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stock market+mutual funds|financial market explained|FINANCIAL EDUCATION - YouTube
Channel: The Art Of Wealth Building
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Ishaan is a Software Engineer and Adi is a
Certified Financial Planner..both are family
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friends.
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Ishaan has been following the financial plan
made by Adi for the past few years… and
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Abhishan's interest in Stocks, Mutual Funds,
Bonds, Insurance, taxes have started increasing
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regarding all these things since last few
months..
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And one day when Aadi and Ishaan met on the
weekend for family get together Adi used this
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term financial market in some things..
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And then out of curiosity Ishaan asked Adi..
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Adi my brother, what is this financial market..?
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And then Adi told the session that you have
a lot of money in the financial market.
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I will not be able to understand everything
in seconds, ass there are all the things said
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in it to understand…
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But if YOU HAVE patient, tho I can definitely
try to explain it in the most simple way…
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And Ishaan got excited and said to Adi.. why
not my brother.. please proceed
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So friends, etc. explained the session in
simple words..how Sanjay's financial market
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is special.
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I AM Bhaven, Certified Financial Planner..
and you are watching YouTube channel The Art
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of Wealth Building.your one point destination
to seek an unbiased consultation
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on personal finance.
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Prabh Adi requested the session that you take
a pen and diary and make notes.
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Will go..
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Do you know what Sishan, Adi said..
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That when we buy or sell a share on the stock
market.. then this trade happens in the financial
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market.
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Or if someone trades in Forex, Derivatives,
Commodity, then this also happens in the financial
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market.
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Do you know that banks, insurance companies,
mutual funds, pension trusts..all these are
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also a part of the financial market.
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so, In simple term, we can say that a “financial
market” is a phrase used to denote the total
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infrastructure which facilitates the trade
of financial
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Securities.
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Profit Financial Security….(stop) Currency,
Stock, Bond, Commodities, Derivatives Can
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be any of these Then the session asked Adi,
who are the participants of the financial
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market?
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And Adi said that the first participant is
the lender.
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Second is Borrower and third is market Intermediaries
These intermediaries like banks, brokers,
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custodians, depository assets…
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Eases the work of Lenders and Borrowers Well
said Ishaan.. while eating chips…
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And asked Adi, can you explain the structure
of Indian financial market…?
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Yes yes why not, Adi said while finishing
the last sip of his drink..
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How friends etc. made Ishaan easy to structure
the Indian financial market shabdo mein samjya,
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yeh samjey ussey pelhey..
agar aap eeshan ki hee tarah apna personal
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financial plan banvakar yeh samajna chatey
hai ki kaise aap apne personal financial goals..
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Like retirement, children's higher education
and marriage, vacations, buying a house, buying
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a car, they are able to achieve them and how
much money Would you like to achieve these
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goals in the future…
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So WhatsApp on this number to get your personal
financial plan made.
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So Now Let's Understand The Structure Of Indian
Financial Market, Adi Said..
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is the most Money Market-…
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Money Market trades only in short maturity
value securities..
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whose maturity is less than one year..These
securities It is usually risk free..and the
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reason for low mortality and also due to no
risk, their returns are also very low.
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Retail investors like Me and you usually invest
in these through money market mutual funds.
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Some securities that are traded in the money
market…these are examples of T-bills, certificates
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of deposits, commercial papers, repos.
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Then the second is-
Capital Market - ..when I want you to invest
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my money then we buy stocks or bonds from
capital market We can divide the capital market
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into further 2 categories.
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One - Primary Market - Companies First Time
Own Securities…
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Stocks or Bonds Issues to the public in a
form on the primary market..
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IPO's are issued on the primary market The
second category of capital market is the secondary
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market-
Any investor will consider the investment
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purchased in the primary market as a secondary
Can sell in the market..by which we call the
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stock market..
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And when the company has to buy and sell its
shares, then they have to Have to do it from
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secondary market only..
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Let's talk about the third part of the structure
Adi said while pouring the drink into his
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glass and said-
banking system Banks and financial institutions
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are also a part of the financial market.
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Commercial Banks, Co-Operative Banks, Payment
Banks, Small Finance Banks These sari banks
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are regulated by RBI i.e.
