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Business Lending using Securities and Retirement Funds - YouTube
Channel: Credit Suite
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Did you know that there's an easy way to use聽
stocks bonds 401Ks and IRA's to be able to get聽聽
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business funding for your business, when this聽
training I'm about to reveal to you everything聽聽
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you need to know about using Stocks, Bonds 401Ks,聽IRAs to be able to get funding for your 聽聽
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business I'm going to show you how to use this kind of聽funding to get approved no matter how good or聽
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bad your personal credit maybe I'm going to show聽
you how to use this kind of funding even as a聽聽
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startup business even if you're high risk even if聽
you struggled to get other kind of funding before聽聽
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I'm going to show you how to get 5%
or lower credit lines to be able to fund your聽聽
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business even if you don't have Stocks Bonds聽
401Ks or IRA's we're going to talk about how聽聽
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you can tap into somebody else's to be able聽
to get funding and I'm going to sprinkle on聽聽
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some of my best tips and tactics to get the most聽
money at the best terms and if you stick around聽聽
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to the end of this training, I'm going to get you聽
access to our funding vault of 27 killer ways聽聽
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to get money to grow your business we聽
got a lot to cover so let's dive in.
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Securities-based financing and 401k financing some聽of the coolest options to be able to get
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money for your business and they are some of the coolest聽options because first of all credit doesn't
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matter. So even if you have really challenged personal聽credit you're still able to get 5%聽聽
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interest rate credit lines or lower with these聽
programs. And you can also get them if you have聽聽
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other high risk factors, so you can get it as a聽
startup business, you can get it without supplying聽聽
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any income documentation no bank statements or P&L or balance sheets or tax returns all that聽聽
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cumbersome documents that so many lenders oftentimes ask for you can get this even as a high
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risk business so even if you're in a high-risk industry聽even if you've struggled to get funding
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before this is one of the most creative ways to get money聽to grow your business. Now there's two types
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of financing we're going to talk about this training聽
securities-based financing where we're using聽聽
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stocks and bonds to qualify and 401k financing we're using 401k and IRA. So let's talk about聽聽
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stocks and bonds first securities-based financing.聽
With securities-based financing you can use stocks
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and bonds that are yours you can also use this聽
program with somebody else's stocks or bonds as聽聽
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well, and the reason I bring that up is because聽
maybe you don't have stocks or bonds, but 75%聽聽
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of business owners get money from family and聽
friends to get their business off the ground聽聽
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well it's easier to go to my dad for example and聽
have him use his stocks and bonds as collateral聽聽
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to get me a credit line that it is for him to聽
liquidate those stocks and then actually get聽聽
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me the cash. So if you're going to get money from聽
family and friends as most business owners do this
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is a creative way to tap in to assets they may聽
have use those as leverage to get collateral they聽聽
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still earn the interest they still get the returns聽
they always would have but you have a credit line聽聽
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using that asset as leverage. So it's an easier way聽
to tap in to assets that somebody else has to get聽聽
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money to start a business without them coming out聽of pocket with the cash. So with securities-
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based financing a business owner can get borrow as聽much as 90% of the value of your stocks聽聽
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and bonds. Now you should have stocks and bonds聽
that are worth $35,000 or more whether it be you聽聽
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or a guarantor that's supplying those stocks and bonds is collateral. And you can get a credit聽聽
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line or a loan as low as 5% interest rate like聽
I said it's not based on personal credit or any聽聽
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other collateral or cash flow it's just based on a聽
review of your actual statements for those stocks聽聽
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and bonds. One of the best parts I love about this聽
program is that you can still earn interest on the聽聽
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stocks and bonds, it's kind of kind of like double聽
dipping really it's kind of like cheating I think聽聽
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because what happens is you have money invested聽
in the stock market, you're earning a rate of聽聽
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return on those stocks and bonds right. But now聽
you can use that as leverage still earn the rate聽聽
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of return on the stocks and bonds still keep them聽
invested in the stock market, but now get a credit聽聽
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line using those stocks and bonds as collateral聽
so it's interesting because you can still earn聽聽
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interest on the stocks and bonds wherever they are聽
as you actually continue to use that asset as a 聽聽
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as leverage to be able to get a low-interest rate credit line. So a lot of benefits using security聽聽
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stocks and bonds to be able to qualify for financing. Now let's talk a little bit about 401k聽聽
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it's very similar if you have a 401k or IRA or聽
someone around you has a 401k or IRA you can use
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that as collateral to get financing with stocks聽
and bonds you can grow as much as 90%
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of the value of the stocks of bonds. So 401ks you 聽can borrow as much as 100% of the value of 401ks
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and IRA's. Now a little bit of a different process because it's a rollover process. So聽聽
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because it's a rollover of your 401k or IRA you聽
don't get charged any tax penalties it's actually聽聽
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based on IRS proven strategies so there's no tax聽
penalties again you can get a 5%聽聽
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loan or credit line against the actual 401k or the聽
value of the 401k the only thing is the 401k has聽聽
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to be rollable. Meaning it can't already be placed聽
with another employer because the employer then聽聽
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won't let you use that as leverage or collateral聽
the way you need to, but as long as it is rollable
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as long as it's not with an employer you can聽
get as much as 100% of the value of that 401k聽聽
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or your IRA. And that's exactly how you use stocks聽
bonds 401ks retirement funds securities聽聽
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as collateral to be able to get funding.So again聽
nice thing credit doesn't matter you can get it聽聽
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as a startup you can get these as a high-risk聽
industry all you need to supply is 401k or IRA聽聽
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statements or statements that show the value of聽
the stocks and bonds don't forget they could be聽聽
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yours yours or somebody else's so I just gave you聽
two ways to get financing multiple ways 401ks IRA聽
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stocks bonds you can also tap into somebody else's聽which give you many creative ways to be able
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to get money to grow your business. So if you'd like聽
to get approved go to creditsuite.com/getfunding聽聽
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that's creditsuite.com/getfunding or just give us a call for your聽聽
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free consultation on a free consultation call聽
with us we will qualify you for all the funding聽聽
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you may qualify for now. Actually a lot of business聽
owners call us and think they can't get loans聽聽
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and credit lines we end up getting qualified聽
for multiple programs so on this consultation聽聽
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call we'll qualify you for funding we'll do a聽
fundability assessment to figure out the things聽聽
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with fundability that you need to fix to become聽
more lendable and we'll get your business credit聽聽
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reports with Dun & Bradstreet. Equifax, Experian聽
for free they usually cost 250 bucks from the聽聽
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bureaus we get a few at no cost to give you tips聽
and tactics to improve your actual business credit.聽聽
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All that happens on a consultation call give聽
us a call 877-600-2487 that's 877-600-2487聽聽
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you can also email us to set up a time for聽
your consultation [email protected] or聽聽
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you can schedule your consult online at聽
creditsuite.com/consult that's creditsuite.com/聽
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consult if you got value make sure you like聽
and subscribe so you can keep your eye out聽聽
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for our next training we're talking about more聽
cool ways to get money to grow your business.
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