HASIL INVESTASI REKSADANA BIBIT 100.000 SELAMA 4 BULAN || REVIEW JUJUR! (Bibit 100 ribu) - YouTube

hello hello guys back with me Juls and in this video I will share a little

of my experience while investing in the Seed application, to be precise in money market mutual funds with

a capital at that time of approximately 120,000, first Rp.100,000 and I added Rp.20,000 I

invested it's been about four months and I want to know what the results are OK, let's

just open my portfolio first, let's open my savings fund, okay, we're not discussing

bonds, because it hasn't been long here, haven't entered the seed application, I just bought it,

the bonds are lacking more than 2 days ago it hasn't been entered and this is what we are going to discuss is

the money market, this money market I've invested for about four months, let's try to check it first,

OK, here's the value of my portfolio now, how come I can How much luck is it OK, let's check it

first That's how we go back to our home first, let's check the transaction, let's see what date

I put the money in the money market, OK, let's open it. a to the transaction, then to history, yes, we go

to history, let's check first. We've had time to make purchases several times, we've sold the

buyers again, until yesterday, I bought again on bonds okay. This is the first

time, right on October 19, 2021. Yes, about four months ago I first

invested in this seed application for Rp. 100 then it was exactly on the 15th, yes, if we

look after having recorded for approximately 21 days, I invested Rp. 100,000 in capital until

I finally added not added, this is a bonus, yes, from the purchase the previous purchase

I made several times, I made purchases until I finally got a bonus of

around 20,000 and it went to the money market, to be precise, at the sucorinvest money market fund which we will

discuss today OK, so the total is less than 31 days, yes, 21 days for the required capital. 100,000

then became 10,000 until today today exactly on what day exactly in

t February 21, yes, and that's exactly about 100, four days, so if you add

it up, my friends, it looks like if it's a total of about 125 days, it's about 10 days

in total, I invested with 120,000 money, thank God, the gas was shaved off, invest in

Amar money market fund Denpasar money yes so then uh 10 Let's try to divide 30

days in a month it's more or less 4.1 yes So it's more or less four months okay 4

months and the result is the result, as friends saw earlier, the result is

the only profit

1870 rupiah Okay so both are very, very small, yes 1870 rupiah and this we get

Yep the average increase in value continues to be around 1.5ty-six percent Okay so the profit

is only one point 50% and this profit is the purchase price of the purchase price I

did it the first time it increased if it was sold, it's not a profit like

interest but it's like the selling price what has increased, maybe friends understand better than

me, for beginners, we just learn together because I am also new to the cave and the profit is

as big as Vietnam, this 1870 friend is only one 1870 for four months with the 101100 model, Rp. 20,000 is very small

because if we look at the let's try to open the profile, yes, sucorinvest sharia money

market fund, okay, here is the average increase that we will get within

one year, within one year, the average growth is around 4.5-07

percent and the expense ratio is deducted. That's

about 0.56

percent, what does the expression look like ?

Earlier, we saw that the average growth of

4.7 percent

was 4.5ty-seven percent, then if you cut the expense ratio it will be as big as r 5n 0.56 percent, we will get profit on the plane that year, more or less

around 4.0 1%, my friends see because it's small, so

how much profit if we save 10 million in one year we try it Yes,

Hi, 10 million in one year, we can multiply it by four percent, it's 400,000

. So if friends save here instead of investing, it's more accurate to shoot

investments in this seed application, thanks to the investor, Marni,

this money market fund, within a year with a capital of 10 million and not added, for example, yes, it's only that we only

get a profit of about 400,000, hi little friends, but it's better

than in the bank, if friends save money in the bank with a capital of one million, it's not necessarily

the case fortunately to this extent conventional banks are forbidden, what are the names that we are discussing, Ms.

Professor, it is different from digital bangers because some digital bangers offer digital bangers interest,

even up to seven percent, six percent, is extraordinary. Okay, if it's really big, conventional

, maybe the interest is very small, not to mention the tax deductible, because if we save

money in the bank, the tax deduction that applies in Indonesia according to the law

is a tax of approx. 20% if we keep the money book above or

our savings balance, both from regular savings and deposits above 7500000, we will be deducted 20%

which is really not worth it .

luckily it's a little difficult, yes, from a tube of silk

, it's important to invest in money market mutual funds, what is the risk profile, the risk level is the money market is

very low. It's more profitable than bang.

money like that, there is rarely a

decrease, there is rarely a drawdown like that, but this is the advantage It's a bit

different from bonds or stocks, maybe or in mixed restaurants, the profit

is enormous, but the risk is also high, like what I like to follow.

In bonds, I save. I'm saving

here because I previously joined here and knew it was completely

zero. Yes, I've never seen a decrease here and the average increase is 8.40

-nine percent, and the expression 0.56 percent is cut. So it's more or less around us actually

8.4ty-nine percent minus 0.50 Eight percent So it's more or less about 70901 percent

yes 7091 percent if we are chameleon 10 million within one year time come

27 to a7.com paragraph 70901 Persela 7.9ty one percent when finished forgot okay, more or less

we got around 791001 Yes, it's better than in the money market, it's cool, so

yes, what is this, is it just available or not I guess it's also the same as saving on what is called investing in

seeds, not only on the lips of other places, it's also the same because according to the rules we

can't withdraw our money at any time except in Tokopedia, it's

simple there too and I've been there before. At the restaurant, Tokopedia, Tokopedia, every day we

withdraw, it only takes a few minutes, the money is still directly into our account, but if you don't know how to use the application, you

don't know how many times you have invested. Withdraw investment, there is a need

, and it's liquid, which is more or less, no later than two weeks, Sister. week one

week m the investment sells our assets and the other one the custodian bank transfers it

to our account so it takes about two weeks at the longest maybe

a week at the fastest a week at most about two weeks Yes, more or less like

friends, my experience is saving or invest more precisely in

money market mutual funds and see the benefits It's only small, but what is this experience, it's quite the end of the logger

realizing savings, Bro, if you have savings, it's better to shimmer, but

if you keep some of it in the bank for urgent needs Okay friends,

so I'll tell you about my experience later saving 11000000, it turns out OK,

I'll add it now. I like to save, what to invest in bonds

, thank God, this file is investable. I've done this several times before, up to several

million, also in a dozen, but I took it Lul because there was a sudden need

. now the needs and requirements have been resolved, so the money is a tube showcase

here and non-violence, tell me what the income is like if you save or invest in thanks, this

is investable. Fandi bonds. Okay, friends.

you like it and thank you