🔍
Top 3 Mutual Funds for SIP | Best Investment for High Returns | Where to Invest Money? - YouTube
Channel: Pushkar Raj Thakur: Business Coach
[0]
Well, many times you have asked me this question
in the comments that which mutual fund is
[5]
best and in which mutual fund to invest money
so that we get profit and we get growth, well
[10]
Today I am going to give you answer to this
question, you read the topic that in which
[16]
mutual fund we have to invest money, but before
it let clear the concept that why mutual Funds.
[21]
You must have heard many ads that mutual funds
are good, why?
[25]
Let's understand this.
[26]
See when you are investing money inside the
Mutual funds let me tell you how you invest
[31]
money, but many people prefer that we can
invest money directly in the stocks also If
[38]
you are investing money in stocks that means
you are investing money in the equity.
[41]
Equity Mutual Funds are one type of Mutual
Funds.
[44]
Apart from this, we also have many segments.
[46]
We will understand them too.
[47]
Here when you invest money in stock, it means
you can invest money in any company and you
[54]
are buying equity but when you put money in
the stocks then people say it is risky, why
[59]
is it risky.
[60]
You have seen the market that keeps moving
up and down, then the market can go up too
[65]
much and the market can also go down too much,
so if you are doing this and your goals are
[70]
not decided then equity could not be a good
option, but it could be a good option if you
[75]
think for the long term, but there are 5000
companies in Stock company, in which company
[80]
we should Invest, we do not know where to
invest money.
[84]
For that, you have the benefit that you get
this benefit in the mutual fund that a manager
[93]
appointed for you and that manager is much
smarter than us.
[98]
He has crores of rupees worth thousands of
lakhs of people, then he decides with more
[103]
understanding where to put money so that we
will get growth, as we talked about growth
[110]
then we said that equity mutual funds are
one kind of mutual fund.
[116]
Now, are there any mutual funds other than
this?
[119]
Absolutely yes, example debt Mutual funds,
now the money you invest in the Debt Mutual
[123]
Funds is invested in government bonds and
government security, so you can get a lot
[130]
of growth in equity and there is much volatility
in the market so the market may fall, So you
[135]
will see that there is a loss in mutual funds
but it does not happen in debt because your
[140]
risk is very less.
[142]
It is high inequity and low in debt, so if
the risk is low in debt, then the returns
[147]
are also less, if it is more in equity then
Returns will also be high.
[152]
There is also one type of mutual fund which
are hybrid mutual funds.
[156]
Hybrid mutual funds mean equity plus debts,
it becomes a Mutual fund by combining both of
[163]
them then Some money will be invested in equity
and some money will be invested in debt, so
[166]
now you can decide which mutual fund you have
to choose and apart from this there are goal-oriented
[172]
mutual funds that you have to invest in mutual
funds for the children's education of your
[176]
child or if you think that tomorrow the child
will get married, then if you are thinking
[180]
for Children you are thinking long term.
[182]
Some people think for retirement, they think
for long term so for Equity your money gets
[188]
guessed but then it could be a mix of debt
and equity, now I took you to screen and shows
[196]
how that if you were planning that how you
have to make an investment in Mutual Funds
[201]
and how you will do it and then I will tell
you the name of mutual funds, which you can
[205]
search and plan your investment if you want
the growth, then I on the screen recording
[213]
so that which I am telling you, you will not
understand only the concept but you will see also.
[217]
So here we come on the Finity application,
I also use Finity to invest in mutual funds,
[224]
so it is a very simple interface, as soon
as you will go to Finity, then you will see
[229]
mutual funds here, you will go to mutual funds
then we talked about equity and we talked
[234]
about debt and we talked about hybrids and
we talked about goal-oriented mutual funds.
[239]
Now look here when we click on Equity again,
we have to invest money in the large-cap companies
[244]
and we have invested in mid-cap and we have
to invest in multi-cap and small-cap and we
[248]
have to invest in international and we have
to invest money thematic, thematic means sector-wise,
[254]
you think that this sector will perform well
then your money will invest sector-wise then
[258]
you want more dividend then your money will
get Invest in dividend-paying stocks, then
[263]
here is the ELSS which is useful for tax saving
and the index fund.
[267]
Index funds are a type of passive funds, you
can invest in that too, so here you can see
[272]
the many types of funds inequities as well.
[276]
Now I will tell you that there is one more
type of fund other than this, which is called
[281]
Flexi cap funds.
[282]
Now there is a very small difference between
flexi cap funds and multi-cap funds, and the small
[287]
difference is that managers have a little
pressure in multi-cap funds that this much
[294]
money has to be kept in this category, in
this, means money should be invested in large-cap,
[300]
but flexicap, they have the power that if
they want, they can invest money in small
[306]
if growth is good.
