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정말 쉬운 미국 배당성장주 투자법 | 필수앱 The rich, Seeking alpha, Investing 활용법 간단히 소개 - YouTube
Channel: unknown
[9]
This is a who makes an annuity out of dividends.
[12]
As we face a fairly deep downtrend in January,
[13]
more and more people are showing interest
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in investing
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in dividend growth stocks.
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I see quite a few people
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saying sorry for asking basic questions
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in the comments.
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Since it is a space to pursue learning,
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I hope you will not feel sorry for that.
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There are cases where an answer that is
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much better than mine
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already depends on before I leave an answer.
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Whenever this happens, I feel rewarded
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with the thought that
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the channel is growing well.
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I will explain
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the basics of dividend
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growth investment slowly,
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so that anyone can follow
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without being left behind
[53]
There are so many good sites to refer to
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when investing in US dividend growth.
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If I introduce too much,
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there will be nothing left,
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so I will include only what I really need.
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The Rich, Seeking Alpha, Investing.com, Yahoo Finance, Dividend.com
[70]
Of these, the rich and Seeking Alpha can be used well
[72]
to obtain information on US
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dividend growth stocks
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easier and faster than others.
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It is highly recommended
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for mobile optimization.
[84]
These five sites have almost the same usage,
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so even if you are familiar with one,
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you can easily use the others.
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Of the five sites, the most detailed information on how to use Yahoo
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Finance is on YouTube,
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so please do a search to familiarize yourself with it.
[100]
There are already many good videos
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with detailed explanations,
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so I won't go into them separately.
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For those of you who have trouble with English,
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it seems to be stressful to visit overseas sites
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on a PC.
[111]
For those of you, I would like
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to introduce a few ways to make it easier
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and more convenient for you
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to check with your phone instead of a PC.
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In addition, the language can be set to Korean.
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After installing an app called Investing
[127]
and an app called The rich, set the language to Korean.
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Of these two, let's start
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with an app called Investing.
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In fact, I think 'Seeking
[136]
Alpha' is much better than 'Investing' to get information on dividend investment.
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Therefore, we will move on to 'Seeking
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Alpha' after removing some of the objection to English with
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'Investing' in Korean.
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Dividend growth investing is much easier to buy
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and sell compared to common stocks.
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Let's take Home Depot (HD) as an example.
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Search Home Depot (HD)
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in the investing app and check dividend information
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Please check the photo on the far right
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If you check the date in the photo,
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you can see that the higher the date, the more recent
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the dividend data is.
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Looking at the 'Payment Date' located on the far right of the data,
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we most recently paid a dividend of $1.65 on December 16,
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2021 and also paid $1.65 on September 16.
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If you look closely at the payment dates,
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you can see that dividends are paid out every March,
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June, September and December.
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Yes!
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Home Depot is a dividend stock for March, June, September and December.
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If you look on the far left,
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there is an 'ex-dividend date', which means that
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if you bought before December 1,
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2021, you would receive a dividend of $1.65 on December 16, 2021.
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If you buy domestic dividend stocks
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around the end of December,
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most companies can receive dividends
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once a year until around April
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of the following year.
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If you look closely at the dividend,
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you will see that
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the number gets smaller
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as it goes below $1.65 per quarter in 2021,
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$1.5 per quarter in 2020,
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and $1.36 per quarter in 2019.
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This shows that the dividend has been small in the past,
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but has gradually increased.
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Dividend yield is an indicator of how much money is paid out
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as dividends relative to the stock price.
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For example, if the stock price is $100
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and the dividend yield is 4%,
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you will receive $4 as a dividend.
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But since you split the $4 into four quarters,
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you get $1 per quarter.
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In the case of Home Depot, if you look at the dividend yield trend
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located in the center of the picture,
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you can see that
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the dividend yield has been steadily maintained at 2%,
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but has dropped to 1.65%
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as of December 1 of last year.
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When the stock price rises, the dividend yield falls,
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and when the stock price falls, the dividend yield rises.
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Therefore, in order to enjoy a high dividend yield, it is
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of course advantageous to include it in a bear market.
