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CA EDD IMPORTANT - Wages 12 or 18 Months to Qualify for New Unemployment Claim? - YouTube
Channel: Ginny Silver - Business Coach for Creatives
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Hey guys, it's Ginny Silver.
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Many of you collecting California Edd unemployment claims
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have reached the end of your benefits.
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Those of you on PEUC, Pua or Fed Ed claims have now come to
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a close.
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Many of you are wondering if you will be able to file a new
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regular state unemployment claim and if you will be approved.
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The information here on if you will be approved for a regular
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unemployment claim is complicated and confusing.
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Fortunately, the Edd has oversimplified this information
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that they put out to their claimants in their social media,
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in their the information put out by Edd on their website,
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in their social media and in their press releases is not
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all of the qualifications required in order to qualify you
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for a new regular unemployment claim.
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Unfortunately, the Edd has put out some misleading information
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over the last several months regarding who may qualify for
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a new regular unemployment claim.
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I want to clarify some things for you which are extremely
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complicated, so I'm going to be showing you the direct material
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from the Edd, as well as a statement from attorney Daniella
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Urban from the center for Workers Rights.
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Daniella Urban was responsible for the class action lawsuit,
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which has resulted in the Edd being required to pay out those
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pending certifications by September 30.
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I want you to keep in mind so that the information that I'm
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presenting to you comes directly from the Edd.
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If you have questions on if you personally will qualify for
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a new claim, please make sure that you default to asking
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those questions to Edd directly is I am not an Edd representative
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and I cannot advise you on your own personal claim.
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Something that has been extremely problematic has been how
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the Edd has presented the possibility of filing a new claim
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to claimants reaching the end of their benefits.
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The Edd Unfortunately, has posted in many places recently
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on their website and press releases on Twitter.
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In many other places, that claimants who earned wages within
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the last 810 months may qualify for a new unemployment claim.
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Unfortunately, this is not all of the information needed
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to know if you qualify, and the details needed to determine
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if you qualify are quite complicated.
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The Edd also routes you to a benefits calculator to see if
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you qualify for a new claim.
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And once again, unfortunately, this calculator does not always
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calculate things out accurately.
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The Edd States that to establish a valid claim, you must
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have earned at least $300 in the highest quarter of your
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base period, $900 in your highest quarter and total base
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period earnings of one point 25 times your high quarter earnings.
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Now they do not state or here.
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However, when I cross reference this publication with another
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publication found here, you will see that it is noted, as
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you may use one or the other in order to qualify in order
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to understand how these benefits will be calculated.
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And in order to understand if you will be eligible.
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We need to first understand what a base period is.
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Base period is a twelve month period of time.
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Each base period has four quarters, and each quarter is three
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months long.
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Now, most claims will go off of the standard base period,
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and the standard base period is the first four quarters of
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the last five completed calendar quarters prior to to the
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beginning date of the unemployment claim.
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Now today is September 13.
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So many of you will be applying for new claims effective
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in September.
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So right here we see that if your claim begins in July, August
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or September, that your standard base period would be these
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four quarters shown here.
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Now, many of you may not have sufficient wages in the standard
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base period, and you may not have enough wages within the
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four quarter shown here.
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In order to qualify.
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In that case, then the Edd will automatically consider if
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you have enough wages to file a claim using the alternate
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base period.
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The alternate base period is the last four completed calendar
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quarters prior to the beginning date of the claim.
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For those of you filing in September, this means that your
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alternate base period would include these months.
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Now the unemployment benefits calculator will calculate this
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portion for you.
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So if this step confuses you, yes, go over and use the unemployment
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benefits Calculator.
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There is no reason to do this calculation yourself.
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Now, once you determine whether you qualify for a standard
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base period or an alternate base period, next, you're going
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to want to look at exactly how much in wages you earned in
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each quarter.
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Why?
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Because if you earned a significant amount of wages in one
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quarter versus another, you want to make sure that the date
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that you file your unemployment application allows that quarter
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to be included in your calculation for weekly benefit word
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amount. If you apply too early, you may not have if you apply
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to early, your base period is going to be determined based
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on your application date.
