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CA EDD UI PEUC PUA Benefits Ending - What's Next - $0, Benefit Year End, Fed Ed, Training Extension - YouTube
Channel: Ginny Silver - Business Coach for Creatives
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Hey, guys, it's Ginny Silver.
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And today I want to talk to those of you in the state of
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California who are reaching the end of your unemployment
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or pandemic unemployment related benefits.
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Now, many of you are reaching the end of your unemployment
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benefits for a few different reasons.
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You may be reaching the end of your benefit year, you may
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be approaching the zero dollar balance, or you may be approaching
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that coin week ending September fourth end date for pandemic
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related programs.
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Well, I want to walk you through the different scenarios
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and what is next for each type of claim.
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First, Let's talk about those of you who are UI, PEUC, or
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Fed Ed and are reaching the end of your benefit year.
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The Edd States that your benefit year expires 12 months after
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your claim start date.
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In order to locate this, go to UI online, look at your claim
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start date and count 12 months out.
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On June five, the Edd has implemented a new policy regarding
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reaching the end of your benefit year when you reach the
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end of your benefit year.
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One of 2 scenarios will apply to you.
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The first of these two scenarios is that you will have to
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file a new claim when you reach the end of your benefit year.
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If your UI, PEUC, or Fed Ed and you reach the end of your
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benefit year and you worked within the last 18 months and
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have enough earnings in order to potentially establish a
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new claim, the Edd requires you to file a new claim when
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you reach the end of your benefit year.
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Now, the Edd States that you will be able to click the File,
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a new application button and UI online, and you can only
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proceed with the application if you are required to file
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a new claim.
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In addition to simply trying to file a new claim and seeing
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if it is rejected or accepted, make sure that you also utilize
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the EDD's Benefit Calculator tool.
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Enter in your earnings for the base period prior to filing
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for unemployment, and the calculator will show you if you
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had enough earnings in order to qualify for a new claim.
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Once you have filed your new application, allow up to three
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weeks for the Edd to process that application.
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If approved, you will receive an award letter stating your
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new weekly benefit award amount.
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Now, some of you may be awarded a new weekly benefit award
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amount that is significantly less than your prior unemployment
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claim amount.
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Well, if you are awarded a new claim before that September
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fourth end date for the PEUC extension, and previously we're
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collecting UI or PEUC, then you may qualify for the Deferred
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new claim program, which means that the Edd will take your
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new weekly benefit award amount, which is 25 dollars last
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or even smaller, and then we'll put it on hold.
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They will then apply a PEUC extension of your old weekly benefit
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award amount to your old claim and allow you to collect that
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until claim week ending September fourth.
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When puns after PEUC ends on claim week ending September fourth
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, then the Edd will take your new claim that you qualified
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for, which was placed on hold and they will apply it to your
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account who are awarded a brand new claim.
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You are placed on that brand new claim and you certify on
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that new claim.
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Keep in mind that those certifications will be pending for
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the first up to three weeks while your new claim is sent
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out to a third party company for an initial fraud review.
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These additional fraud reviews are done through a company
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called Thompson Routers in order to prevent fraudulent claims.
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Now, the first round of certifications on a brand new claim
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are going to be pending for the first up to three weeks.
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Why?
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Because the Edd sends out your claim to third party company
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called Thompson Routers for additional fraud checks during
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this point in time.
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There's nothing that Edd can do in order to push you from
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pending to Paid because they are waiting on those additional
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fraud checks to be completed by the third party company.
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The claim comes back and it has passed the fraud review from
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the third party company.
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Then your pending payments will move to Paid.
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So what about those of you that did not work in the prior
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18 months or you did not earn enough in order to establish
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a new claim?
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Well, as of June, it the Edd no longer requires you to file
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a new claim if you did not work in the last 18 months.
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The Edd States that when you click on file a new claim, your
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application should be automatically rejected and you should
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not be able to proceed with submitting a new application.
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Edd States they will process applying the PEUC extension to
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your claim automatically and you should continue to certify.
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Next, Let's talk about those of you that are on Pua.
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Pua Pandemic Unemployment Assistance will End Claim Week
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Ending September fourth PUA was created by federal legislation
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of the stimulus bills and the program is set to end claim
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week ending September fourth.
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Unless there is some form of new legislation proposed, passed
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and signed into law, Pua will cease to exist.
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Claim Week Ending September fourth Even if you have a remaining
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balance in PUA, you will be unable to continue to collect
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unless additional legislation I passed.
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The same is true for PE/uC extensions.
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Claim week ending September fourth will be the last week
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that you'll be able to certify for and collect on a PEUC extension,
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since PEUC extensions are also a product of stimulus legislation.
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If you're on PEUC and you have a remaining balance after the
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end date of September fourth, you will no longer be able
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to collect that balance because the program will cease to
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exist. If you are PEUC, Fed Ed, Ui and reach a zero dollar balance
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before claim week ending September fourth, then you will
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be able to collect any remaining weeks of PEUC extensions
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which apply up until claim week ending September fourth.
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While PEUC is still active up until September fourth, you
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will be able to collect the next phase of PEUC uses awarded
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in three different phases.
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The first phase is called PEUC and it is 13 weeks.
