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Should I get drone insurance? - YouTube
Channel: Scott McKenna
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today is an exciting day folks inspired
to is back that's awesome in itself but
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more importantly what I want to talk
about is something that a lot of you
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were curious about why I didn't really
make it a big deal
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that I crash the inspire - here's the
reality folks when you have the right
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things in place the right insurance in
place a little crashes and little things
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like this shouldn't be a big deal and
that's why today I'm proud to talk about
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the sponsor of this video and that is
sky watch ai and the reason why crashing
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a drone shouldn't be a concern to you
anymore
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sea crashing a drone sucks and we all
know that but we all know that just like
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crashing your car as well it's never
something you plan to do but when it
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happens you have car insurance so that
you're covered for those kind of things
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but here's the thing with crashing a
drone that I think a lot of people don't
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think about repairing the damage on your
drone should be the least of your
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concerns whatsoever when it comes to
actually crashing your drone because the
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liability that actually comes with if
you run into something or someone or you
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cause some sort of major accident with
what you're doing the liability claims
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it can come after you can be crippling
to like yourself your family or anyone
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that you are associated with and the
last thing you want to worry about when
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flying your drone is something that huge
but so many people overlook it the
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amount of times that I know people that
just put their drone up in the air and
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fly it and just think that the thing is
invincible and that even though they
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have so many hours of experience that
there's no way they'd ever crash it and
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things happen with the drone it's an
accident and that's what I'm really
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excited to tell you a little bit more
about sky washing AI this is a sponsored
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video but it's sponsored because I
believe in the product because it's
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something that all people flying a drill
and should absolutely have which is why
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I use it and which is why you should use
it the great thing about sky wash AI is
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you can choose a plan that works best
for you on a monthly basis or you can
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even just do on-demand insurance and say
I'm gonna fly for the next hour in this
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location and I want to be covered for
this amount you purchase it you're good
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to go you're covered so here's how
simple the process actually is you open
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up your sky washed up AI app you choose
where you're going to fly you can choose
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your
radius to be 1/8 of a mile a quarter a
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mile a half a mile or you can choose to
draw the map and make it exactly what
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your flight plans actually gonna be and
the bottom left-hand corner of the
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screen it shows you exactly what your
cost for an hour of flying in that
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location where to be and you can
literally hit go you get right to the
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next screen and you can either do on
demand insurance means I'm gonna do it
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right now
or you can schedule this flight for
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maybe a couple weeks from now if you
know you're gonna be in an area that
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doesn't have cellphone service or you
can sign up for a monthly plane so let's
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say I'm gonna do on demand I choose now
1 million dollars of liability insurance
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for 1 hour it says 15 dollars it shows
me that obviously I'm signing up to be
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able to fly within the planned area for
an hour either drilling under 55 pounds
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all the normal stuff it shows me what's
covered property damage bodily injury
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privacy claims and it currently says
damage to the drone body not included
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because that's an optional thing you can
add if you choose to so let's say that
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all looks good to me I hit get insured I
move right on to the next page right
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away it just gets some information that
I have to fill out based on where I live
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my credit card information all that
stuff once you type all that information
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for the first time it's saved in your
profile and you never have to type that
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stuff in again and all you'll have to do
is just go into the app choose how long
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you're gonna fly what you want to be
covered for and that's it so if you
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choose to use the on-demand service what
is not covered is actually the physical
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damage to the drone itself that
on-demand coverage can only include
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liability claims and bodily claims and
all the stuff that you see in the what's
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covered area you'll notice that damage
to the Joe and body is not selectable
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because with on-demand insurance you
cannot get the drone actually covered
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you have to have a monthly account to do
that if you choose that option up top to
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monthly rather than on-demand and you
choose the liability limit that you want
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you can then see the option to add whole
insurance and whole insurance actually
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covers the drones themselves so I could
add my drone here of what I actually
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want and then I type the value of the
drone and the important thing to cover
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during this is actually your entire kit
that is with you because this also
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covers if it's stolen or if it's lost so
don't just put the value in the drone
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but put the value of the overall kit
that you have in the event that
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something were to get lost or stolen or
damaged in transit it'll cover all the
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pieces rather
than just the German itself so I'm gonna
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go ahead and put $7,500 which would
cover the inspire all the batteries the
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two controllers in the case from there
you can add any additional drones that
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you have or any additional gear that you
do travel with you when you actually are
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doing your drone flying so add those go
ahead and once you're ready you just go
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ahead and hit safe and then you simply
see now that there's monthly for a
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certain liability limit whole insurance
has included it so it shows the
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liability plus the whole and your total
price of what you pay per month but
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here's the great thing about the monthly
the monthly coverages you no matter how
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much you fly so unlike the on-demand
insurance where each time you go to fly
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you have to pay fifteen dollars or
twenty five dollars or depending on what
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you want to be covered you can just have
a monthly fee that you pay that it's
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just like any other insurance and you
pay it so that any time you're flying
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your drone you're covered and it just
really keeps you safe and knowing that
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no matter what happens during your
flights for your commercial use or even
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your personal use you're gonna be
covered for those things you do not have
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to be a part 107 pilot to get the actual
insurance the only thing you have to be
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a part 107 pilot for is to get the two
million five million or ten million
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dollar insurance options now here's what
I love about Sky Watch today I they
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reward people who fly safely so as soon
as you get even your first three hours
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of claim free flights you receive a 15%
discount on your next claim or your
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monthly where your on demand insurance
if you have 7 to 12 hours of claim free
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flying you receive a discount of 20% and
if you have over 12 hours of flying you
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get a discount of 25% off your actual
monthly plant or on-demand insurance and
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I love that option because as someone
who flies a lot for commercial work and
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recreational use I love the fact that
I'm rewarded for being able to fly a lot
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without any claims the other cool thing
about their app is that they've
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integrated the DJI flight experience
like all your information that you see
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including your live view directly in
their app so you don't even have to
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leave the app and go into the DJI app to
actually fly you can just do it inside
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the same map and know that you can get
your insurance covered and just fly and
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it will keep track of all those things
and be able to continually track when
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you're flying safely and what your
flight plans were and it's just a really
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cool option at the end of the day I
cannot stress enough just how important
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it is to have
insurance when you're flying drones are
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so much fun they've given us this
incredible ability to get photos and
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aerial videography that we never could
before but they're also not perfect
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machines and you may have a million
miles of flying experience but accidents
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happen you never know when the drone
suddenly is gonna have some sort of
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failure and that's gonna drop from the
air and the last thing you want is to be
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enjoying your time flying and suddenly
you have a lawsuit of millions of
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dollars because of something that
happened
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accidents happen make sure you're
covered I love the Sky Watch app and I
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appreciate them sponsoring this video
and I appreciate them giving us an
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option as videographers to be able to
cover ourselves because a lot of
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insurance companies don't like covering
Jones because there's risk involved Sky
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Watch knows this industry incredible
which is why they've come out with this
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app and I think you will really really
find it valuable and I would love for
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you to check it out so make sure you
click the link below and get using it it
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is super powerful and it will make sure
that you're covered when you're flying
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thanks for watching
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