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Bali Living Costs: Healthcare, Dental, Insurance, General Living Costs & Standards - YouTube
Channel: Jean Voronkova
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Need a general health check? U can do a complete
blood count at an established Bali clinic
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just for IDR 552,000, and u get the results back
in 6-8 hours. Time to get your teeth cleaned?
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Easy peasy, just 30 minutes,
and IDR 400,000, or about $28.
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Worried about the unexpected happening as you
go around and about Bali? Medical insurance
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is always good to have, and we get ours from
Safetywing, and it costs us $42 per month per
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person. Hey guys, my name is Jean. Together with
my husband Vitaly, we live in Bali, Indonesia.
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In our last cost of living video we showed you
our living costs in Bali as a newly arrived
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couple just starting to settle in and set up
house. We covered a broad and basic range of
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costs here including stuff like motorbike rental,
accommodation, monthly bike gas consumption,
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groceries, basic home appliances etc. To check
out that video, click on the link up there.
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Time flies when one is happy. It’s been more than
5 months since we arrived here and set up home in
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Bali. The Balinese rainy season is in full swing
now. It just means frequent showers puncture the
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perpetual sunny days here, but it does translate
into us spending a lot more time chilling at home.
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To create more cosiness and comfort at home we
made some additions. Vitaly’s our shopping whiz,
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and from scrolling through Facebook Marketplace
he found us a great pre-loved 50 inch TV
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for IDR4,2 mil. The brand is Coocaa, we’re
unfamiliar with it but the TV works great
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and transforms our living room into a comfy home
theatre area, great for those rainy afternoons.
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Through the same way, we also
purchased a preloved washing machine,
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just a small little Samsung, 6.5kg, so
that laundry at home became possible.
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This cost IDR2,200,000. It just
seemed like the only times we
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would remember that we had to pick
up laundry was when it was raining.
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So of course, a laundry rack that could handle
more clothes became necessary, so we found this
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rack in our neighborhood “necessities” shop. This
cost us IDR295,000, which we find very reasonable.
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We finally got around to purchasing our very
own motorbike, a Yamaha NMAX, brand new from the
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Yahama store down along Sunset road. This cost
us IDR 30,740,000 upfront, or about US$2,141.
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It also means the motorbike rental expenses -
about $56 a month, no longer features in our
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monthly living costs. With the bike actually
came a complimentary helmet, which was too big
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for both of us. We got our own helmets, sturdy
little Kyts, from a little local helmet shop
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not far from our home, in a nice unassuming silver
grey. Each helmet cost us Idr 450,000. The price
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differed quite a bit when we drove between shops
n asked around, perhaps based on the fact that
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we were Bule and we don’t speak much Bahasa, so
we just went for what we thought was reasonable.
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About healthcare here in Bali, as far as our
own experience goes, our assessment is that for
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resolving run of the mill illnesses and minor
healthcare issues, you can generally expect a
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very acceptable standard of care similar to
western standards. For example, getting a
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Covid antigen swab test is straightforward at the
local clinics. The one near us charged IDR98,000.
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If you wanted to do a general medical
check up at one of the Bali hospitals,
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most offer test packages. For example, a
basic test package from BaliMed hospital
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includes a complete blood count, lipid, liver,
kidney & diabetic mellitus profile and prices
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range from about 1mil IDR to 5.2 million IDR
for the most comprehensive package there.
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Local pharmacies are plentiful and generally
the staff speak good english. We have never had
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issues obtaining medicines and vitamins familiar
to us just by going in n asking for the items,
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such as my regular antihistamines. A 10 pack
of Zyrtec here from the local Apotek (pharmacy)
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cost IDR48,000. Regular run of the mill
cough syrup - IDR 18,000. Nasal spray for
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alleviating blocked noses - IDR 157,000. Our
Omega 3 Fish Oil capsules came as a pack of 2
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for IDR 300,000. My Vitamin B from Blackmores
cost IDR 400,000. You get the idea.
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Some time ago Vitaly had a minor surf
injury which required some stitches.
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We got this done at a nearby hospital. Although
service was rather slow moving, the level of
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care was similar to western standards and V was
professionally taken care of. The entire process
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of visiting the hospital and getting the stitches
done took about 3+ hours. Costs wise, at that time
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we had an international health insurance policy
that covered direct billing by the hospital so
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we didn’t have to pay anything. The costs of that
policy has since gone up exponentially however,
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causing us to switch providers. How much one
wants to pay for medical or travel insurances
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and the level of coverage, is really a matter of
one’s individual preferences and value judgements,
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but in the case of longterm travellers, it can be
a tricky issue as international medical policies
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without a travel period limitation or geographical
restrictions tend to be really expensive.
