Crypto in 2025 Will Be WILD - YouTube

Crypto in 2025 -

Will it be a sparkling paradise of riches

or a dystopian graveyard?

Is time running out for you to build

a fortune in just a few short years?

See, the problem is everyone tells you

either the extreme good or bad, all

depending on their personal interests.

Maybe they want you to buy a

coin because their heavily invested in it.

Or they want you to avoid another

one because that's in their interest.

So I thought it would be valuable to take an

impartial look at what we could expect by 2025.

Let's dust off the old Crystal ball

and start with a hard hitting question.

Let's imagine you've revved up your old

DeLorean and jumped forward in time.

What's your bank account looking like?

Are Fiat currencies dead?

I know it sounds a bit ridiculous, but in 2019,

three out of ten Americans didn't carry any cash, and

ATM usage has been dropping by 10% every year.

But will cryptos fill that void?

The opinion is divided sharply.

It's hard to imagine cash completely dying.

Less use, sure, but completely dying? I doubt it.

There will always be desire

for untrackable value exchange.

That's what cash does.

In order for crypto to fill that void, we'd

have to see major adoption of a stablecoin.

Perhaps Bitcoin would be the asset backing the new

crypto dollar that we all decide to get behind.

And that means Bitcoin's price would surely shoot up.

Either way, crypto tech isn't going to

disappear and neither is Fiat cash.

But that doesn't mean it can't

be fundamentally changed or limited.

What we're likely to see are more options.

Some will be government backed, others won't.

Some will be stable coins, others will be volatile.

People will buy and use the tokens

that make sense to them, and failures

will disappear into the blockchain graveyard, joining

thousands of others that preceded them.

If you think about it, it's just like

every other product or service ever invented.

When people want something, they buy it. They use it.

It's that simple.

The coins that people don't buy or use

will disappear and the fittest will survive.

This is a net win for the average person.

So what's the verdict on the

adoption of crypto in 2025?

Now a question we all want the answer to,

How much will Bitcoin be worth in 2025?

$10,000? A million dollars? $0.17?

Somewhere in between?

How can analysts confidently predict what the

price will be in three years time?

Well, I have a secret for you. They can't.

But that doesn't mean you need

to go in completely blind.

You can pick up insights and calculate the

fair value by looking at supply and demand,

competition and the cost of production.

Now, it's not as easy to do

this with crypto as it is for

coffee, oil, Twinkies or other essential commodities.

But it is possible. 2025 Bitcoin price predictions

are all over the place, from under $100,000

to up and over a million.

Looking at the price history of Bitcoin, it's easy to

see why most believe it'll only increase from here.

Yet this is no guarantee of the future.

The bank of England deputy governor said that

Bitcoin could theoretically or practically drop to zero.

Now that's a bit dramatic, but the real question is,

Will Dogecoin carry on making millionaires

or will its decline continue?

What started as a fairly lame joke about a dog

reached a market cap of $85 billion in May 2021.

But what does Dogecoin even do?

People use it to exchange money or

buy things, it's popular for online tipping.

A Dogecoin is basically a cute copy of Litecoin, which

is a spin off of Bitcoin with faster transactions.

And we see that a lot in crypto,

it's like copies of copies with small tweaks.

This brings us back to the idea of intrinsic value.

A leaked note from Goldman Sachs suggested that Ethereum

could overtake Bitcoin as the most valuable crypto because

it has the highest real use potential.

But does that mean it will be the top dog in 2025?

It's not impossible to imagine.

See, there's a difference between

value and production of value. Take gold.

It has value and utility, but

it doesn't produce you any cash.

Compare gold to something like real estate.

It both has value and can produce cash.

The fact that real estate can produce cash means we

can figure in the expected future return from that property

on top of the actual cost of the property, meaning

it's actually worth more than it costs.

If we translate this to crypto, Bitcoin is like gold.

It has value and utility.

Ethereum and other general-purpose blockchains

are more like real estate.

