Maternity Insurance Plan 2021: What is Covered Under Maternity Insurance? | Detailed Guide - YouTube

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Today we are going to talk about maternity insurance policy

which comes as an add-on additional rider with our health insurance plans

Before dwelling deep into it let us first understand about health insurance and its importance

Health insurance plan is a greatly beneficial plan

which provides you not only protection but financial coverage too

If by any chance you fall prey to illness or face an accident,

this health insurance plan acts as a boon to you

Health insurance policy it comes as a saviour to you

and covers your hospitalization expenses

day care treatments

health check-ups and more

Health insurance plan is a great necessity

as it helps to save your savings from the demonic, heavy hospital bills

which can eat up your life time savings in no time

It is a great saviour of your savings

Let's talk about What is maternity insurance

We do take health insurance plans for good health treatment and financial coverage

but are you aware of many facilities which are inside your health insurance plan

and come to rescue in the time of need?

Such an add on facility for woman is maternity plan

this insurance plan covers deliveries of your child

Whether the delivery of your child is normal or cesarean

Some health insurance providers provide you maternity benefit in your health insurance plan

and some provide it as rider benefit.

You also avail of good health treatment

Some companies provide group health insurance to their employees

and the women given this facility under the same

This plan provides you with pre-and post hospitalization facilities

which include a few expenses such as room charges, Dr fees, doctor consultation, nursing charges etc

A very important thing to consider

if you are thinking about family planning then it is advisable to purchase the maternity insurance beforehand

This is so because most of the insurance providers will not provide you with the maternity coverage after you are pregnant

Also, the waiting period of insurance providers is between 1-4 years.

Hence, whenever you plan for a family planning,

make sure you have thought about maternity coverage beforehand, once at least.

Lets talk about Features of Maternity Insurance plan

This plan covers the expenses which are incurred 30 days before you are admitted to the hospital

i.e. Pre-Hospitalization Coverage

This plan covers the expenses even after your discharge from the hospital.

it is said to cover post hospitalisation expenses of yours.

Maternity plan covers delivery related things

such as expenses of boarding and nursing, room charges, medical practitioner, etc

This plan covers your delivery complications, in case of any

Along with all the others, this plan covers both -cesarean and normal delivery options.

As you all know, Health Insurance is very important in our life.

maternity insurance holds the same importance

for the Women who are thinking about family planning

To know about better plans you can visit our website of policybazaar.com

Or click on the link given below

You can check on the premium prices by visiting our policybazaar premium calculator page.

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