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In our case, presently we choose to be covered by
Safetywing’s Nomad insurance, because it strikes
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a great balance between our needs for travel
n medical coverage vs our budget for something
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like insurance. Safetywing provides coverage for
unexpected illness or injury, including eligible
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expenses for hospital, doctor or prescription
drugs. The maximum claim limit is $250,000,
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but do note that a deductible of $250 applies. If
you are within the age bracket of 10-39 yrs old,
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which is us, the price is $42 per month.
That’s really reasonable compared to other
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comparable insurance options available,
including brands such as Allianz Bali.
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Regular dental visits are a necessary if fearsome
part of regular life. Here in Bali, a visit to
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a nice little dental clinic in our neighbourhood
for a tooth cleaning costs 400,000 and takes just
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30 minutes. The environment is pleasant and very
much similar to regular western standards. If you
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have caries that need filling, the costs range
from 400-800k per filling depending on whether
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its front or rear teeth. Luckily I didn’t, but I
still found out this information for your benefit.
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In terms of shopping, whether it be clothes or
homeware or just miscellaneous stuff in general,
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Bali is THE place to be. We’re not
big on clothes but we do wear them,
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and a popular place to shop with great discounts
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is this particular stretch of shops along the
By Pass, boasting a lot of factory outlets.
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When it comes to homeware, the undisputed
place to drop by is definitely Dapur Prima,
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the leading chain of furniture
and home stores here in Bali
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with a huge selection of everything
home-related at reasonable prices.
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We’ve bought our BBQ, charcoal supplies, kombucha
bottles, cleaning supplies and more from here.
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Another great place for such supplies is
definitely Mr DIY. We’ve picked up so many
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nice little things for daily life and the home
from this place, such as this cute little wooden
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chopping board, this handy little basket, our
holder for cleaning sponge, door stoppers etc.
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And lastly, what’s a video about Bali living that
doesn’t include at least a bit of food and makan?
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Even after 5 months the difference between
going local or eating at a western establishment
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never fails to make me wonder. So you can have
a meal at The Loft, a trendy and popular cafe
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in Uluwatu area. It looks super chic, the food’s
all colourful and well presented and the drinks
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are cute. The environment is great of course, but
really the food was nothing to write home about
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and the costs for our brunch came
to about 274,000, or about $19. Or,
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at the other end of the spectrum, you
can drop by your neighbourhood warung
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and have Ibu’s home cooked nasi campur,
tasty, quick, delicious and flavourful,
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and this simple meal only costs IDR50,000
for both of us. That’s about $3.50, guys.
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So I hope this deeper dive into costs of
living here in Bali today was helpful for
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you guys, particularly for those who asked
about the costs and the nature of healthcare,
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dental care and insurance here in Bali, Indonesia.
As I mentioned in our first video, everyone’s
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lifestyle habits and personal preferences differ,
and it’s really very much connected to their
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personal circumstances and experience. Some people
prefer lots of insurance coverage for the peace of
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mind for example. Or perhaps they have a low spice
tolerance and they’re not as much of a fan of the
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local cuisine as we are. Or they might prefer
renting a bike monthly to spending a bigger sum
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upfront to own one. Whatever it is, based on the
information we have shared in our video, I hope
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that you can extrapolate the costs of what you
think you might need for your own lifestyle if you
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were to spend some time here in Bali. If you found
this video helpful, Hit that like because a simple
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Like really helps me out tremendously to get this
video out there to reach other people like you,
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who’re also thinking about Bali and its costs
of living. I’ll love to hear your thoughts about
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whether you think that Bali’s costs of living is
cheap or expensive compared to where you are, so
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lemme know what you think in the comments below.
And whilst you’re busy calculating everything,
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my take is that life and all of the rest of it,
is very rarely ever just only about the money,
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and beyond costs, there are also many intangible
and unquantifiable aspects to life here in Bali
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that makes this place so special and unique. If
this video has given you some food for thought,
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or if you’re simply interested in what Vitaly
& I get up to here in Bali, Indonesia, consider
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subscribing & hitting the bell icon so you don’t
miss our videos. See you in future videos! Bye!
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