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Driving With Suspended License: How To Get Your License Back (with Unpaid Fines) - YouTube
Channel: NextLaw
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in this video i'm going to take you
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through how to get your license back
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when your license has been suspended due
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to unpaid fines now
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if your driver's license is suspended
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due to unpaid fines the best case
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scenario
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to get your license back is to pay your
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fines in full including all court costs
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and pay
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the reinstatement fee however if you're
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not in a financial position
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to pay your fees in full you may still
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be able to get your license back if you
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enter into a payment plan with the court
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and here's how you do it now before we
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get into details on getting your license
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back you should take our drive suspend
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penalty test
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which will assess your drive suspend
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risks and penalties the link
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is in the description of this video
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let's get started
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so first thing you want to do is you
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want to find out how much you owe
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and to which courts and to do this
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contact the ministry of transportation
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of ontario
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it's known as mto and you can get a list
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of all your fines
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and in which courts those fines are due
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this is
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really a very important step because you
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may have outstanding fines that
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you did not know about or finds that
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you've completely
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forgot so get a complete list of your
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fines as your first step
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two make a judgment call can you
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afford to pay the fines in full
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and the reason why is the fastest and
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surest way to get your driver's license
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back is to pay your fines in full and
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pay the reinstatement fee so once you
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get your list of fines make a judgment
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call
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can you pay your fines in full if you
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can
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if you can borrow some money whatever it
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takes just do it
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but if you can't pay your fines in full
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then you need to enter into a payment
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plan
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with the court to get your driver's
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license back and here's how to do that
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so three you would need to enter into a
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payment plan with each court
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so you need to enter it into a payment
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plan with
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each court your fines are in so if your
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fines are in one court contact that one
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court
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and enter into a payment plan with that
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one court
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but if your fines are in multiple courts
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you have to contact each of those courts
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and enter into a separate payment plan
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which each of those courts
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yes this may be a lot of work i get it
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but there is no way to get around it
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four here's what you need to pay to get
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approved
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the court will need to approve your
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payment plan before you can get your
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driver's license back
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now there really are no hard fast rules
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but generally if you pay about 15 to 20
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percent
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of the fund that's owed the court will
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generally approve your payment plan so
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for example if you owe a thousand
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dollars to a court
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if you pay maybe 150 to 200 as a start
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the court will likely accept your
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payment plan
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five here's what to do if you can't
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afford
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that fifteen to twenty percent so if you
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can't afford to pay that fifteen to
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twenty percent as your first payment
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pay what you can uh and then apply again
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when you have more money so for example
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if you have a thousand dollar fine owed
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to a court and you only have 75 dollars
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pay that 75 and keep a receipt of your
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payment
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when you have additional funds go back
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to that court
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pay those extra funds and again apply
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for a payment plan
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once you hit that threshold again 15 to
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20 percent of what's owed
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the court will likely approve your
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payment plan
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six here's what to pay if you owe fines
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to multiple
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courts it is very common for
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people to owe fines to multiple courts
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and if you need to pay
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15 to 20 as a down payment against those
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fines
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it's important to allocate your money
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pro rata
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and here's what that means so let's take
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an example let's say yo
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three thousand dollars to three
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different courts and you have
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three hundred dollars to pay as a first
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payment if your three thousand dollar
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total comes from
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three different fines of one thousand
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dollars each then take your three
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hundred dollars and
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pay one hundred dollars to each of the
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three courts
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however if your three thousand dollar
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fine comes from three courts
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but one fine is fifteen hundred and the
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other two
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fines are smaller say 750 each
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in this case you should pay half of your
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300 payment in other words
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150 against the 1500 fine and pay 75
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each to the courts with the smaller
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fines
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seven don't miss your payment plan
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commitment
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if the court approves you for a payment
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plan it's very important that you
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don't miss any of the payments that
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you've committed to make
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if you miss a payment the court will
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likely suspend your driver's license
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and if that's the case it may be very
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difficult to enter
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into another payment plan eight
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even after you get your driver's license
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back and you've paid all your fines
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you still may be suspended
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after you get your driver's license
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reinstated by mto it's very important to
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get
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confirmation in writing that your
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driver's license is valid
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this is important because you may have
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some other issues suspending your
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license other than
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outstanding fines so make sure you get
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written confirmation that you're okay to
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drive before
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you get behind the wheel so you can
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cover yourself
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off if there are any troubles in the
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future as a next step watcher video what
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happens when you go to court
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for driving on a suspended license
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charge in ontario
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you can click on the video on your
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screen and if you have any questions
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message me to arrange
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a confidential and free meeting
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