Low Cost Dental Insurance for the Whole Family" - YouTube

WANT TO REVITALIZE YOUR HOUSE AND MAKE IT MORE ENERGY EFFICIENT? START WITH THE WINDOWS.

IT'S OUT WITH THE OLD AND IN WITH THE NEW, AS WE VISIT ONE HOME GETTING A NEW WINDOW

RENOVATION. DENTAL INSURANCE. DO YOU NEED IT? TODAY, YOU'LL SEE HOW A DENTAL PLAN WILL

HAVE YOU AND YOUR FAMILY ON TRACK FOR PROPER DENTAL CARE AND STILL STAY ON BUDGET. IT'S

A BATHROOM REMODEL, BUT FIRST, LET'S LOOK AT THE SHOWER GLASS. HARSH WATER CONDITIONS

MAKE THESE ENCLOSURES LOOK DINGY AND BLAH. NOT ANYMORE! WE'LL SHOW YOU THE LATEST IN

GLASS TECHNOLOGY. THIS IS THE SHOW ALL ABOUT YOU AND YOUR SPACE, YOUR HOME AND SURROUNDINGS.

WE ARE DESIGNING SPACES. ARE TRIPS TO THE DENTIST GETTING TOO EXPENSIVE?

COMING UP NEXT, WE SIT DOWN WITH AN EXPERT TO GET THE STORY ON DENTAL INSURANCE. IT'S

RIGHT HERE ON DESIGNING SPACES. (MUSIC).

facebook.com/thebalancingactfans GET IN ON THE CONVERSATION.

ON TIGHT BUDGETS TO TALK ABOUT A PLAN OF ACTION THAT WILL HAVE EVERYONE IN THE FAMILY GETTING

REGULAR VISITS. TAKE A LOOK. (MUSIC) OUR TRIPS TO THE DENTIST ARE BECOMING

FURTHER AND FURTHER APART. IT REALLY IS SOMETHING THAT WE SHOULD DO, BUT WITH OUR BUDGET, WE

JUST CAN'T SEE IT WITH THE COST. I REALLY LIKE THE IDEA OF TALKING TO AN EXPERT, ESPECIALLY

ABOUT DENTAL INSURANCE. I WAS DEFINITELY THINKING ABOUT A DENTAL INSURANCE

PLAN FOR MY ENTIRE FAMILY. WITH SIX OF US, GOING TO THE DENTIST HAS BECOME WAY TOO EXPENSIVE.

I MEAN, WE GO FOR EMERGENCIES, AND WHEN THAT BILL COMES...OUCH.

DESIGNING SPACES ORGANIZED A MEETING FOR JODY AND CHRISTINA WITH DANA SHEARAN TO LEARN ABOUT

ENCORE DENTAL INSURANCE AND TO ANSWER SOME COMMON QUESTIONS REGARDING DENTAL INSURANCE.

ENCORE DENTAL IS OFFERED BY STONEBRIDGE LIFE INSURANCE COMPANY, A TRANSAMERICA COMPANY,

WHERE DANA IS A MARKETING DIRECTOR. DANA, CAN YOU TELL ME WHAT'S COVERED UNDER

ENCORE DENTAL? SURE. SO WE HAVE PREVENTATIVE SERVICES. THOSE

ARE YOUR CLEANINGS, X-RAYS, EXAMS, AND EVEN FLOURIDE TREATMENTS. AND THEN YOU ALSO HAVE

YOUR BASIC SERVICES. THAT'S IF YOU'RE GETTING A FILLING OR ANESTHESIA. AND THEN AFTER YOU

HAVE THE PLAN FOR 12 MONTHS, YOU CAN EVEN HAVE MAJOR SERVICES COVERED. THAT'S YOUR ROOT

CANALS, CROWNS, YOU KNOW, ORAL SURGERY. SO, IT COVERS REALLY EVERYTHING.

ARE THERE DIFFERENT PLANS? AND WHAT ABOUT MY KIDS?

THERE ARE DIFFERENT PLANS TO MEET YOUR DIFFERENT NEEDS. THERE ARE PLANS STRUCTURED FOR COVERAGE

FOR YOU AND FOR YOUR FAMILY. AND CHILDREN ARE COVERED, UP TO AGE 19 OR UP TO AGE 25,

IF THEY'RE STILL IN SCHOOL AND UNMARRIED. CHILDREN WILL RECEIVE THE SAME PRODUCT BENEFITS

THAT ADULTS DO, DEPENDING ON WHICH PLAN YOU CHOOSE. THERE ARE TWO PLANS. PLAN A PROVIDES

UP TO 100% COVERAGE FOR YOUR PREVENTATIVE DENTAL CARE AND DIAGNOSTIC SERVICES, WHILE

PLAN B COVERS 50% COVERAGE FOR THOSE SERVICES AT A LOWER MONTHLY PREMIUM.