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That application date may not.
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Then include the quarter with your highest earnings, and
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that would result in you getting approved but having a significantly
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lower weekly benefit award amount.
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As you can see here, the month in which you file your claim
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determines the month that are used to calculate how many
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wages and what your weekly benefit word amount will be.
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This means that for those of you who are filing a new claim
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who had very inconsistent wages, the date of your application
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may be extremely important in terms of actually getting you
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qualified for your unemployment claim.
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For those of you that had enough earnings to qualify you
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within a standard base period, you will want to take into
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account when you had the most earnings to determine when
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you should file a new claim.
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For those of you that recently went back to work for some
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period of time, you may have had the majority of your earnings
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in month, April, May and June.
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However, if you are applying and are approved under a standard
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base period, April, May and June will not be taken into account
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with your weekly benefit board amount or your approval.
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Why?
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Because we are currently in the month of September, as you
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see here in the month of September, for applications received
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with a September date, they will be looking at the following
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quarters in order to qualify you.
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So for those of you that earn the majority of your income
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in April, May and June that would qualify you for a new claim,
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you may wish to wait until October to apply for those of
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you who qualify based on an alternate base period.
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If we look here at the month of September, they will be looking
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at your April, May, and June income in order to qualify.
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This means that for those of you that earned a significant
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amount of earnings in July, August and September, you may
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want to wait to apply until October next in order to qualify
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for a new unemployment claim.
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Pandemic related reasons are no longer something that we
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qualify you for a claim.
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Daniella Urban from the center of Workers Rights.
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Let me know that this is not something that will qualify
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you for a regular unemployment claim currently, because these
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pandemic related programs have ended.
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If you are terminated from your employment due to no fault
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of your own, then yes, you would qualify.
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However, those COVID related reasons such as needing to stay
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home to to care for a child due to lack of childcare no longer
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pertain to being approved for a regular unemployment.
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Next, this is extremely important, and the Edd does not post
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this information anywhere that can be easily found.
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Requalification Requirements The Edd States to requalify
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for a subsequent new claim, meaning that you had one claim
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and now it's followed by the next one.
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You must have earned $300 in one quarter or at least $900
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in your highest quarter and total of 1.25 times your high
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quarter earnings, which was the same as before, but then
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they add in during the benefit year of your original claim.
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That means that when you started your last unemployment claim
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within that total claim time, your earnings in the amount
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of these requirements must have taken place within that claim,
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which is twelve months.
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They state that under California law and federal law, wages
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that have already been used to determine the amount of UI
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benefits payable on a claim cannot be used again in the future
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to file another UI claim.
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This is different than what the Edd States across the board.
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This information, while is provided by the Edd on their website,
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is very difficult to find.
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It is within a specific publication linked within other information
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it's hard to locate and it is not what they are promoting
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on their Twitter page on their benefits, your end page, etc.
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This information is difficult to find and this is the information
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that they need to be sharing prominently.
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As these 2.2 million claimants lose their benefits benefits.
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This is problematic because this is extremely complicated.
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It is not information that is being shared.
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When the Edd posts about those who may qualify to receive
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a new claim, it's difficult to locate and they're not providing
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clear answers to people regarding this information.
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Even their benefit calculator is not programmed for this
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information. So if you are trying to file a new regular unemployment
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claim, why am I sharing this information with you?
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Which is complicated, confusing.
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And if you're watching this, it might seem like I don't even
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understand it myself.
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Well, it's important for you guys to understand that this
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information may disqualify you from receiving a new claim.
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I want you to have all the information available so that
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you are able to plan accordingly, so I'm going to continue
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to press this issue with the Edd.
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I have an email into my contact in the media Department surrounding
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several questions about this.
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They have not yet replied, but I do hope that they are able
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to provide me with some more information.
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Okay, you guys, I hope that was helpful.
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Even if this information isn't something that you wanted
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to hear, I want you to please.
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Still, if you appreciate the information, click like subscribe.
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