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Reserve Bank of India.
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The function of banks is to collect deposits
from lenders and To creditors i.e. to companies
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and to individuals in the form of loans..like
business loan, personal loan, car loan status
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Then there is the fourth..
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Pension market-
Pension Market Caters to the Financial Needs
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of Elderly People Like whenever a person works
in government services or in a private company..that
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is usually covered in pf, epf yaan puff Profit
is one fifth of the structure of the Indian
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financial market
Insurance market…
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Adi told the session.. and talk about both
Went to Baloni.
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It was rainy season and they had to enjoy
the rain And it was fun to understand the
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structure of Indian financial market easily
and increase my knowledge from session to
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adi.
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The insurance market is growing very fast
in Indian due to the increase in financial
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literacy, Adi said.
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There are two types in the insurance market,
number one life insurance in which term plan
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and second general insurance in which health
insurance.
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It is necessary to take vehicle insurance.
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Then the sixth part is the foreign exchange
market In this market people trade in Currencies..and
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as per Indian law, currently trading in Indian
only currency derivatives is allowed.
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RBI and SEBI have a lot of control over forex
trading in India, that is why till now forex
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trading in India is not as popular as stock
market trading So Now Let's Understand, Seventh
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Structure of Indian Financial Market…
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But Sanjay brings him up, friends if you are
also the fastest growing Indian It is called
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being a part of the financial market, and
putting your hard earned money to work is
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called And want to understand that how you
can achieve your personal financial goals
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and how much money you will need to make in
your future.
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To achieve personal financial goals, then
WhatsApp on this number to make your personal
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financial plan Commodity market is the seventh
part of Indian financial market-
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Commodity trading in India takes place in
these exchanges
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Mcx that is multi commodity exchange-
Fir- icex- Indian commodity exchange
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Fir- ncdex- national commodity and derivative
exchange And Last Name - National Multi Commodity
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Exchange..
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Wow!!
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Ishaan said, got to learn a lot about fire
etc..thanks my brother You who worked so hard
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to understand me..
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So a like is definitely made..
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Then Adi said, let's understand that the Indian
financial market Who are the regulators..that
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is, they are controlled by the community..
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And Sanjay brought him to him, friends, if
you have traveled by this video till now I
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have got to learn..
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So Motivate me by liking this video and to
make more such videos spreading Financial
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Literacy And help me to make Indian literately
by sharing this video with your friends and
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family members Till now you have not subscribed
to this youtube channel The Art of Wealth
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Building, then subscribe now and click on
the bell icon, please You will get notification
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on your smart phone as soon as our videos
are uploaded every Sunday and Wednesday.
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So who regulates the Indian financial market,
let's understand.. etc. told the session Indian
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Financial Market Regulation Follows a Top
Down Approach-
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At the top is the Finance Minister, who is
the head of the Finance Ministry.
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One-Rabi- Reserve Bank of India-
which formulates and regulates monetary policies,
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forex policies, credit policies RBI also regulates
the Sari Banks..
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Their policies also influence the money supply
and credit in the market.. due to which loan
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and fixed The interest rates of deposits are
also influenced.
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Second is SEBI The Securities and Exchange
Board of India regulates the primary and secondary
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markets.
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third hai -IRDA-the Insurance Regulatory and
Development Authority of India It regulates
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the insurance sector, and also gives licenses
to insurance companies in India.
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The bank also controls the Tariff Advisory
Committee, which deals with premium prices
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for general insurance products such as health
insurance.
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The funds that the insurance companies get
in the form of premium..Where they have to
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invest, it also regulates the money Fourth
Hai Pafarda - The Pension Fund Regulatory
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and Development Authority
It Regulates India's Pension Sector..If We
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Have Pumps, EPF and PPF Talking about it,
its structure is designed only by the curtain.
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If we talk about the structure of the Indian
financial market So it has developed a lot
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in the last 70 plus years and it's a good
example.
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Regulators handled..
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So friends now I hope that from the conversation
of Aadi and Ishaan I was able to explain you
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the structure and regulators of Indian financial
market easily.
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And watch this video till the end and I would
like to say thank you to you for giving your
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valuable time.
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