AND THERE'S NO WAITING PERIOD? OUR ENCORE DENTAL STANDARD A AND B PLANS HAVE

NO WAITING PERIODS FOR PREVENTATIVE OR BASIC SERVICES AND A 12 MONTH WAITING PERIOD FOR

MAJOR SERVICES. YOU MENTIONED PREVENTATIVE CARE. HOW MANY

CHECK UPS AND CLEANINGS DOES THE PLAN COVER? BOTH OF OUR PRIMARY INSURANCE PLANS PAY FOR

TWO CHECK UPS AND CLEANINGS AT THE DENTIST EVERY YEAR. SO THAT'S ONCE EVERY SIX MONTHS.

WHAT ABOUT DEDUCTIBLES? THERE ARE NO DEDUCTIBLES FOR PREVENTATIVE

OR DIAGNOSTIC DENTAL CARE. NOW FOR YOUR BASIC AND MAJOR SERVICES, YOU WILL PAY THE FIRST

$50 OF EACH YEAR AND THAT'S YOUR DEDUCTIBLE. FOR FAMILY COVERAGE, THERE'S $150 MAXIMUM

DEDUCTIBLE, PER FAMILY, PER YEAR. SO EACH YEAR, YOU WILL HAVE AN ANNUAL DEDUCTIBLE,

WHICH IS THE AMOUNT THAT YOU WILL PAY OUT OF POCKET BEFORE BENEFITS ARE PAID. THIS AMOUNT

DOES NOT INCLUDE YOUR CO-PAYMENTS. AND WHAT ABOUT BRACES AND ORTHODONTICS?

WE DON'T HAVE A PLAN FOR ORTHODONTICS YET, BUT WE'RE WORKING ON IT.

DOES MY DENTIST HAVE TO BE IN THE NETWORK? YOU CAN SEE ANY DENTIST YOU WANT. SO YOU DON'T

HAVE TO STAY WITHIN THE NETWORK. OF COURSE, YOU MAY FIND THAT YOU HAVE LESS OUT OF POCKET

COSTS IF YOU CHOOSE ONE OF OUR IN-NETWORK DENTISTS BECAUSE THEY ALL ARE GUARANTEED TO

CHARGE LOWER, PRE-NEGOTIATED RATES AS PART OF OUR ENCORE DENTAL POLICY.

HOW DO I CHECK TO SEE IF MY DENTIST IS IN THE NETWORK?

IT'S SO EASY. LET ME SHOW YOU. FIRST GO TO encoredentalplan.com AND THEN YOU'RE GONNA

CLICK ON "FIND A DENTIST" LINK. NOW, REMEMBER, YOU DON'T HAVE TO GO TO AN IN-NETWORK DENTIST

TO STILL RECEIVE ALL THE SAME BENEFITS. YOU HAVE THE FLEXIBILITY TO PICK ANY LICENSED

DENTIST AND STILL GET DENTAL COVERAGE. IS ENCORE DENTAL HARD TO GET?

NOT AT ALL. IN FACT, YOUR ACCEPTANCE IS GUARANTEED. THE BIG QUESTION IS NOW, HOW DO WE SIGN UP?

MM HMM. IT'S SO EASY. YOU CAN SIGN UP ONLINE OR CALL

OUR TOLL-FREE NUMBER AND AN AGENT CAN GET YOU ENROLLED RIGHT AWAY. AND, IF YOU DON'T

HAVE DENTAL COVERAGE BECAUSE YOU'RE UNEMPLOYED OR RETIRED, OR BECAUSE YOUR COMPANY JUST DOESN'T

OFFER DENTAL INSURANCE, ENCORE DENTAL OFFERS YOU LOW COST INSURANCE TO HELP COVER YOU AND

YOUR FAMILY. THE PLANS ARE EASY TO FIT IN YOUR BUDGET. (CLAP).

THANKS, DANA! YES, THANKS, DANA. (MUSIC) YOU'VE DEFINITELY

GIVEN ME SOME OPTIONS FOR FAMILY DENTAL COVERAGE. ABSOLUTELY. I'M SO GLAD I WAS ABLE TO HELP.

FOR MORE INFORMATION, CALL 1-800-671-5804 OR VISIT encoredentalplan.com. TO SEE THIS

PORTION OF THE SHOW AGAIN, GO TO designingspaces.tv AND CLICK ON THE TRANSAMERICA VIDEO. THERE,

YOU WILL ALSO FIND A LINK TO THEIR WEBSITE. WHETHER YOU'RE REMODELING THE BATHROOM OR

UPGRADING THE WINDOWS OR PLANNING TO GET BACK TO THE DENTIST ON A REGULAR BASIS, WE HAVE

THE IDEAS AND SUGGESTIONS THAT WILL PUT YOU ON TRACK, THE WAY YOU LIKE IT. WE ARE DESIGNING

SPACES. FOR INFORMATION ABOUT ANYTHING YOU'VE SEEN

ON TODAY'S SHOW, OR TO FIND OUT HOW TO BE PART OF THE SHOW, LOG ON TO designingspaces.tv.

FOLLOW US ON TWITTER AT twitter.com/dspacestv. OR FRIEND US ON FACEBOOK. TYPE IN THE WORDS

designingspaces.YOU CAN VISIT THESE WEBSITES TO LEARN MORE ABOUT THE PARTICIPANTS ON THIS

EDITION OF DESIGNING SPACES.