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I AM A BANKER | Malayalam Short Film With English Subtitles | Directed By Jins - YouTube
Channel: M247
[65]
Please put a signature on this.
[68]
Hello Sir
[69]
Hai
[73]
Any problem
[74]
There is a correction in the cheque’s date
[76]
But my Father has put his signature below
[78]
Yes, but if a correction
has been made on the cheque,
[79]
the account holder
will be asked to sign again.
[81]
Ha, how is that right?
[83]
But this is not your account, Sir.
[84]
I have come here for an emergency.
[86]
My Father has given his signature.
[87]
The account has the required money.
[88]
I need the money immediately.
[91]
I agree but this is not your account.
[93]
Isn’t it your Father’s account?
[95]
But my Father has signed the cheque.
[96]
What’s the problem then?
[96]
If there is any correction,
we need an additional signature
[97]
No, I need the money now. Right now!
[100]
What is it? What’s the problem?
[101]
Sir, this cheque has a correction on it.
[107]
Sir, if there is any correction,
[108]
it requires an authentication too.
[110]
It is a huge amount, therefore,
please co-operate with us.
[113]
No, since my Father has given his sign on it,
[115]
what’s the matter then?
[116]
What’s the
problem if you get me the money?
[118]
Sir, you are asked to bring a secondary
authentication for the customer’s safety.
[121]
I’m telling you to bring one because there are
reports of fraudulency behind such issues.
[124]
If you follow the bank practice,
it will do good for the customer.
[127]
So you won’t give the money now, huh?
[129]
Without an authentication, it’s not possible, Sir.
[130]
Well, I’ll see to it.
[131]
Without an authentication, it’s not possible, Sir.
[132]
Hmmm.. yes..
[137]
Hello, Regional office?
[152]
Hmm…
[155]
aren’t you feeling sleepy yet…huh.
[157]
comes home in the middle of the night,
and still he is doing Bank work.
[161]
I’m not going to lose my sleep anymore.
What a nuisance!
[168]
Ah, hmm.
[172]
I need a cheque.
[175]
Write Twenty Thousand
[177]
Ayyo, Do you need that much?
[179]
Ha, I mean Twenty Thousand!
[182]
Write it!
[185]
Now, you go and sit there!
[191]
When do I get the cash? Huh?
[194]
It will take 10 minutes.
[195]
We’ll announce your token number.
[197]
We’ll wait, okay.
[198]
Will wait.
[199]
I’ll just go out for a smoke.
[201]
You, sit here.
[202]
(sobers) Shho!
[214]
Who’s that guy?
[216]
What’s the matter?
[217]
That's… that's my husband, Sir.
[220]
We've come to withdraw my salary.
[223]
But all I've got in my account is
twenty five thousand.
[226]
And he's demanding for twenty thousand.
[229]
But if I withdraw the cash,
[231]
it will be very difficult to meet the
monthly expenses,
[234]
School fees of my kids, …
[235]
I won't have enough then.
[237]
I don't know what will I do then.
[238]
In fact, I can't escape from meeting his demand.
[241]
If I don't, the situation will get worse then.
[243]
Madam, just do one thing. Leave it to me,
I'll handle it.
[246]
You please take your seat
[247]
Okay, Sir
[253]
What's the status, huh?
[254]
They didn't call us yet.
[257]
Hello! Token 10, Token 10!
[259]
Please go to that section. You can ask there.
[260]
Cheque was not passed.
[262]
Why? Chetta...
[263]
Why? Why didn't you pass the cheque?
[264]
Chetta, pl...
[266]
Eh? Why can't you get me the cash, huh?
[268]
Why didn't you pass the cheque?
[271]
Huh? why didn't you pass the cheque?
[272]
See, you have no cash in your account.
[273]
No cash?
[274]
Then, why did you tell me that you've got cash?
[276]
Hey! Don't shout!
Get me the cash!
[277]
Get me the cash!
[279]
I asked you to get me the cash!
[280]
Chetta, please.
[282]
Please don't shout inside the bank.
[283]
Get me the cash!
[284]
Chetta, please!
[285]
You, get me the cash!
[286]
Chetta, please don't make noise.
[287]
Get me the cash!
[289]
Chetta, please listen to me.
[290]
Come, let's go.