They have value, but they can also

be stakes for income or even further.

Businesses can be built on top that produce real cash.

Because of this, we may see a day where

an Ethereum type service could pass Bitcoin in total

market cap, and it could happen before 2025.

Back to the Crystal Ball.

Now time for a sensitive topic.

What could put crypto in its grave by 2025?

This is a fast moving industry.

Year over year, the space completely changes, both

with new advancements as well as bigger threats.

What if emerging technology was capable of smashing into

any crypto wallet and grabbing the money completely?

Bitcoin wouldn't be worth anything, or if all

tokens in the world were grabbed by some

angry government or by a giant swooping T-Rex.

Okay, those examples are a bit unbelievable.

There's no way a T-Rex could

do that with their tiny arms.

But the point is, the future

of cryptocurrency is extremely unpredictable.

But maybe there are individual parts

that we can safely predict.

Just to give a slightly more clear picture of

what the future might be, here's a good question to ask.

You could argue that crypto dipped

into the mainstream in 2021.

Prices went sky high.

Even my 84 year old grandpa holds Bitcoin now.

For any crypto to increase in price, you need people

actually holding and ideally using the coins, and that means

making it easier for people to buy and sell.

This is something that's thankfully gotten much easier in the

past years, but still has a long ways to go.

Purchasing the big cryptos has never been easier.

Just about every money related app offers some kind

of feature to do so, and more dedicated services.

Like a sponsor of mine, FTX has a ton more

additional features you can choose from if you're a trader,

if you'd like a wider selection of coins to invest into,

or if you're into NFTs or other digital assets.

In fact, if you want to try them out,

my link in the description will save

you an additional 10% on trading fees.

It's an awesome platform to try out.

But while purchasing has become very accessible, other aspects

not so much DeFi, for example, decentralized

finance, being your own bank.

If you want to harness any of the greatest

opportunities in crypto, you currently have to be very

well versed to get anything done without feeling like

you've just jumped into the fourth dimension.

And this is a big concern of mine.

I've talked to tons of developers in the

space and many seem to miss the point.

See, there's an issue when you're so deep into a

space, you work in it, your friends work in it.

It's all you think about.

You forget what it's like to be a beginner.

Because of this, many developers build things with

the advanced user in mind, not the average

everyday customer who just wants to start earning

extra interest on their money or get into

staking or whatever they might want to do.

I believe we'll continue to see a

move towards more and more accessibility.

However, the state of crypto in 2025 will

really rely on the effort behind this push.

It won't just happen automatically.

If companies start focusing more and more on the average

customer, we will see an explosion in the space as

long as regulations don't get in the way.

More on that in a minute.

But before that, let's sum up whether Usability

will be positive or negative by 2025.

Question: Are cryptocurrencies fairer than Fiat money?

I mean, that was the entire

goal when they started, right?

A global currency not controlled by

any one person or entity.

Or is it just a front for something else?

There have been all sorts of

controversy enabling criminal activity, scams and

rug poles, environmental concerns.

Bill Harris, he's the former CEO of PayPal.

He called Bitcoin the greatest scam in history.

However, PayPal now allows you to purchase Bitcoin.

So, you know, [Laughs]

We've seen this uphill battle for Bitcoin where

it starts in your mind as something that just feels like

it's got to be a scam, but then you warm to

it eventually, and then you probably buy it.

This is happening across the globe.

El Salvador even became the first country to accept Bitcoin

as legal tender, a huge move for the industry.

But that hasn't gone exactly to plan.

Dina Ponce might have a solid claim to being

the world's first coconut vendor to accept Bitcoin.

And while sales increased thanks to her acceptance of crypto,

she expected the value of Bitcoin to rise

as well, giving her even higher returns.

And that's part of the problem.

Everyone wants crypto to be some sort of miracle.

Bitcoin made it easier for Dina to sell coconuts,

but it can't turn them into solid gold.

The Central African Republic just made Bitcoin

legal tender, too, and that's one of

the poorest countries in the world.

