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Cash Envelope Stuffing MY FIRST Youtube Check | Cash Envelope Stuffing | Beginner | OhmyfroBudgets | - YouTube
Channel: Baddies & Budgets
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hey y'all welcome back to the channel so today聽
i am so excited i'm going to be catching my very聽聽
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first youtube check listen when i tell you i am聽
so grateful listen if you've ever liked commented聽聽
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if you are a subscriber of my channel i appreciate聽
you so much i have been working so hard to get to聽聽
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this point so i'm super grateful for this so today聽
i'll be stuffing my youtube check guess how much聽聽
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guess how much this 553 dollars and 44 cents聽
like what who do i think i am you know okay so聽聽
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with this money i'm not paying no bills i'm not聽
stuffing no cash envelopes it's just going to聽聽
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three sinking funds and a savings challenge okay聽
so let me show you where i'm gonna put this money聽聽
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okay so first things first i'm gonna pay taxes on聽
it because youtube does not take the tax money out聽聽
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so i'm going to be adding 139 dollars um i think聽
i think i'm going to do 20 20 40 60 80 100 120
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and two two dollar bills because youtube聽
doesn't take um taxes out and i want no聽聽
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problems with uncle sam okay so no smoke聽
no smoke so i'm gonna give him his coins
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okay let me get organized here
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and those fives all right so in our tax envelope聽
we now have one two three hundred twenty forty聽聽
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sixty eighty four hundred twenty forty sixty聽
eighty ninety five hundred five oh five five聽聽
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ten five fifteen five twenty five twenty聽
two five twenty four so we have 524 bucks聽聽
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in our uncle sam envelope okay and then聽
next i always pay myself no matter if i make聽聽
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twenty dollars slang in hot cheetos聽
i'm gonna pay myself ten percent聽聽
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so ten percent of this i'm gonna go聽
ahead and give myself fifty six dollars聽聽
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in my savings envelope because y'all you always聽
have to pay yourself first i pay myself before聽聽
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bills before paying debt anything me i come聽
first okay it you need to think that way聽聽
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so we're gonna add 56 dollars here聽
so we're gonna have 55 and a dollar
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so this is 50 oh this 50 is nice
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okay so we have 1 two 100 three hundred four聽
hundred five hundred six hundred six fifty聽聽
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six seventy respect there six ninety seven ten聽
seven thirty seven fifty seven seventy seven聽聽
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ninety eight ten eight um thirty eight fifty聽
eight fifty five eight sixty sixty 861 so 1861聽聽
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let me double check i feel like i messed up
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so 1861
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okay and last up we're going to be stuffing a new聽
car i'm determined to pay cash for this car so聽聽
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any extra i get will be going here so we're聽
going to be adding 350 to new car so there's 200聽聽
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20 40 60 80 300 oops 320 340 350
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so this money is allotted
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for my new whip i'll be so excited when i聽
get i think probably ten thousand dollars i聽聽
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can get that in here um i'm gonna pay myself聽
a little more this month from the business聽聽
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i've been like short changing myself so聽
i'm gonna pay myself more one thousand one聽聽
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hundred two hundred three hundred four hundred聽
five hundred six hundred seven hundred eight聽聽
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hundred nine hundred two thousand one hundred聽
two hundred two fifty two seventy two 290 310聽聽
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330 350 370 390 410 430 450 470 490 500.聽
so we now have 2500 in our new whip fund聽聽
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which i need to put a 1k slip but i'm going聽
to wait until i do a bill exchange and work聽聽
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that out and so up last i had a few dollars left聽
over and i didn't really have a fund to put them聽聽
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in so i'm just going to go ahead and add that聽
to my 52 week savings challenge because why not
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um
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oh yeah i was tripping so i had to聽
get 60 out of the bank instead of聽聽
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553 so there's a little extra here聽
but all of this will go ahead and go
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i don't know if that makes sense so i pulled my聽
money from the atm from bank of america and so聽聽
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i had to pull in increments of 10 so i聽
had to get 560 dollars instead of 553聽聽
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so i wrote down eight dollars here but i think i聽
added 15 or so okay so that's it for my savings聽聽
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challenge and because i've told myself that every聽
video i'm going to at least pull one envelope聽聽
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i'm going to go ahead and pull my extra cash some聽
extra cash i had out and we're going to go ahead聽聽
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and just pick a few envelopes so i'm聽
just going to wherever i land so 36
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okay and
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let's see 64.