[291]
Cash! Cash! let's go.....
[295]
Thank you
[298]
Tell me, Dude
[299]
How's the work in bank?
[301]
How is it going?
[303]
Oh, right now I’m fed up.
[304]
Thinking of quitting the bank and
moving to another job.
[306]
There was a time when we had dreams
of revolutionary ideas.
[309]
You have the opportunity to turn
them into reality in your profession now,.
[312]
Here, customers come to you,
[315]
meeting so many people.
[317]
You can put your mind to it and definitely do that..
[322]
Isn't that what we termed as revolution
[323]
and fought for?
[326]
A Bank's indifferent approach
[328]
took the life of our dear sister Nalini.
[330]
Inquilab........... Zindabad.............
[334]
Inquilab............ Zindabad..................
[338]
Inquilab.......... Zindabad............
[342]
Inquilab...... Zindabad.........
[349]
Inquilab.......... Zindabad..................
[352]
Inquilab........ Zindabad...........
[378]
I'll be right back.
[383]
Hmm..
[384]
How is your father?
[385]
Oh! still the same, not keeping well.
[388]
I know this is not the right time to say this
[391]
but I don’t know how long I can hold on.
[395]
I know you dislike this
[398]
but can't you appear for the bank tests?
[401]
At least, for OUR sake.
[431]
Chetta
[434]
She is a nice girl,
[436]
that's why I'm telling you,
[437]
to not lose her.
[444]
So, Nursing course in a Self- financing college
[446]
and in a Management seat, right?
[449]
See, first, this College does not have
[451]
a recognised University affiliation.
[453]
And then you will have to bear the burden of
the high fees.
[456]
In the end,
you may not even get a course certificate.
[458]
So the Bank finds it difficult to consider your
Education Loan application.
[461]
in this college for this course.
[464]
In future, you may end up in greater trouble.
[466]
Sir, we are not asking you to give us a loan
from your own pocket.
[469]
If you don't want to give us a loan,
[470]
then just say that instead of insulting us.
[472]
bank loan is not to be considered as money
from our pocket,
[475]
but remember, the Bank will never refuse
to grant a loan to an eligible applicant.
[478]
Let’s get out, sister.
[483]
Dude
[483]
Hmmm
[484]
Just bcos your sister's loan got rejected,
[487]
don't degrade bank job
[489]
We wouldn’t know the value
[491]
of something until we lose it.
[494]
She sincerely loves you.
[496]
The greatest thing you could do for her right now,
[499]
is to take the bank exam.
[502]
Don’t you realise that you have to
[504]
clear the debts your father has raised.
[506]
And then your younger sister’s wedding,
[508]
how will you conduct that without a job?
[510]
Dude, after all,
[511]
the paradise-like world we talk about
[514]
exists only in imaginations.
[530]
What can we do about it?
[532]
They should have been more careful.
[534]
That is all what we can do about it.
[536]
Meanwhile, what’s the outcome of yesterday’s visit?
[539]
Well, yesterday,
[540]
I visited the house.
[542]
Barely a house,
[543]
a hut to be specific.
[544]
Ashwathy’s mother was alone there,
[545]
I've told her the matter.
[547]
But she refused to reveal Ashwathy' whereabouts.
[550]
Ashwathy has a younger brother.
[552]
He works in a juice shop nearby.
[554]
Small boy,
[555]
I've told him the matter of the loan
[557]
but I don't think
he understood the seriousness of the issue.
[560]
It's not something of our interest
[562]
but we have no choice.
[565]
There is an immense pressure from the top.
[567]
That’s the reason
why we've sent the recovery notices.
[569]
Let's see if we can find her somehow.
[571]
That's all what we can do,
[573]
no other choice till then.
[574]
Sir, she has a Facebook account,
[576]
and she's active in Messenger too.
[577]
Let’s try contacting her in that way.
[579]
Let’s hope for the best.
[596]
Anyone here?
[598]
Sreekumari Amma?
[599]
A Possession notice has been issued.
[603]
Please sign here.
[640]
Sir?
[641]
Yes?
[642]
Sir, I'm Ashwathy.
[644]
Education loan, right?
[645]
Take your seat.
[647]
Please take your seat...
[651]
Go on,
[653]
I've got the message you had sent, Sir.
