
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This will make the benefit to you that, if you didn't get the money later,
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By using this complaint number you will be able to process further and
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And will be able to argue further to get your money refunded.
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So here you have to remember 2 things
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First if money deducted then you have to take the action or claim the refund.
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And second if you get answer to wait from their side,
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So you have to ask them simply to register your complaint and provide the complaint number.
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Now getting such information you may be thinking that
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I am just telling you from my side that you can complain online
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Can complain through customer care or can complain going to the branch.
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But not telling the complete process, many persons may think like it .
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But that's not right, because
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by slowly we have already made complete video tutorials for many banks to claim refund.
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You can watch them on our channel.
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And if you didn't find the video related to claim the refund for your bank,
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Tell me in this video's comment box that which your bank is
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And yours what type of transaction is failed
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We'll upload the complete video tutorial related to that
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So that you may get help, aslo many other persons who are suffering from this problem,
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They also may get help.
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After the complaint you make, according to rule
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the deducted money will be refunded within 7 working days.
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And if you didn't get the refund even after this,
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You can ask the reason for this, calling your bank's customer care or going to the branch through your reference number.
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And through your reference number, they will tell you that why your refund is not processed yet.
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And after how many days, you will get the refund.
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Now I hope, you have got the complete information,
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That what you have to do, what precautions you have to take
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And action you have to take
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If this video helped you,
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Do not forget to like, share and comment on this video.
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Because you may help others too in this way.
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And if you haven't subscribed our channel yet,
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Do subscribe it and don't forget to press the bell icon
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Thanks for watching this video
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See you with such another informative video.
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