So this is a great chance to

see what effect Bitcoin has, if any.

So can cryptos make the world better?

Because if they can, they will increase in value.

A major goal since the beginning has been to

reduce the size of the global unbanked population.

Will digital money mean no one is

left out of the financial system?

Or will cryptos just make the rich richer

and leave everyone else disappointed?

Take Caroline, she knows firsthand

how crypto has changed people's lives.

Her family used to send money from the

Dominican Republic to New York and sometimes paid

$100 just to make the transfer.

But in 2019, Caroline learned how to use the

cryptocurrency Zcash, and she can now move money

between the countries at next to no cost.

That's a wonderful example of crypto in action,

doing what we all hoped it would do.

There were 1.7 billion unbanked

adults in the world in 2017.

Can the blockchain help these people?

In many ways, yes.

This goes beyond payments.

There's an emerging industry aiming to solve other

issues as well, like business loans, decentralized insurance,

and, of course, money making opportunities.

All this sounds amazing, but why does Vitalik Buterin

worry so much about the future?

The cofounder of Ethereum has realized that

this is all a double edged sword.

The network has helped unbank people, but

he's concerned about the dystopian potential of

crypto, money laundering, tax evasion, hacking, and

enabling the rich to just get richer.

It's a good question.

Who has benefited more from the crypto boom in

the last few years, the rich or the poor?

An investment of $100 when Bitcoin was young

would have made you a millionaire today.

The chance to make massive profits

by 2025 is, of course, lower.

An investment of $100 right now could make maybe

$400 $500 by 2025, maybe more, maybe less.

It's still a great return, although perhaps not

as much as you may hope for.

Many people who have made big money were already rich

and could afford to throw some cash into a brand

new, completely risky space back when it was tiny.

I worry that the ground floor type opportunities

Are going away now that we're seeing big

venture capitalists behind nearly every anticipated token release.

But I don't want to make it sound like it's impossible.

It just takes more work now.

In order to make a massive

return by 2025, you'll absolutely need to

buckle down on research and monitor trends.

Now for the big one.

Are new regulations going to kill crypto by

2025, or will they make it better?

Governments all over the planet

have cryptocurrencies in their sites.

And this is a tricky balance because the

perfect regulation increases safety but doesn't slow innovation.

A push too far can cripple the tech.

In the US, a lot of

regulatory eyes are on stablecoins,

tokens pegged to the dollar.

The European Union is developing new

regulations to "protect its citizens".

And China's being China, banning

crypto every other month.

Then we have CBDCs, this term being thrown around a lot.

That's central bank digital currencies, a stablecoin that's

backed by a country.

The idea is that people would be able to

transact on the blockchain with more peace of mind.

But some people believe that this

is just another control tactic.

Analysts think we could see these digital

dollars in many major countries by 2025.

But could this tech actually kill Bitcoin,

or will it just encourage more of

us to own different types of cash?

On the surface, they go against many of

the blockchains principles that people hold dear.

The whole point is decentralization.

So a government owning it doesn't really work.

But having said that, A government issued digital

cash does add legitimacy to the crypto industry.

The average person will think, how bad could crypto

be if the government is dealing in it?

This could speed up the transition to other

cryptocurrencies by making them feel more normal.

The regulation also means fewer scams and rug pulls.

But again, this is a fine balance.

Regulations can go too far, strangling the

industry and causing prices to plummet.

We can actually gain some insights here

by looking back at the stock market.

Specifically the black Tuesday crash of 1929,

16 million shares were sold in a single day,

and this led us to the great depression.

Jobs were almost impossible to find in the aftermath,

families ripped apart and

garbage piled up on the streets.

After this, the securities exchange act brought

more regulation to the American stock market.

This meant there was less quick cash to

be made, but it also made it easier

for people to invest with confidence.

If crypto regulations are done well, this could be

a new controlled boom period for investing, as long

as the government doesn't overstep its bounds.

And if they do, there's only one

thing we can be sure of-