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Once you exhaust that balance all the way down to zero, you
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are next awarded the second phase of the PEUC extension, which
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is called Tier two, or if you call into customer service,
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they call it PEUX.
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This second phase of the PEUC extension last 11 weeks, and
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once you exhaust that balance all the way down to zero, you
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will then be awarded the third and final phase of the PEUC
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extension, which is called PEUC Tier two Augmentation, or
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if you call into customer service, they call it Puy.
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This last phase lasts up to 29 weeks, but all of the PEUC
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extensions have a hard end date of claim week ending September
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fourth.
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Next, what about those of you that are a zero dollar balance
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where UI, PEUC, or Fed Ed who are waiting a PEUC extension but
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have not received it?
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If you have been waiting longer than two weeks at a zero
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dollar balance without being extended, then it is time to
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contact the Edd.
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They should be processing these PEUC extensions within about
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one to 2 weeks after you reach a zero dollar balance, but
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Unfortunately they are not applying these automatically to
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everyone's claim consistently.
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If you've been at zero for longer than two weeks, then contacts
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the Edd or contact your Assembly member for those of you
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collecting UI or PEC.
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Once we reach claim week ending September fourth and the
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PEUC extension has ended, UI and PEUC claimants may potential
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qualify to receive a Fed Ed extension.
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A Fed Ed extension is California's extended unemployment
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benefits, and there are a series of requirements that must
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be met in order to receive a Fed Ed extension.
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Number one, In order to receive feed, the Fed Ed program
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must be activated.
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There are two different ways that Fed Ed can be active.
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Number one is if the California state unemployment rate remains
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at 6% or higher.
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If it remains at 6% or higher than Fed Ed is active.
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Feed is also activated when the States ensured unemployment
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rate equals or exceeds 5% and is at least 120% higher than
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the average unemployment rate for the same period in the
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two previous years.
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After the additional seven week extended benefit duration
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of the Pandemic related stimulus provisions, Fed Ed will
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decrease back down to a 13 week program as long as this unemployment
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rate in the state remains at 6% or more or 5%, but is at
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least 120% higher than the average you are for the same period
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in the previous two years.
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Now, if Fed Ed is active, the next requirement is that you
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must qualify in order to receive Fed Ed.
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Now, in order to qualify to receive Fed Ed, you must have
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a regular unemployment insurance claim that started on or
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after May 19th.
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2019.
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You must have used all benefits on your UI claim and the
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PEUC extension or your claim has expired.
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You do not qualify for a new UI claim in California or any
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other state, and you are not disqualified and you meet the
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UI eligibility requirements.
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You must have made enough ear in the base period of your
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regular UI claim to qualify.
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Now, keep in mind that your base period is the four quarters
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worth of earnings prior to being unemployed that your claims
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weekly benefit of word amount is based on.
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This is either going to be a standard base period or an alternative
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base period.
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In order to qualify, your total base period earnings must
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be more than either of these two calculations, 40 times the
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weekly benefit amount or 1.5 times the earnings in the highest
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quarter of the base period of your regular UI claim.
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Now, if your weekly benefit award amount is 450 dollars and
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you multiply that times 40, that's going to equal 18,000
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dollars. If in your base period your total earnings were
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more than that 40 times your weekly benefit award amount
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in this example, over 18,000 dollars, then you would qualify.
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The other way to qualify requires you to take your highest
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quarter worth of earnings and multiply it by 1.5.
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If your base period earnings is more than either one of these
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two calculations, then you would qualify to receive Fed Ed.
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There's one other program that you may qualify for in order
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to receive additional benefits after your unemployment claim
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ends. PEUC is no longer activated and Fed Ed is no longer
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activated or you do not qualify, and that is a California
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training extension.
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Keep in mind this only applies to UI claimants and not Pua
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claimants. Why?
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Because PUA will cease to exist come claim week ending September
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fourth.
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A California training extension allows unemployed individuals
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to continue to collect unemployment benefits while they return
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to fulltime school or training so that they can obtain training
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in order to reenter the workforce.
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In order to qualify, you must have a current and valid unemployment
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insurance claim.
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You must meet all eligibility criteria to receive UI benefits.
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You must start training before the current claim expires.
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You must be approved by the Edd for one of the training categories
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under CTB.
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You must contact Edd before your 16th week of benefit payments.
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If the maximum award of your claim is less than 16 weeks
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of benefit payments, you must contact before your claim reaches
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a balance of 0. 16th week.
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This is not going to apply to some of you that are on older
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claims, but if you recently awarded a new claim, contacts
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the Edd by your 16th week.
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If you're going to be entering into full time training or
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school, and you would like to see if you qualify for a training
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extension in order to inquire about a training extension.
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You're going to report the start date of training.
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When you file a reopen a claim, submit a question through
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UI under the category School or Training in Topic California
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Training Benefits.
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I'm going to also be creating a series of videos for those
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of you who are looking for work who are getting ready to
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reenter the workforce surrounding tools and resources to
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help you to land a job.
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Additionally, for those of you that are ready to reenter
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self employment or are looking to start self employment for
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the first time, I'm going to be creating additional updated
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content on selfemployment resources.
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Okay, you guys, I hope that was helpful.
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Please click Like Subscribe and leave me a comment down.
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