Should I get drone insurance? - YouTube

Channel: Scott McKenna

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today is an exciting day folks inspired to is back that's awesome in itself but
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more importantly what I want to talk about is something that a lot of you
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were curious about why I didn't really make it a big deal
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that I crash the inspire - here's the reality folks when you have the right
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things in place the right insurance in place a little crashes and little things
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like this shouldn't be a big deal and that's why today I'm proud to talk about
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the sponsor of this video and that is sky watch ai and the reason why crashing
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a drone shouldn't be a concern to you anymore
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sea crashing a drone sucks and we all know that but we all know that just like
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crashing your car as well it's never something you plan to do but when it
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happens you have car insurance so that you're covered for those kind of things
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but here's the thing with crashing a drone that I think a lot of people don't
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think about repairing the damage on your drone should be the least of your
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concerns whatsoever when it comes to actually crashing your drone because the
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liability that actually comes with if you run into something or someone or you
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cause some sort of major accident with what you're doing the liability claims
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it can come after you can be crippling to like yourself your family or anyone
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that you are associated with and the last thing you want to worry about when
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flying your drone is something that huge but so many people overlook it the
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amount of times that I know people that just put their drone up in the air and
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fly it and just think that the thing is invincible and that even though they
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have so many hours of experience that there's no way they'd ever crash it and
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things happen with the drone it's an accident and that's what I'm really
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excited to tell you a little bit more about sky washing AI this is a sponsored
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video but it's sponsored because I believe in the product because it's
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something that all people flying a drill and should absolutely have which is why
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I use it and which is why you should use it the great thing about sky wash AI is
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you can choose a plan that works best for you on a monthly basis or you can
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even just do on-demand insurance and say I'm gonna fly for the next hour in this
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location and I want to be covered for this amount you purchase it you're good
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to go you're covered so here's how simple the process actually is you open
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up your sky washed up AI app you choose where you're going to fly you can choose
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your radius to be 1/8 of a mile a quarter a
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mile a half a mile or you can choose to draw the map and make it exactly what
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your flight plans actually gonna be and the bottom left-hand corner of the
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screen it shows you exactly what your cost for an hour of flying in that
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location where to be and you can literally hit go you get right to the
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next screen and you can either do on demand insurance means I'm gonna do it
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right now or you can schedule this flight for
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maybe a couple weeks from now if you know you're gonna be in an area that
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doesn't have cellphone service or you can sign up for a monthly plane so let's
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say I'm gonna do on demand I choose now 1 million dollars of liability insurance
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for 1 hour it says 15 dollars it shows me that obviously I'm signing up to be
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able to fly within the planned area for an hour either drilling under 55 pounds
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all the normal stuff it shows me what's covered property damage bodily injury
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privacy claims and it currently says damage to the drone body not included
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because that's an optional thing you can add if you choose to so let's say that
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all looks good to me I hit get insured I move right on to the next page right
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away it just gets some information that I have to fill out based on where I live
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my credit card information all that stuff once you type all that information
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for the first time it's saved in your profile and you never have to type that
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stuff in again and all you'll have to do is just go into the app choose how long
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you're gonna fly what you want to be covered for and that's it so if you
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choose to use the on-demand service what is not covered is actually the physical
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damage to the drone itself that on-demand coverage can only include
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liability claims and bodily claims and all the stuff that you see in the what's
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covered area you'll notice that damage to the Joe and body is not selectable
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because with on-demand insurance you cannot get the drone actually covered
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you have to have a monthly account to do that if you choose that option up top to
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monthly rather than on-demand and you choose the liability limit that you want
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you can then see the option to add whole insurance and whole insurance actually
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covers the drones themselves so I could add my drone here of what I actually
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want and then I type the value of the drone and the important thing to cover
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during this is actually your entire kit that is with you because this also
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covers if it's stolen or if it's lost so don't just put the value in the drone
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but put the value of the overall kit that you have in the event that
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something were to get lost or stolen or damaged in transit it'll cover all the
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pieces rather than just the German itself so I'm gonna
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go ahead and put $7,500 which would cover the inspire all the batteries the
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two controllers in the case from there you can add any additional drones that
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you have or any additional gear that you do travel with you when you actually are
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doing your drone flying so add those go ahead and once you're ready you just go
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ahead and hit safe and then you simply see now that there's monthly for a
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certain liability limit whole insurance has included it so it shows the
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liability plus the whole and your total price of what you pay per month but
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here's the great thing about the monthly the monthly coverages you no matter how
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much you fly so unlike the on-demand insurance where each time you go to fly
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you have to pay fifteen dollars or twenty five dollars or depending on what
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you want to be covered you can just have a monthly fee that you pay that it's
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just like any other insurance and you pay it so that any time you're flying
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your drone you're covered and it just really keeps you safe and knowing that
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no matter what happens during your flights for your commercial use or even
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your personal use you're gonna be covered for those things you do not have
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to be a part 107 pilot to get the actual insurance the only thing you have to be
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a part 107 pilot for is to get the two million five million or ten million
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dollar insurance options now here's what I love about Sky Watch today I they
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reward people who fly safely so as soon as you get even your first three hours
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of claim free flights you receive a 15% discount on your next claim or your
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monthly where your on demand insurance if you have 7 to 12 hours of claim free
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flying you receive a discount of 20% and if you have over 12 hours of flying you
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get a discount of 25% off your actual monthly plant or on-demand insurance and
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I love that option because as someone who flies a lot for commercial work and
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recreational use I love the fact that I'm rewarded for being able to fly a lot
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without any claims the other cool thing about their app is that they've
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integrated the DJI flight experience like all your information that you see
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including your live view directly in their app so you don't even have to
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leave the app and go into the DJI app to actually fly you can just do it inside
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the same map and know that you can get your insurance covered and just fly and
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it will keep track of all those things and be able to continually track when
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you're flying safely and what your flight plans were and it's just a really
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cool option at the end of the day I cannot stress enough just how important
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it is to have insurance when you're flying drones are
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so much fun they've given us this incredible ability to get photos and
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aerial videography that we never could before but they're also not perfect
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machines and you may have a million miles of flying experience but accidents
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happen you never know when the drone suddenly is gonna have some sort of
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failure and that's gonna drop from the air and the last thing you want is to be
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enjoying your time flying and suddenly you have a lawsuit of millions of
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dollars because of something that happened
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accidents happen make sure you're covered I love the Sky Watch app and I
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appreciate them sponsoring this video and I appreciate them giving us an
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option as videographers to be able to cover ourselves because a lot of
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insurance companies don't like covering Jones because there's risk involved Sky
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Watch knows this industry incredible which is why they've come out with this
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app and I think you will really really find it valuable and I would love for
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you to check it out so make sure you click the link below and get using it it
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is super powerful and it will make sure that you're covered when you're flying
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thanks for watching