10 Free Budget Templates (Download Now) - YouTube

all right if you were looking for a budgeting spreadsheet I have ten of them

and I'm gonna walk you through and show you some of the features of each one so

you can pick your favorite there are also links down below in the description

where you can download each one of them so if you're looking for a great

budgeting spreadsheet just hang tight and we're gonna dive right in

all right so first up on the list is a simple planning budgeting spreadsheet and this

one is my favorite because it's so elaborate and what it does but it still

is actually pretty simple to use I'll just kind of quickly show you some of

the things I like about it so they do a fantastic job I mean it's just it looks

great it's very well organized and they do a great job of showing you what to do

where and what information you need to put in what areas and they have nice

charts and graphs and things like that and so you have your basic quick budget

here and then you can also budget everything by month and they have a lot

of cool things here where you can just kind of track everything that's been

going on and see like an annual view which I think is just really helpful for

getting kind of big picture of everything and they also have this

comparison tab which I love as well because you can see how you're spending

compares to what your budget is and if you're actually hitting your budget or

if you're missing your targets and things like that oh no it's just a great

budgeting spreadsheet that's super thorough and well designed and well

thought-out now the downside here is that this one

is a free demo in order to get the full version you got to pay about 16 bucks

but so if you like this one you can try out the free demo links are down below

you may or may not be able to make your budget work with the free demo you might

need to upgrade to the paid version but it's still only 16 bucks so if it is a

something you love you can just go for that all right let's move on to the next

one next up is a spreadsheet that I created and it doesn't have nearly as

many features as the previous spreadsheet but there are a few

different things I like about it until we set it up so you could just kind of

throw in your income and your expenses and just kind of get a quick snapshot of

where you need to be and if you're in the ballpark where as you're setting up

your budget and so you can just change the amounts here you can change the

frequency to weekly or yearly or whatever however you want to break that

out and then you can just adjust whatever you have going on here

you know so and all that it's going to be reflected over in the pie chart over

here it just kind of gives you a little bit of a visual of where your

money's going and how it's broken out and so each one of these areas are

color-coded so orange is transportation and red is housing and that way you can

just kind of navigate through and see what's what all right next up is a

spreadsheet made by Neal Rothman and it's a pretty simple one that he has

going on here I like that there's kind of this main page on front and that

fills in with the information that you fill in and on the monthly tabs so you

can see the annual kind of overview of everything that's going on here and

that's kind of nice the way that's laid out and then on each particular month

you can enter in all your expenses and you can categorize them to whatever

category they belong to you know so we can you know add 50 dollars for kids

clothes because they're spending way too much and then it will just kind of

update all of those different areas I just kind of like the way it's laid out

visually it's not quite as pretty as the previous two but all that obviously can

be changed pretty easily just by modifying these next up is a spreadsheet

by a friend named Jay Money and he made this one and it's super simple

would he have going on here and I also like these a net worth tracker in here

I do wish it was a little bit bigger because a lot of people have more than

six assets when tracking their net worth but but I just like that it's everything

in one place and it's really simple so you can kind of have your income on here

you can kind of have credit cards in the amount that you owe and just a variety

of different things and it's all in one place and so I do like that about that

all right next up is another spreadsheet made by a friend this is David Weliver

from Money Under 30 created this one and what I like about this one is that it's

laid out monthly just like one of the other ones we saw where you can enter

your expenses monthly but you're not entering them individually you're

entering them by day so so it's gonna require you to just kind of think

through how much you spent on a given day but you know I can look here and

maybe I spent 40 bucks on dining today I gave away ten bucks and so I spent fifty

for the day and it just knocks out whatever my daily budget is or drops

that down by that amount for that day and so I kind of like the way it's laid

out and then obviously that is feeding back to this front home page so you can

kind of see how things are going there all right next up is Enemy of Debt

zero based budgeting spreadsheet and this one is super thorough and

really cool as well there's a couple different things that he does in this

one that I like a lot so kind of like Jay Money's he has a lot of different things

on here and so you have a lot kind of going on but when you kind of see

everything that's there it's it's pretty nice so one of the things I like is just

as a recommended percentage category you know this is something I mean I get

people asking me a lot like how much I spend on housing a month like what's a

good average and so just having that on here just as a kind of guideline to know

if you are kind of you know in the ballpark that's just kind of nice and

helpful and one of the other things I like is within this so he's got the

checkbook register and this is where you just kind of enter in your expenses or

your expenses as you move forward and just kind of see how that's pulling down

off of your budget so one of the things I like is this lump sum payment

worksheet where he takes things like say car insurance that you only pay every

six months and then you can figure that out the total amount and you divide that

up by whatever this mountain number is here and then you can see the monthly

amount that you need to be saving for that and so it's just kind of a nice

thing that's kind of built in that I haven't seen very often with many spreadsheets

all right next up this is just pretty much a straight up wedding

budget spreadsheet so if you are planning a wedding this is what you need

if you're not this is not what you need it's pretty much that simple and it's a

really simple spreadsheet so it's just not much to it they have a paid version

as well but I think probably you can get by on the free version

I don't know why you would need the paid one

all right next up is a debt snowball or debt reduction spreadsheet

and this one's really pretty simple basically you list

off all your debts and then you can kind of select via this strategy button right

here whether you want to use the avalanche method or the snowball method

and the debt snowball method is where you are paying the smallest remaining

balance off first and then kind of going that approach whereas the Avalanche is

paying off the highest interest rate debts first so anyway there's a whole

big debate on that you can read about that on our site if you're interested in

finding out more but that's snowball versus the avalanche all in all it's a

pretty cool tool if you're paying off debt to just kind of get a big picture

of how long it's going to take and how all your payments are affecting

your overall debt payoff process and they do have a paid version for $10 but

I think you can probably get by on the free version as well and so they have a

different few different options of how you can download it and these guys

create really good spreadsheets so it's pretty well designed

and next up is another spreadsheet from Gather Little by Little and what's unique

about this one is that they have different tabs for

different spending that you're doing and I thought that was kind of interesting

way to do it and so that's kind of the only big difference with this one other

than that you just kind of have your planned spending versus your actual and

you have the difference broken out with each category so all in all it's pretty

simple but I just thought it was interesting that they broke those

categories out on tab so it's just the only difference there

all right next up is Words of Williams budgeting spreadsheet then this one is

pretty simple laid out there's only two tabs really so you kind of have the

breakdown here of just each month and what you're spending for each month and

on this tab we have a little more specific detail about each of the categories and

he also has the recommendations for how much you should spend each month which I like

and next up is a budgeting spreadsheet that I found actually don't

know who made this one but it's more or less like a minimalist budgeting

spreadsheet and I really like that about it so there's just one kind of dashboard area here

it's really simple see what's going on and then your monthly income it's like a

real simple you're just gonna drop in what you got and then you have your

expenses for the month and you just kind of enter those in and then any savings

goals and things you have you can put that in there as well and then it just

kind of summarizes that for you and puts it on that home page for you so it's

super simple but if you're just trying to get a quick comparison of your income

expenses like this one will get the job done

all right so links to all of these spreadsheets are down below as well as a

link to this blog post I wrote that as links to all them and additional ones so

you can check that out if you want so hopefully one of these spreadsheets will

work for you and your personal situation and if you've created or you know of any

other great budgeting spreadsheets that are free go ahead and leave a comment

down below and if you wouldn't mind letting me know which of these budgeting

spreadsheets you are going to try out just listing the number or the name down

below in the comments because I'm just trying to get a feel for which ones are

helping the most people so that'd be super helpful if you could do that

I really appreciate it

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have a great rest of your day and enjoy your budgeting spreadsheet