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so that's 100 so we're going to be adding 100聽
to 100 envelope savings challenge and instead of聽聽
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like doing the hundred envelopes i'm just gonna聽
write off on that sheet and then put the money聽聽
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in here so there's a hundred dollars for this week
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well for this paycheck and so there we go
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our youtube paycheck is complete and again like聽
i said before if you support my channel if you聽聽
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follow me on instagram on tick tock anywhere i聽
appreciate you so much you are really helping me聽聽
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to become financially free and i hope that i'm聽
pouring into your life as well and beneficial聽聽
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to you as well that's also the point i feel聽
like when our creator gives us skills and we聽聽
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learn something we are meant to share with聽
the world not to hoard it and so um i hope聽聽
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i am providing you with something that adds to聽
your life as much as you guys are adding to mine聽聽
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and also make sure you're commenting and聽
liking my videos if you want to be added聽聽
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into the giveaway and i'm really paying special聽
attention to those people that i know comment on聽聽
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every video like every video and so i went聽
ahead and ordered i saw y'all's comments聽聽
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and i think y'all like this tray better than the聽
smaller tray um but you know if you win and you聽聽
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want the smaller one i can work that out too so聽
i went ahead and ordered the tray my binders will聽聽
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be here this week so i'm going to do you a custom聽
binder and i'm going to put you together my whole聽聽
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budget planner let me go ahead and show y'all what聽
that looks like so i just keep myself in here but聽聽
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you pretty much can work through your whole聽
budget with this thing is so amazing so it聽聽
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comes with a finance calendar and you can make as聽
many copies of these as you want okay so it comes聽聽
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with a finance calendar you get you know your聽
budget planners the sheets i used to cash stuff
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you get a sinking funds breakdown sheet and this聽
helps you to write down the funds that you need聽聽
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the amount and then to figure out what amount聽
to ask the teller for okay then you also get聽聽
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this sheet of cash breakdowns again make as聽
many copies as you need so you can fill this out聽聽
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take it to your teller and get the correct聽
money so you can go home and cash stuff聽聽
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also added this weekly check-in because again i'm聽
trying to well round my budget and um i feel like聽聽
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i need to keep up every week with what i'm doing聽
with my sinking funds so i'm starting this week聽聽
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so i put in not my sinking funds my cash envelopes聽
so i put in my cash envelopes how much money is聽聽
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starting in each and so at the end of the week聽
i'll put how much i spent what's left so that聽聽
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i can better budget the money that goes in the聽
cash envelope so i'm not over or under spending聽聽
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so i can make sure i have what i need then that聽
also comes with the sinking fun trackers and i聽聽
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also keep track of my singing funds in this book聽
um because i just prefer it it's so much neater聽聽
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and when i'm budgeting i can flip through聽
and see what's what and how much money i聽聽
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need to allot to each fund and goals and such so聽
you'll get this sheet this debt payoff sheet so聽聽
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i'm going to use it to pay off charge stuff聽
on my credit and so you can pretty much put聽聽
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the minimum payment interest rates your goals聽
and fill this out and get your debt paid off聽聽
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expense trackers so just to keep up with um聽
what you're spending where your money's going聽聽
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is that all i have there yes and i also have a聽
tracker for the week savings challenge so while聽聽
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i do also have my envelope i created this a few聽
weeks ago so that i can actually be sure that聽聽
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i'm stuffing every week and that you know i'm聽
not stuffing too little or too much so i write聽聽
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the amount that i stuffed and the total okay and聽
i also added in this new no spin challenge and so聽聽
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this is a month's worth and you write in your聽
days of the month and then you know coloring聽聽
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or however you want to do it to show um how many聽
days you didn't spend for the month so i usually聽聽
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set a goal of like 10 to 15 and it just keeps聽
you from doing impulse buys and stuff like that聽聽
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it'll come with the 52 week and聽
the 52 week bi-weekly challenge
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and also your monthly sinking funds tracker so at聽
