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5 Homeowner Tips for 2019 - YouTube
Channel: Kristina Smallhorn
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Charles you let the turbot Certificate
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lapse what's wrong with you ah after we
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close up the home we're bombarded with a
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bunch of paperwork and then when we own
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the home there's a tons of things that
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we should be doing that most of us
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forget it's take a tip Tuesday this is
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five things you should be doing as a
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homeowner hi my name is Cristina small
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horn your real estate whisperer
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providing you the best real estate tips
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with a dash of humor be sure to
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subscribe now so you don't miss my most
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beneficial and humorous tips this week
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we're covering five things that will
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help you maintain your home and the
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papers that you need after the closing
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between me you and the fencepost I know
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darn well that Charles hasn't even
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checked that insurance policy since the
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day we closed on it
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we're probably wasting a ton of money my
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first money saving tip is when was the
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last time you had your homeowners
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insurance checked a lot of times when we
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closed on our house that we don't even
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really think about how much we could
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probably save if we just did a little
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bit more investigating there are plenty
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of homeowners insurance policies out
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there that will cover you with all sorts
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of things just make sure you find the
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right one for you at the best cost and
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you can change it yearly it doesn't
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matter you don't have to stick with the
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one just because you've had them for
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years I know I've made that mistake too
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I've kept these papers for like three
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years can I throw these things away now
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tip number two is when was the last time
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you actually kept a receipt of something
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that was done as far as a repair on your
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house I always tell my clients to make
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sure that they put all of their repairs
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in any folder so that way when you
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decide to sell your home you can show
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the buyers how you've maintained it over
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the a period of time some people
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actually even keep a calendar of
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actually when those repairs were done
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that's a little overkill as far as I'm
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concerned but if you want to go that
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extra step that always looks really good
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to future buyers you know my husband
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Charles was about as dumb as a box of
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rocks he told me throw away this survey
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and that man wouldn't know if a Porton
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paper if it gave him a thousand paper
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cuts glad I kept it dummy tip number
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three is this is two documents that
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seemed to go to the wayside one of them
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is your flood insurance policy not just
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the policy it's actually the flood
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elevation certificate that's certificate
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for some reason seems to get lost in the
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shuffle
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so either you know when you get your
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losing documents make sure you take that
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out of the package and put that in a
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separate place a lot of times your
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insurance company has a copy of that but
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sometimes that even gets lost at the
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insurance companies the other thing that
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seems to get really lost in the shuffle
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is a copy of the survey of your property
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so that's just a little map that shows
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where you know the property lines end
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and begin it's good to keep this
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especially if you're gonna go ahead and
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put a fence up later on and it's also
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good for your future buyers so put those
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off to the side maybe even a safety
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deposit box over the years I've worked
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with many sellers that have bought
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brand-new homes and sometimes they are
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under the illusion that they don't need
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to do anything to maintain that house
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over the builder warranty many homes
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come with builder warranties - up to
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five years here in Louisiana we actually
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have the new home warranty act and every
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state has something a little bit
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different even though you've bought a
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brand-new house that doesn't mean you
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don't have to do certain things to
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maintain it like for instance the air
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conditioning unit does need to be
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serviced every single year the other
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thing is to make sure that your termite
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contract is up to date generally you
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have to renew those about every six
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months sometimes it's up to a year and
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then the other thing that you need to do
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is start checking around the house for
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things like changing out the air
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conditioning filter cracks around the
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windows seals that have been broken with
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caulking those are all regular
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maintenance things that need to be done
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that are not covered in it by any home
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warranty for the love of Pete Charles
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just put this on your tongue and tell me
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if this battery's still good such a baby
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my last tip is the most important tip of
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all for you and your family make sure
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that you check your smoke detectors and
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your carbon monoxide detectors change
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out the batteries every time you change
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the time so in the spring in the fall
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that's when you should be changing out
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your batteries for those make sure
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they're nice and fresh that your
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family's protected it looks like this
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week and I'll be doing a lot of dumpster
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dive and trying to find all them papers
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because it Charles whether you've just
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purchased your home or owned your home
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for a while there's gonna be some things
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that we forget so hopefully this week's
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video was helpful to you if you'd like
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to read some more buying and selling
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tips of your home you could always visit
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my website at your real-estate whisper
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calm if you'd like to watch some more
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videos about homeownership go ahead and
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click the playlist right here my name is
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Christina small horn your
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real estate Whisperer for Ascension
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Parish and I tell you all this because
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you matter now if you really want to do
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me a favor go ahead and make sure you
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subscribe that's that button right here
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and if you want to visit Christina's
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website that's that button right here
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and if you want to watch some more
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buying and selling tips they're really
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cool go ahead and click over here
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