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How Do You Prove Your Diabetes Qualifies You for Disability Benefits? - YouTube
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How do you prove your diabetes diagnosis聽
qualifies you for disability benefits? Hello,聽聽
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I'm Marc Whitehead, a board certified disability聽
attorney and author of the disability help books,聽聽
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'The Social Security Disability Puzzle, Disability聽
Insurance Policies-How To Unravel The Mystery ,and聽聽
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Veterans Disability Claims-Strategies For a聽
Winning Campaign.' Millions of Americans are聽聽
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affected by diabetes. Disability claims filed聽
by those who live with the disease are often聽聽
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denied benefits even though claimants are truly聽
no longer able to work. For a person with diabetes聽聽
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their body can't regulate their blood glucose聽
or blood sugar. Insulin is the main hormone used聽聽
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by the body to regulate sugar. A diabetics body聽
cannot make enough insulin or can't process the聽聽
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insulin produced by the pancreas. Diabetes is a聽
major cause of disability because it affects the聽聽
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entire body. It's identified with many serious聽
complications and disabling symptoms. Disabling聽聽
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chronic conditions may develop, such as; kidney聽
failure, cardiovascular disease, and damage to聽聽
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the retina. Diabetics also experience poor聽
healing of wounds and gangrene and the feet聽聽
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which may lead to feet amputation. People with聽
diabetes also suffer frequently from diabetic聽聽
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neuropathy. Disability claims based on diabetes聽
are routinely challenged by insurance companies,聽聽
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the Social Security Administration, and the聽
Department of Veterans Affairs. If this has聽聽
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been your experience it may be time to seek legal聽
help in order to prove you're indeed disabled.
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There are specific reasons why the Social Security聽
Administration will deny a claim. Your claim must聽聽
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prove one of two things you must prove that your聽
condition meets or equals the medical description聽聽
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of diabetes found in the Social Security listing聽
of impairments. You'll find diabetes listed聽聽
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under section 9.0, Indra kin disorders, diabetes,聽
meticulous, and other pancreatic gland disorders,聽聽
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or if your condition is not severe enough to聽
meet or equal the Social Security disability聽聽
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listing. You must prove that your condition caused聽
significant functional limitations that disable聽聽
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you from working. In making this evaluation the聽
Social Security Administration considers your age,聽聽
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education, work experience, and your residual聽
functional capacity. Social Security recently聽聽
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changed the requirements in their listing for聽
section 9.0. The section now states that you聽聽
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meet or equal a listing by showing that diabetes聽
affects a specific area of your body. The Social聽聽
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Security Administration then evaluates聽
the affected body system. In other words,聽聽
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instead of being found disabled under Section聽
9.0 for diabetes you must refer to other聽聽
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specific listings. For example, hyperglycemia聽
can cause long-term complications that affect聽聽
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various body systems. The Social Security聽
Administration evaluates these conditions under聽聽
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the affected body systems, cardiac arrhythmia,聽
intestinal necrosis, cerebral edema, and other聽聽
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mood disorders. With proper preparation and聽
skilled legal representation many with diabetes聽聽
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disability claims that are first denied by the聽
Social Security Administration can be approved聽聽
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by the administrative law judge when the hearing聽
comes. The Department of Veterans Affairs presumes聽聽
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that specific disabilities diagnosed in certain聽
veterans were caused by their military service.聽聽
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For Vietnam veterans diabetes mellitus or type聽
2 diabetes is associated with exposure to Agent聽聽
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Orange and is required to be at least 10 percent聽
disabling under the VA rating regulations. Basic聽聽
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requirements must be met including; a medical聽
diagnosis of diabetes, evidence of service in聽聽
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Vietnam. The VA then refers to the schedule of聽
rating disabilities when determining the level of聽聽
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a veteran service-connected disability. Diabetes聽
is listed under the Indra consistent and is rated聽聽
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according to a loss-of-function and the effect聽
on your ability to be employed. If the VA denied聽聽
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you because they said your diabetes disability is聽
not service-connected, it existed before service,聽聽
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or it isn't severe enough, you need聽
to consult qualified legal counsel.
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Your diabetes may also be covered by your long聽
term disability insurance policy. If your diabetes聽聽
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claim was rejected by your insurance company, what聽
do you do now? Abundant court cases will attest聽聽
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that insurance companies are notorious for denying聽
valid disability insurance claims. Our attorneys聽聽
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routinely work with complicated medical facts聽
surrounding diabetes disability and communicate聽聽
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with treating doctors and experts and challenged聽
insurance company physicians and other experts who聽聽
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seek to further their own interests. For more聽
information download one or all of our three聽聽
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free eBooks, 'The Social Security Disability聽
Puzzle, Disability Insurance Policies-How To聽聽
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Unravel The Mystery, or Veterans Disability聽
Claims-Strategies For a Winning Campaign.' By聽聽
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Visiting www.disabilitydenials.com for a free聽
downloadable copy or call 1(800)562-9830 to聽聽
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discuss your particular disability issue.聽
I'm Marc Whitehead, thanks for watching.
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