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The dividend yield fell from 2.02% to 1.65%,
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even with a dividend of $1.65 in both September and December 2021,
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also means that the stock is more than usual.
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In this case, it is
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better to wait without buying.
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Not surprisingly, the stock
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price of Home Depot
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has not risen any more since December 1
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and has continued to fall and move sideways.
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Let's calculate the current dividend yield directly
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In some cases, the data on the site
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is not appropriate,
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so you need to calculate it yourself.
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This is often the case
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with dividend ETFs.
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The specific situation will be shown
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along with the dividend ETF in the next video.
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Has paid dividends of $1.65
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four times in the past year
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The total dividend is 1.65*4 = $6.6.
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The current share price of Home Depot is $362.
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If you divide the total annual dividend of $6.6
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by $362, you get 0.018.
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In other words, the current dividend yield is 1.8%.
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Although it has risen from the dividend yield
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of 1.65% in December last year,
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it is still below the average of 2%
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for the past several years.
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In this case, it is better
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not to put a large amount in haste.
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But there's one more thing to think about.
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In the case of Home Depot,
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the dividend has been increased regularly.
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After paying the same amount of dividends
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for 4 consecutive quarters,
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the dividend is increased the moment the following year comes.
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Depending on the size of the amount
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Home Depot raises its dividend in 2022,
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the dividend yield will be slightly higher
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than the 1.8% previously calculated.
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From 2020 to 2021,
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the dividend has been raised by 10%
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If a similar level of dividend growth occurs again this time,
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the dividend yield is likely still below 2%.
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In this case, rather than buying right away,
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I would choose to buy some and wait
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a little longer.
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Let's take a look at dividend growth.
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The dividend for the December 2021 quarter is $1.65
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If you look at the quarterly dividend
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five years ago,
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that is, December 2016, it was $0.69.
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Divide $1.65 by $0.69 five years ago and you get 2.45.
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The dividend has doubled in five years by 2.45.
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That's an incredible dividend growth rate.
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Growth over the past 5 years
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is not a guarantee of growth over the next 5 years,
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but if the past 5 years were low,
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the next 5 years are more likely to be bad.
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So I'm trying to have companies with dividend growth close to 100%
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over the past 5 years.
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Of course, if you are a company that exceeds 100%
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like Home Depot,
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you absolutely do not want to miss it.
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We plan to collect little by little
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whenever there is a down market like now,
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or whenever the stock price temporarily increases due to a short-term bad
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news of the company.
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A little more in-depth
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talk about dividend growth
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will be covered further through Seeking Alpha later.
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As another example, I will show you Broadcom (AVGO).
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In the case of Broadcom,
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the dividend yield was 3-4% in 2019,
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but the dividend yield soared to 6.69% in March 2020,
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when the corona virus began to spread.
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because the stock price has gone down
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At this time, what kind of dividend yield
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are those who dared to sweep?
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On March 20, 2020,
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Broadcom's stock price was $200 per share,
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and the current share price is $600.
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The share price has nearly tripled.
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In addition, the current dividend
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per share
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is $16.4 per year,
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so if you divide the purchase
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price of $16.4 by $200,
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you can enjoy a dividend yield of 0.082,
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or 8.2%, for a lifetime of 8.2%.
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Isn't that really surprising? If there is a catastrophic crash
[533]
like the Corona 2 years ago,
[536]
it would be a really good choice to include dividend growth stocks.
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As shown now, if the stock you want to hold
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is in a state
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that is higher than the dividend yield
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you normally maintain, you can put it in boldly.
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If the dividend yield is low,
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you can stop buying for a while.
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It is easy to determine whether it is undervalued or not,
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as it can be confirmed through numbers.
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Selling will be something you can do depending on your circumstances.
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My wife and I
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do not plan to sell
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unless there is a dividend cut.
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This time, I will briefly introduce an app
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called The Rich.
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'The Rich' has so many great features
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that it's amazing that it's a free app.
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You can virtually configure your dividend
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portfolio and check how much dividend
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you can receive each month.
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It intuitively shows the monthly dividend you can receive,
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and you can check it in won, not dollars.
