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Who Qualifies for Medicare? - YouTube
Channel: Boomer Benefits - Medicare Expert
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have you been wondering who qualifies
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for Medicare you might be surprised to
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learn that when you're eligible for
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Medicare differs for when you're
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eligible for Social Security and it's
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very important not to miss your initial
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enrollment window upon qualifying for
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Medicare hi there if we haven't met yet
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I'm Danielle Roberts with boomer
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benefits where we help baby boomers
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navigate their entry into Medicare in
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this video I'll go over who qualifies
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for Medicare when you become eligible to
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enroll in Medicare and which people need
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to actively enroll in Medicare versus
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those people who will be enrolled
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automatically I'll also discuss the
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difference between Medicare and Medicaid
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it's a quick video so stay tuned
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Medicare was originally created as a
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health insurance program for people aged
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65 and older and it still is today
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however in 1972 Congress extended
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Medicare eligibility to people on Social
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Security disability let's look at how
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each group becomes eligible for Medicare
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people who age into Medicare are
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eligible to enroll at age 65 you must be
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a US citizen or a permanent resident who
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has lived continuously in the United
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States for the last five years
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note that your eligibility for Medicare
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is not dependent on whether you have
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enrolled in Social Security income
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benefits yet you are eligible to enroll
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in Social Security income benefits as
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early as age 62 but of course you can
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also delay that enrollment to as late as
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age 70 the longer you wait to enroll the
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greater your monthly Social Security
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income check will be when you finally do
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enroll no matter when you sign up for
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Social Security income benefits your
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eligibility for Medicare begins at age
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65 or most people now if you did sign up
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for Social Security before age 65 then
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the Social Security office will assume
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that you've already retired and they
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will automatically enroll you into
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Medicare Parts A and B when you turn 65
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however if you've not yet signed up for
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Social Security income benefits by the
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time you turn 65 the government will
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assume you're still working this means
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you need to actively enroll in Medicare
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yourself for more on when to enroll in
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Medicare you can follow the links at the
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end
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video to our other YouTube video about
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when to enroll in Medicare some people
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qualify for Medicare early due to a
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disability or major health condition for
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example if you're awarded Social
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Security disability income benefits
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prior to age 65 then you will qualify
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for Medicare automatically after the
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24th month of disability there is an
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exception in that people who receive
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Social Security disability income
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benefits and are also diagnosed with Lou
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Gehrig's disease will be enrolled into
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Medicare on the first month of their
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disability benefits individuals who are
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on kidney dialysis or who are kidney
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transplant patients are also eligible
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for Medicare prior to age 65 before we
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sign off I should mention that Medicare
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and Medicaid are two different things
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Medicare is a federal health insurance
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program for people aged 65 and older or
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younger people with certain disabilities
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as we have just discussed Medicaid on
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the other hand is a joint federal and
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state program that helps with medical
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costs for some individuals with low
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incomes and limited resources it is
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possible to qualify for both Medicare
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and full Medicaid benefits at the same
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time and if you qualify for both
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Medicare will be primary insurance and
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Medicaid will pay secondary so now you
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know who qualifies for Medicare do you
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have a question about Medicare's cost
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coverage enrollment deadlines or
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penalties if so type your question in
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the comments below and I'll be more than
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happy to answer and if you need
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assistance with signing up for Medicare
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head on over to the boomer benefits
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website for more reading and information
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about Medicare thanks for watching and
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we'll see you in the next video
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[Music]
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[Music]
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