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Kohls Credit Card Application - Kohl's Charge Card Review / Kohls Cash - YouTube
Channel: CreditFast
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do you like shopping at Kohl's but
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you're not quite sure if you can get a
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proof of their Charge Card if you'd like
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to know a fast and easy way of applying
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for the Kohl's Charge Card and not even
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receiving a hard credit inquiry on your
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credit report stick around
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[Music]
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today I'm going to talk about the Kohl's
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Charge Card and I don't receive any kind
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of referral commissions by promoting the
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Kohl's Charge Card offer but I just want
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to talk about it today because I think
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it's a great way of getting a new line
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of credit an easy line of credit
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especially if you don't have the best
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credit again there is no impact on your
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credit score just for applying so if you
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get approved you'll receive 30% off your
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first purchase plus having a Kohl's
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charge entitles you to 12 special offers
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a year and of course most people have
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heard of Kohl's cash where you earn $10
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Kohl's cash for every $50 spent Kohl's
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offers a lot of reward benefits to its
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customers like Kohl's cash but if you
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have the Kohl's Charge Card you can earn
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even more rewards for shopping at Kohl's
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you'll get another 15% off discount when
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your Kohl's charge card arrives in the
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mail plus you can combine Kohl's cash
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with Kohl's charge discounts in this
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chart in more detail explains how cold
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cash works and how to get the most
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benefit out of Kohl's cash in the
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comments below
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if you applied through the Kohl's charge
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card using the link that I provide where
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there is no hard credit inquiry leave a
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comment below on how it worked for you
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remember if you spend $50 or more you
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get free shipping but don't worry if you
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spend less than that you have the option
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a free store pick up all items qualified
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for free store pickup will be shown as
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an option on the right side of your
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screen
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coal's also offers the Kohl's app to
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make shopping at Kohl's even easier so
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whether you have the Kohl's charge card
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or not it's something to consider
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downloading this is the rate of interest
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charged at the time of taping this video
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please keep in mind just like the
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majority of all store credit cards the
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Kohl's charge card charges a high rate
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of interest so it is important to pay
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down your balances in full each month to
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avoid that interest I'm not a big fan of
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store credit cards mostly because many
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people get them and they get lines of
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credit to stores they never go to but if
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you're a regular shopper at Kohl's it
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makes good sense to get the Kohl's
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charge card honestly I'm not going to
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apply for this credit card because I
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don't shop at Kohl's often and I have a
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decent credit score but if I didn't have
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the best credit score maybe due to
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bankruptcy or some other reason I
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definitely apply for this store line of
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credit because it doesn't hurt me either
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way I could apply for it and I either
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get approved or I don't and it won't
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lower my credit score because this is
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not a hard inquiry so I hope you find my
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video on the Kohl's charge card
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interesting it's not only for people to
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consider if they have less than perfect
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credit it's a useful store line of
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credit for people of all credit types so
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thank you and until next time oh and
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don't forget to hit the like button and
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the subscribe button of course
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you
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