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You can also check it as an after-tax dividend
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excluding the 15% tax
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It automatically shows the weight of each sector
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of the stocks you own,
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so it has the advantage of raising awareness
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when your portfolio is biased
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too much to one sector.
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You can also check the 'market dividend rate' based on the current stock price
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and the 'investment dividend rate' based on the time I invested.
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You can also immediately see
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which month you are paying dividends.
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The portfolio you see on the screen is not an actual investment,
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but a virtual portfolio
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that I arbitrarily constructed last year.
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I thought it would be a worthwhile app
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just to build a portfolio
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virtually and check what
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the overall dividend rate would be
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and whether it is a port configuration
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that can receive evenly monthly dividends.
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But, thankfully, it has been possible to link
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with a brokerage account from last year,
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so if you register a certificate,
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all securities owned by the brokerage company
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are automatically linked to The Rich app
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even if you do not enter them one by one.
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Dividends that can be received by stocks currently held
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are well organized by month,
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so you can check it at a glance.
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The Rich App enables a much more
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systematic dividend investment
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It is a strong motivator because
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as the number of shares increases,
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the dividend increase
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is immediately visible.
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When you have a strong desire to increase your holdings,
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you may be waiting for a down market to come.
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When using this app, I started to feel properly
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that SOXL and TQQQ are good for raising the stock price
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in an up market,
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and to increase the number of dividend growth stocks
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held in a down market.
[687]
Among the free apps that manage dividend ports,
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it seems difficult to find a better
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one than The Rich.
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It's in Korean, and it's not covered
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with unnecessary ads like Investing,
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and it's a really good app that doesn't feel uncomfortable at all
[700]
to look at on a mobile phone.
[701]
You can easily check information on ex-dividend date,
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dividend payment date, dividend,
[706]
and market price dividend by item.
[708]
Finally, I will close the video
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by briefly introducing the advantages of Seeking Alpha.
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Seeking Alpha, like The Rich,
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is also an app that optimizes the mobile environment very well.
[719]
If you have an English language disorder,
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do not use the Seeking Alpha app.
[723]
If you connect to seekingalpha.com on your mobile phone,
[727]
you can use the mobile phone's own translation function.
[730]
Available for both Samsung and iPhone
[732]
Seeking Alpha is optimized for both vertical
[735]
and horizontal mobile screens.
[738]
Let's check the information about Home Depot
[741]
that we showed you through investing earlier with again.
[744]
If you look at Home Depot's dividend basics,
[747]
it paid a dividend of $1.65 in the last quarter,
[751]
so the expected total dividend
[754]
for the year to come is $6.6,
[755]
and the dividend yield is 1.77%.
[758]
Of course, we're increasing our dividend every year,
[761]
so there's a good chance you'll get something higher than $6.6.
[765]
It has increased its dividend for 12 consecutive years
[767]
and has recorded a dividend growth rate of 19.05% for 5 years.
[772]
If the annual growth rate is 15%, it doubles in 5 years.
[774]
At 19.05%, it is a tremendous growth rate
[776]
that exceeds doubling in 5 years.
[781]
Theoretically, if the dividend yield is 2%
[783]
this year,
[785]
it will be more than 4% in 5 years.
[787]
But we need to look a little further
[789]
If you click the Dividend growth tab,
[792]
the dividend has been increased every year,
[794]
but after a huge dividend growth of 32.04% in 2019,
[800]
it is confirmed that the growth has not reached
[802]
10.29% and 10.00%
[805]
in the last two years.
[807]
'CAGR' on the far right
[810]
means annual growth rate
[812]
19.05% recorded in 2016
[816]
means that the average annual growth rate
[820]
from 2016 to present is 19.05%
[822]
The four-year average annual growth rate is 16.69%,
[826]
and the growth is slowing down.
[828]
Therefore, it is a bit unreasonable
[834]
to expect a dividend of more than double in 5 years
[836]
by believing only the figure of 19.05% per annum for 5 years.
[837]
As such, in the Seeking Alpha app,
[840]
it is possible to analyze even the parts that were difficult to check
[843]
in the Investing app in a little more detail.
