धन का रिसाव बर्बाद कर देगा - Plan Your Expenses : Science of wealth By Harshvardhan Jain - YouTube

Plan your expenses.

Plan your expenses,

how much has come?

and how much has gone?

The person who does not have an account of his money earnings in his life

of earning and spending.

He is considered to be the most insulted in the world.

One who does not have an account of life.

The man who does not have accounts to give to his parents, to give to his children, to give to his wife, and his friends,

that this is my earnings of life, this is my spending and this is my balance sheet .

The one who does not have accounts, does not have wealth and the one who has wealth, is the one who has accounts.

I saw a lot of poor getting rich and I saw them getting poor again.

And when I concluded from his life, looking into his life from poor to rich, then again poor is the one who does not have an account of wealth,

does not account for his expenses,

how is he behaving with wealth, how will he deal with it?

Whoever does not account for it, wealth does not stand with him because it is called Lakshmi

and the photo of Lakshmi always stands.

Saraswati's photo is always sitting, do u know what message it gives?

She says that if she is standing, it means she will leave anytime soon.

And Saraswati's photo is sitting, either I will not come. If I will come then I will stay,

first of all see what your expenses are.

How much is your earning?

A basic principal which was in the DNA of India before, that changed with the advent of plastic money.

That basic principal was - hey son, spending less than earning,

spending less than earning,

it was or was not in our DNA?

It changed, this changed after 1990.

Ever since the loan started getting which is hidden,

Earlier, when a man used to take a loan, the whole village knew that he had taken a loan, so he was ashamed.

He thought that he had taken a loan in the village, everyone knows about it and the noise of the loan also happened.

Now, any time any bank comes and gives it to you and the Neighbour does not even know.

Ever since the debt has started getting hidden,

the expenses have started doing more than the income

and since the expenses have started exceeding the income,

understand that there is a leakage of money.

Money leaked.

It rains every day in England, yet the private companies that supply water there, said that there was a shortage of water.

We can't supply water 2 times,

So the people of there doing agitated that in a country where it rains every day, how can there be less water?

They did public writ. When it was found in the public writ, it was found that the pipeline was that of England,

the private companies which supplied water through water pipeline, There were holes in those pipelines due to which water was leaking.

Pipelines that are not repaired in life, they leak water.

Those, whose windows of wealth are not repaired, those whose windows of science of wealth are not repaired,

they never have money.

Tyre puncture, the air keeps on coming out and it is not known how much came

and how much is gone in life

plan your expenses.

How to make?

Money leaking, Is money leaking? At least check it out.

Check if there is any leakage of money,

Is there a lack of proper use somewhere?

When should I buy or not buy?

Which branded clothes should I buy or should not buy?

Am I getting the same quality anywhere else in a good budget?

At least check it out.

In my last training here on November 13th, my first question as soon as it came was whether you would become rich or not?

It's going to be determined by how you answer these 10 questions.

Those who had answers above 270, 220, 250. They will become rich

because your behavior of life has been completely scanned in it.

If you are leaking money in your life then money will be gone.

The tank in which the hole was made, will the water be empty one day or not?

Hey and even if it is fulled completely of water, one day it will be empty.

And even though there is only so much water in the well,

2 feet of water, but it keeps on quenching thirst for generations.

because it has control.

Whose income and expenses are accounted, money is under his control.

Your mobile is working fine, but you feel that now the iPhone has become very strong, now instead of S9, S10 has also come,

the biggest problem of the poor man knows what happens he lives a life of appearances

and the rich man does not go for appearances.

The house he bought in 1998 in $32000,

Mr. Warren Buffett, one of the richest man in this world,

has never bought a house other than that house because he knows that it is not a property it is a liability.

Mark Zuckerberg, the man who is considered to be Bapu in the whole world,

among the top rich people of the world,

seven jeans seven t-shirts. If he bring the eighth, donates the first.

We are poor because we haven't planned the expenses,

I am, my children, my wife, we live our life as much we have incoming and outgoing in our life, we live on that basis.

We have account of every outgoing.

My child who is 7 years old also knows what is the networth income of father till date.

How has it come? After how much hard work it come?

my child knows.

Whenever I was in crisis, from last 2012 to 2016. Mean in 2012 and 2016, I have seen two recessions.

My children have given full support, no father will not go for a tour now.

Will not go to Dubai now, he has postponed the program for 3 months.

They know that the ship will sink as soon as they spend more than their income.

Today, how much lakh crore debt on our country that we are paying 86 thousand crore interest every year,

you see, why this must have happened?

because we have started spending more than income in our life,

leakage of money, misuse of money.

How to use? If you do not know, then you should take expert advice.

If you are spending on very wrong things in life, then the wealth will go away.

Wealth will not be created, how much will come, it will not stop and if you have a credit card,

then get the stamp on which you want to be written,

you will not have wealth.

You will never be rich and successful.

You will fall on your face every time..

I have used a credit card four times in my life,

First of all, I never applied for credit card in my life.

But forcibly gave three credit cards with my vehicles.

I needed a credit card four times when I wanted to buy software,

There was no payment option on that, no payment option.

You will also ask my children that son which card should be used, first of all you listen not to use credit card,

this my son will tell you.

Credit card means, his name is Credit card.

It is sweet poison for you in life - all wealth will be gone,

Every time you will start from zero, every time you will start from there.

Be careful, be careful, when will you start from zero?

A man became sad, why?

Had failed in BSc, went to commit suicide,

was about to jump as much as a gentleman would come and ask what are u doing?

I am dying.

Why?

failed in BSc.

So when you die from here then your problem will be solved?

Yes nothing will be solved, there will be a second birth as soon as you die and then you will start from the Lkg,

at least you are in B.Sc. will start from Lkg,

hnn, yes, I will give BSc again.12 years will be in plus.

Keep in mind how many times in your life will you start from zero.

By checking your net worth every year. The net worth is also of the poor,

it is also of middle class, it is also of rich,

check it as much as you can, it should never be less than last year.

it's my vow to myself. In my life my net worth will never be less than last year, never it will be.

Because I don't use any of these things ,I fully respect money.

My money is my tool in my life,

Like sometimes tools get feet, If the tools of any craftsman in the world, then he puts them on the head or not.

Using a credit card means putting your feet on your wealth one day it will be lost.

Never, you must be stuck now, no matter what time it will take, but stop the button from inside.

When the fan button is turned off, it spins for a while.

But then your worry goes away. How long it will take to roam around?

The button has already been turned off.

Let it go around like this, but you first turn off the switch!! How will you become rich?

This is the basic thing, first of all,

Well, the tap has been left open, water is being poured in the tank,

Put the whole world water there, it won't be filled

firstly close the tap from the bottom.