[309]
Now if we are talking about flexicap, then
it comes inside Equity, now definitely risk
[315]
is more in equity but Returns are also more,
now I am going to tell you the names of 3
[319]
Funds inside the flexicap which you can also
search on Finity app, the link of Finity is
[322]
also in the description and comment box and
you can download Finity app from there and
[326]
you can start your investment in the mutual
funds easily, and I will tell you that how
[331]
you have to do, so flexicap funds are also
part of the multi cap, when you will go to Finity
[337]
app and when you will click on multi-cap then
you will see the option of flexicap just like
[342]
PGIM and quants then these are flexicap funds
and you can make Investment in Flexi cap funds
[348]
also but when we talk about actively managed
mutual funds then the Flexi cap funds are
[354]
better in the multi-cap, so first let me show
you all the funds, about the Axis flexicap
[361]
funds, you have to go the search first and
I have searched here.
[364]
If you write Axis Flexi here, then clearly
the name of Axis Flexicap fund direct plan,
[371]
you will click on it and When you click on
it, then you will see that it has given returns
[376]
around 20% in the last 3 years.
[378]
Now see here if we see its past performance
then it has a strong past performance and
[384]
you see that Asset under management then it
is above 10000 crores then if there is such
[390]
a big asset under management and it has a
very good performance that why I am recommending
[395]
you and it could be good for beginners and
if you are first-timers and you do not know
[398]
that where to invest money then you can invest
money here and there are morningstar ratings
[402]
also there, so I am recommending you by considering
it that you can invest money there and apart
[407]
from this I am telling you name of one more
fund that is HDFC flexicap, if you will search
[412]
it then you can get to see growth option direct
plan and if has a return of 13.92% but here
[418]
it has high AUM means Asset Management is
more than 27 Crore it has Almost 28000 Crore
[426]
Asset Under Management is there and there
is a strong band.
[430]
The performance is decent and it has given
od performance across different fund categories,
[435]
so if you want then you can invest in it and
you can plan also and third, is Navi Flexi
[440]
cap funds, again you can search, you will
write Navi Flexi cap funds and here direct
[445]
plan option growth will come and you can see
its return is around 10% and asset under management
[452]
is also less and why I am recommending to
you, its reason is that it is a new edge tech
[457]
enable Mutual fund brand and I feel that it's
performance can be good in the coming time
[463]
and else I will 100% recommend you a thing
that wherever you will invest, don't do it
[468]
without your research.
[469]
You are listening to me and you will listen
to 100 more people on the internet.
[473]
It's for those who are new and I have told
you three options, you can consider any of
[479]
these, whatever you like but you have to plan
your investment according to you, then now
[485]
we take a look from the beginning.
[487]
Now we talked about Axis and if I go to Axis
and I choose that you have to plan an investment
[493]
in it, inside the equity and you will click
on Invest simply and now you can choose the
[497]
amount, you can plan investment of ₹ 500
a month.
[500]
Now if you are doing the SIP for ₹ 500 a
month and I would like to answer you in the
[505]
comments if anybody invests ₹ 500 a month.
[508]
It will be seen here that in 10 years you
have about ₹188000 and if you have invested
[514]
₹5000 then you have more than 18 lakhs,
Now you can plan here, it is showing an average
[520]
here but you will tell me, that it has told
about 10 years, that if we are doing 5000
[525]
in 10 years then it will be 18 lakh but you
have to tell if we invest for 30 years, ₹500
[531]
or ₹5000, there are for two examples then
if we will invest ₹500 for 30 years then
[536]
how much money we will have and if we will
invest ₹5000 for 30 years then how Money
[541]
it will be.
[542]
And we took a return on investment of approximately
20% and we can take 20.15% and you will keep
[548]
one thing in mind is that the past returns here,
it is not the case for the future if
[554]
you saw that there were 20% returns in the
past then you will get some in the future,
[557]
there is no surety it can be more and it can
also be less.
[559]
Now because it has given 20% then we are assuming
20%, so if we get a return of around 20%,
[565]
then we will put ₹ 500, then you will tell
me by commenting.
[569]
For this, you can go to Google and search
for a SIP calculator, then you have to answer
[573]
the comments.
[574]
Finally, I have told you away for investment
that you can make it a good habit to invest
[580]
in mutual funds and because you wanted the
names of mutual funds then I think flexicap
[585]
is a good option and you can go for the index
options also and if you also invest inside
[590]
index funds.
[591]
Index funds like the funds according to the
nifty50, and you see the S&P 500 and NASDAQ,
[596]
the mutual funds which are according to it,
your money is also invested in it and you
[598]
can choose that also.
[600]
So here I have tried to explain a lot to you.
[603]
I hope you must have got the answers to your
questions too, then if you like this video
[607]
and you will like it and if have still questions
in the mind you can also ask in the comment,
[610]
you must share this video so that you people
will understand that if you want to invest
[614]
money in the mutual fund, then which mutual
fund is right and which mutual fund is right
[617]
for you, you can tell us in the comments and
It would be great to inform people about your
[623]
opinions and finally if you are watching this
video on Facebook then follow and if you are
[626]
watching on YouTube then subscribe and click
on Bell icon and the link of Finity is in
[629]
the description and comment box so go today
and sign up there and you can invest in the
[633]
mutual fund so I will see you in the next
video till the time you go self-made.
Most Recent Videos:
You can go back to the homepage right here: Homepage