[845]
Although dividend growth is slowly slowing down,
[848]
the annual average dividend growth of 10% is also a remarkable figure,
[850]
doubling every 7 years.
[853]
'Is the dividend growth rate
[856]
only 10%?' You might think that,
[857]
but compared to the rate at which our income
[861]
and our salaries are rising, you may think differently.
[863]
For example, the salary increase rate for civil servants in 2018
[868]
is 2.6% in 2019,
[870]
1.8% in 2019, 2.8% in 2020, 0.9% in 2021, and 1.4% in 22.
[876]
Of course, if you take into account the salary increase
[879]
caused by the increase in salary,
[881]
the rate of increase will be much higher than this,
[883]
but please understand that the 10% dividend
[887]
growth rate is not a disappointing figure.
[888]
If possible, I try to invest in companies
[889]
with an annual dividend growth
[893]
rate of 10% or more.
[894]
As shown earlier, Home Depot
[896]
has shown impressive dividend growth of around 30%
[899]
in two of the last five years.
[903]
Excluding those two years,
[905]
it has consistently shown dividend growth of over 10%,
[908]
so I think it is a company worth investing in.
[912]
However, while recording a particularly high dividend growth rate for one or two years,
[917]
the average dividend growth rate for five years is over 10%,
[920]
but we are trying not to invest in companies
[924]
with very low dividend growth rates for the rest of the period.
[926]
In addition, companies with high dividend growth rates
[928]
but less than 1% market price were boldly
[931]
excluded from dividend growth investments.
[933]
For example, in the case of a company with a market dividend yield of 0.5%,
[937]
even if the annual average dividend growth is maintained at 15%,
[942]
the expected dividend rate after 5 years is 1%, which is twice the 0.5%.
[944]
Maintain 15% steady dividend growth for 10 years
[947]
Even if it is, it is only 2%,
[951]
which is 4 times of 0.5%.
[955]
If the dividend yield created by investing 10 years
[958]
is only 2%, it would be a waste of time.
[960]
If the dividend yield
[962]
is 3% or higher
[964]
after 5 years of investment,
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I am willing to wait 5 years.
[967]
Therefore, we are trying to find companies
[970]
with a dividend yield of 3% or higher in 5 years,
[972]
taking into account both the current market price
[977]
and dividend growth rate.
[978]
3% in 5 years may seem like a trivial number,
[982]
but in 10 or 20 years,
[983]
many people may envy me.
[986]
I'm just envious,
[987]
but because time has passed,
[989]
you'll never be able to follow me
[992]
I remember a subscriber
[993]
who said that it would be interesting
[995]
to verify the yields of SOXL and TQQQ
[998]
after a while.
[1000]
I totally agree with you that it would be fun.
[1003]
But for 3x leveraged stocks,
[1006]
maybe the peak is when everyone feels good
[1009]
and certifies returns.
[1011]
Stocks with high volatility
[1014]
get tired easily
[1015]
Therefore, I would like to invest a little more calmly
[1016]
in stocks with high volatility.
[1019]
However, I would like to share the results
[1021]
with each other
[1023]
as far as the monthly dividend and dividend rate
[1025]
after 5 years and 10 years
[1027]
The dividend accumulated by investing a lot of time
[1030]
will not decrease unless I reduce the amount I hold,
[1033]
and the dividend rate that has risen
[1035]
little by little is the result of a long period of time,
[1039]
so in terms of stability,
[1040]
it has much greater value than the profit
[1042]
achieved by the stock price increase.
[1044]
Most investors will always be anxious about a down market,
[1049]
but dividend growth investors
[1053]
will always be prepared to increase their holdings
[1054]
and maximize dividend yield through a down market.
[1057]
I sincerely hope that everyone who subscribes to my channel
[1059]
will achieve a good balance of 3x leverage
[1062]
and dividend investing
[1063]
so that they can become investors
[1065]
who can enjoy both ups and downs.
[1067]
I am also aiming to make such an investment.
[1070]
We support everyone together
[1071]
thank you
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