Unemployment Benefits PAST the Labor Day Deadline? - YouTube

Channel: Dr. Nitin Chhoda - Ignition Time

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Hello everyone and welcome to this important episode of Ignition Time.
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Have your unemployment benefits been delayed?
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Well, if that's the case,
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you can still collect past the Labor Day cut off, which has gone.
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Welcome to this new and important episode
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of Ignition Time and welcome to our channel.
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If you're not a subscriber yet, please consider clicking the like button.
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Click subscribe and enable notifications.
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Because I work hard on this channel every
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single day to bring you the latest news wherever the truth might lead us.
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My name is Dr. Nitin Chhoda with Ignition Time.
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This right here is a little bit of information about me.
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Check out my video. You'll learn more about who I am,
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what my journey has been like and why you should listen to me.
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I was able to overcome the cycle
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of poverty that you see on your screen right now.
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Let's start with this headline from CNBC, Unemployment Benefits Delayed?
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You can collect past the Labor Day cut off.
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Well, folks, thousands of workers who actually applied
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for federal unemployment benefits weeks or months ago are still waiting.
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Yep, you heard that right.
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Still waiting for the money to arrive.
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This, by the way, is why our unemployment benefits system has failed our citizens.
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I believe that if you're dependent
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on unemployment benefits, you are a customer of the unemployment
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benefits system because you and your employer have been paying into it.
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Now, individuals who have been waiting
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for unemployment benefits can still collect despite the official expiration
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of the federal unemployment benefits on Labor Day.
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However, here's the important part.
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Many individuals who are eligible
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but haven't yet applied have a limited time to do so.
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This is very, very important.
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Again, this is good news for Americans who have
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been waiting weeks or months for that aid to arrive.
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They can still collect back pay past the cut off date.
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But workers who haven't yet applied
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for the federal assistance can do so, but many have less than 30 days to act.
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Yes, you heard that right.
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Many have less than 30 days to act.
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Why are we in this situation?
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Well, folks, state unemployment benefit systems and state offices have been
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completely overloaded because they've been dealing with a historic volume of claims.
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They've been dealing with outdated
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software that in some cases has not been updated for over 50 years.
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Think about that.
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The country that is the home of Amazon, Google, Facebook, Tesla and Apple,
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the unemployment benefit system, which is designed to help the very
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residents who will need it in times of need, has not been updated for 50 years.
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In addition to outdated software,
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there are issues associated with understaffing, high levels of fraud
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and the troublesome implementation of all the changing rules and regulations because
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of all the stuff that Congress has been enacting since March 2020.
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So thousands of individuals, we're talking about 104,000 people
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whose first payment of state benefits arrived in July had waited at least 70
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days to receive the funds, according to data from the US Labor Department.
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By comparison, less than 1% waited that long prior to the Pandemic.
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This means there are a lot of people
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who are still waiting for their unemployment benefits.
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So what's going on here, folks?
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States will still provide those federal
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benefits over to eligible applicants before the September 6 deadline.
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Now, those benefits, which,
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by the way have now expired, include funds from the Pua program,
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the Pandemic Unemployment Assistance Program, which is a program for the long
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term unemployed and those who are selfemployed independent contractors
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and gig workers who did not qualify for state unemployment insurance.
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This, by the way, also close a $300 weekly booster.
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Here's an important comment
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from the California's Edd Employment Development Department.
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Any weeks of unemployment that occurred
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before those programs expire can still be paid retroactively if a claimant is later
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determined to be eligible for those weeks of benefits.
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Now, federal benefits have already lapsed over Labor Day weekend in all States
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across the country due to the administrative rules.
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Now, nearly 9 million people
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who are poised to lose all benefits and another 3 million set for a $300
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weekly cut in aid, according to data issued by the Labor Department.
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Now, workers in Michigan, for example,
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who are waiting for a ruling from the state on their qualification
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of benefits can get those funds retroactively,
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according to the Michigan Department of labor and Economic Opportunity.
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This is what the Michigan Department of labor and Economic Opportunity said.
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All protests and adjudications that have
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not been resolved by September 4 will continue through the process.
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Despite the federal programs ending,
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benefits will be paid to laments who are determined to be eligible.
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Now these benefits should continue to certify.
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This is important, folks should continue
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to certify for benefits through the 4 September.
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This was from the Michigan Labor Department.
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You will need to get in touch with your
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local state office in order to determine if there's a specific deadline for them.
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Now, many unemployed individuals who are eligible for federal benefits before
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Labor Dave have a limited time to act, folks, this is important.
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States must accept new applications
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for the Pua program for 30 days after the program has expired,
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according to a memo issued by the Labor Department on the 3 September.
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In fact, let's show you this memo.
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Now, by the way, this is a very detailed
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and a very technical memo, so you don't really have to go through all of it.
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But the bottom line with this memo is
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that the Labor Department is telling all States that they must accept new
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applications for the PA program for 30 days after the program expired.
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This means that up until the last week
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of September, potentially even the first week of October.
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If you are eligible to receive benefits
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through the Pua program, you can apply, but you would get those benefits up
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until the 6 September, which technically is the Saturday or
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the Sunday, the fourth or the 5 September prior to Labor Day.
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So really, there is an opportunity here for individuals who qualify for the Pua
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program to get benefits through September 4 or fifth, depending on the state.
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And also, this is important.
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There are 26 States, a majority of them Republican States,
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that did end some or all federal benefits to the September 6 deadline.
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The 30 day application window for those
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States already started when they exited the federal program.
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In other words, a 30 day window for those
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States already started in June or July when they withdrew from the programs.
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So therefore, that time period has already elapsed.
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So if you're in one of those States that prematurely ended these programs,
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that 30 day window may already have lapsed for you.
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So depending on which state you're in,
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you really need to be careful about this and you may want to act quickly.
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Y now the long term unemployed eligible
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for the Pandemic Emergency Unemployment Compensation Program.
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The PUC program also have a time limit to submit applications.
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However, that window is a little bit more complex.
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It actually varies, believe it or not,
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from state to state based on the respective law for late filing of claims.
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And this is covered in more detail in another memo.
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Think about this, folks.
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Another memo from the US Labor Department that explores this in a bit more detail.
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Now, this again is specific to each state
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because it's based on the respective law for late filing of claims in that state.
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In fact, let's show you that second memo
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on your screen right now and you'll see the headline of the memo that reads
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Unemployment Insurance Program letter, and the subject is State responsibilities
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after the Temporary Unemployment Benefit Program under the Cares Act as amended
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end due to state termination of administration or when the programs
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expire so you can go through this document.
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But the bottom line is it's an instruction
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to your state to decide and your state will decide when that deadline.
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N is for the PUC Program.
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Thank you so much for watching, folks. I hope this helped.
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If you have any questions, type them out into the comments section below.
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Please support the channel by clicking the like button by clicking subscribe
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by enabling Notifications thank you so much for watching.
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I appreciate you.
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I'm looking forward to seeing you in the next episode of Ignition Time.
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Take care. Bye.