the end of the month you can add in your sinking聽聽
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funds what your beginning total was what your聽
ending total was and the difference and this just聽聽
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shows you how much money you're adding to your聽
sinking funds every month so that for me it's聽聽
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just really encouraging you know um cash budgeting聽
sometimes whenever it first started it felt kind聽聽
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of limiting like dang i can't buy nothing you know聽
all my money has a place but girl after that first聽聽
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month of me seeing how much money i had saved and聽
me showing myself every month continuously how聽聽
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much money i continue to save oh honey let me tell聽
you i've been trying to save every dollar okay聽聽
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okay and so after the monthly tracker you also聽
get this month end overview and so again you can聽聽
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just write in your budgeting categories what聽
you want your budget to be for the month how聽聽
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much you actually spent you know was it a plus or聽
a negative meaning did you overspend or underspin聽聽
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and then you can go ahead and compare it to聽
last month i also put space in here for your聽聽
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debt and your savings so if you were trying to聽
pay off certain credit cards or loans or a car聽聽
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you can put how much you paid towards it how聽
much you have left the same for savings you can聽聽
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even put your retirement here just what your goals聽
were and how far you have left to reach that goal聽聽
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and i just printed these out because聽
again i'm trying to make a whole budget聽聽
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so i'm going to start filling these out this聽
week because i'm gonna you know keep up with聽聽
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my life too y'all can't be beating me now and聽
so i also made this yearly finance tracker and聽聽
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it's kind of business based but not really聽
so for me i just want to see month-to-month聽聽
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what i'm bringing in versus what i'm spending and聽
so you don't necessarily have to have a business聽聽
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to use this but this is why i'm using it so i'll聽
just put my income for the month from all of my聽聽
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different pools of income and then i'm going to聽
put expenses even everything even business expense聽聽
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wise so that i can see what's coming in and what's聽
going out and i can see what are my better months聽聽
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what did i do this month that i didn't do that聽
month that kind of thing again just tracking these聽聽
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things just helps you to i'm a visual person聽
a hands-on person so it'll better help me to聽聽
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understand how i am using my funding my finances聽
so this is the end of the month reconciliation聽聽
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form you know you put in the amount of money that聽
you reconcile back my goals my actions for next聽聽
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month just my overall thoughts for this month in聽
budgeting um just so that you know at the end of聽聽
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the year i can look back and be like oh okay well聽
this was happening or that was happening and i had聽聽
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to put this much money back that type of thing聽
okay and so last up we have i think this is last聽聽
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we have bill trackers so i added these because a聽
lot of people ask me about bills about how i pay聽聽
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bills how they should pay bills so you put your聽
year whatever month you're in you put the bill聽聽
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when it's due and the amount and you can check聽
it off when it's paid and that'll help you聽聽
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better track your bills and your expenses and聽
make sure that you get everything paid on time聽聽
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and i believe that is it and so that's all that's聽
a part of this binder and this is what i'm going聽聽
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to be giving you if you would like it printed i聽
can do that but if not i can just shoot you over聽聽
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the digital copies there's my little hole聽
punch um but it's it's really it's really聽聽
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i worked really hard on this it's really good聽
for beginners um okay and also i'd be willing聽聽
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to even send you 100 envelope challenge i just聽
made this but you know whatever so yeah that's聽聽
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it y'all that's what'll be a part of the giveaway聽
i'm gonna give away a tray a custom binder and聽聽
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um a budgeting starter sheet uh for you i might聽
throw in some other goodies who knows i'm good for聽聽
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a free beer two so you guys have a good day聽
thank you so much for watching thank you so聽聽
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much for your support seriously i appreciate聽
you y'all have a good day thank you so much
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bye
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do
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you
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