[655]
Hmm..
[656]
My brother also told me that you met him.
[658]
But my mother…
[660]
We affixed the Possession notice in your house.
[663]
You saw that, right?
[664]
Didn't your Mother inform?
[665]
My Mother
didn't even understand what that is, Sir.
[668]
See,
[669]
you know that the bank has filed a case.
[670]
You have not come to the Bank till this day,
[672]
not even once, to enquire the position of the loan.
[674]
Where’s your Father?
[675]
Father…
[676]
He passed away
[677]
We are facing hardships now, Sir...
[680]
I’m unable to manage alone.
[683]
I didn't come here because I was ashamed,
[685]
to face you all and ask you for more time.
[688]
I couldn’t complete the course.
[691]
The college has lost its affiliation.
[694]
My present job...can barely call it a job
[698]
I can't make ends meet with what I earn.
[701]
Since my Father's demise, Amma is depressed.
[705]
She has almost lost her mental balance
[708]
An eviction in this situation…
[709]
We cannot bear to face that, Sir
[712]
We will be out on the street with a sick mother
[715]
Will repay, definitely
[717]
I didn't mean to say that I will not repay the loan
[719]
But I'm requesting for more time
[721]
Alright
[722]
I'll call you after I speak to the Manager
[724]
I can understand your plight, Let me see
[728]
Shall I leave , Sir
[729]
Madam, when did your father pass?
[731]
One and a half years ago.
[733]
Okay
[738]
Because of our door-to-door personal visits in name of recovery,
[741]
some of the borrowers repay loans.
[743]
You're right, Sir
[745]
I was thinking the same
[747]
Umm...Remember our Education loan issue, Ashwathy?
[750]
Yes, I do
[751]
After going through her file,
[752]
you spoke about a liability insurance document.
[754]
I didn’t understand that well
[756]
Infact, even the borrowers don’t know much about it, sadly
[759]
Had they known it, then they wouldn't be in such trouble
[762]
And we wouldn’t have to go for these recovery actions
[764]
Why is it so, Sir?
[765]
While availing the loan itself,
[767]
the customer is covered under a liability insurance policy
[770]
The insurance is for an equivalent amount of the loan
[774]
If untimely death of borrower occurs,
[777]
the insurance claim for loan outstanding will help to pay the debt
[780]
and close the loan
[782]
Then,
[783]
we can claim this same liability insurance to close Ashwathy’s loan
[786]
That’s where the problem is in this case
[788]
You said her father passed away one and a
half years back, right?
[791]
Yes
[792]
But they didn’t inform the Bank
[794]
This insurance policy should have been claimed
within three months of one's death.
[799]
The time to claim the policy has lapsed,
[802]
now there is no chance
[804]
It wouldn't work.
[806]
Isn't there any other way out, Sir?
[808]
Next week, the court will go ahead with
the eviction proceedings, right?
[811]
Sir, if you request,
[812]
won't this case get an exception?
[814]
Can’t you try to get this considered
[815]
as a special case and move for the claim?
[817]
It's not the bank but LIC who pass the claim
[821]
If time lapses, they won’t accept it.
[823]
Sir, if you can request with a convincing reason
[825]
and recommend as a special case,
[827]
it may work
[828]
Can't you give it a shot, Sir?
[830]
Even you've seen their situation, Sir
[833]
Well, let us try
[835]
I don't know whether it will work.
[838]
If it does, the lady and her family will be relieved
[846]
But,
[848]
destiny had something different to teach me
[851]
revolutionary thoughts did not go in vain
[856]
Time, instead
[857]
changed my thought... belief...
[861]
In life..... you never know what happens,
[866]
Received liability insurance...
[869]
their loan is now closed
[873]
It felt like a miracle to me...
[878]
"Your loan has been closed with the insurance claim...
[880]
all recovery proceedings have co me to an end along with this"
[884]
The Manager’s kind words have set me thinking
[892]
"There is no greater service on earth....
[893]
than relieving the sufferings of our fellow men "
[901]
Today I am happy,
[904]
content,
[907]
I realise that I have chosen the right path,
[910]
this is my track..
[912]
Time has proven that my choice is correct.
[915]
I AM A BANKER,
[917]
PROUD TO BE A BANKER!
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