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What can New York City rent BUY you in Des Moines, Iowa? - YouTube
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recently we posted on facebook
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hey message me your rent and i'll tell
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you
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how much house you can buy one of the
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people who responded to this message
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actually lives in new york and he lives
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in harlem
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which i think i think harlem might be
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considered
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manhattan i don't know my geography's
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not good in iowa let alone new york city
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but anyway he is in a rent-stabilized
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apartment in harlem paying
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2 71
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a month for an apartment
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oh my god so what do you think that will
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buy
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in des moines let's find out okay
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i don't know exactly the details
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of the guy who's paying 22.71 a month in
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rent
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but i found this in south harlem on
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zillow that is currently for rent
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it appears to be a beautiful apartment
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with a tiny
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stove that's so adorable and a tiny
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bathroom
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tiny bedrooms i mean it's just so darn
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cute but it is small
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so when i look at the facts and features
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it's two bedrooms one bathroom
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no parking no
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air conditioning what how do they
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live i don't understand
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and the bedrooms have closets that can
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fit king or queen-size
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beds apparently you have to put your bed
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in the closet in new york city
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who knew so the way i have figured this
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is if you're spending 22.71
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a month in rent and you were to move to
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iowa and let's assume you work from home
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your job hasn't changed your
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affordability hasn't changed
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we're just going to assume that if you
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can afford 22.71 a month in rent you can
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afford 22.71 a month and a monthly
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payment
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and also assuming that you're going to
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buy a house
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with zero money down obviously
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the more money you put down the better
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off your financial situation
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and your monthly payment will be but for
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the sake of this example
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zero percent down we're assuming a 2.75
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interest rate i don't know that could be
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what the rate is on the day that you buy
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and i'm also assuming high property
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taxes because
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in some areas they might be around seven
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thousand dollars
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a year in some areas they might be
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around 4 500
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5 000 a year thousand dollars a year for
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homeowners insurance
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and because you put zero money down
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let's assume
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uh pmi private mortgage insurance is
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included in your monthly payment
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so if you bought a house for three
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hundred and thirty thousand dollars
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and all of those other things are true
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your monthly payment would be two
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thousand
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two hundred and eighty three dollars in
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the
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in the greater des moines area so this
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house
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is for sale in bondurant for 340 000
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and let's look it's got three bedrooms
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two bathrooms
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a full bath and a three-quarter bath and
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it has a two-car attached garage
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oh my god it has central air
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conditioning
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uh it's got city water city sewer now it
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is in bondurant
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which is an up-and-coming
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little community so it might feel
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rather rural it's not
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but i could see where somebody who's
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used to living in an apartment in new
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york city
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might think oh my god i live in the
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country now but look at this
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this is so cool i love the look of this
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what a neat kitchen and it's huge and
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look
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the stove is a normal sized stove
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it's not a tiny stove so imagine all of
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the cooking you could do you could
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probably even fit a full-sized turkey in
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that
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look at this huge refrigerator microwave
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i love all the cabinets the gold
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lighting this house is
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neat and it still has the beautiful
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hardwood floors
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it's got a lot of character to it so if
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you're coming from new york city
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even though you're going to probably go
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insane from
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the quiet in bondurant i think it's
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great
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i love it when i can hear the birds
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chirp
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but if i were just coming from new york
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city uh
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moving to bondurant might be too much so
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word to the wise
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but look this house has so much
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character it is adorable
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the bathrooms are great it's got a nice
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mix of
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old and new and i think
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this is a house i want to move into
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so a nice big unfinished basement nice
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little place to
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sit down and have some coffee and listen
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to those birds chirp
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cool front door i am in love with this
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house
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so let's see the taxes here are 63.15 a
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year
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let's say you paid full price 340 000
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your payment is 2 275
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a month for four dollars more you can
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have your own house
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in bondurant iowa and it's pretty cool
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that i think your new york friends would
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probably be very jealous
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then harwood drive is
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in a very fancy part of des moines
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maybe not fancy but is it is a very nice
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neighborhood in des moines
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and this is built in 1950 it has three
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bedroom
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two and a half bath two car attached
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garage
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taxes are pretty high though i told you
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the neighborhood was fancy
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seven thousand one hundred and forty
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three dollars this one i would say
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is also a little bit more of a fixer
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upper
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for 335 000 and 7 143
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a year in taxes you're looking at 2 320
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a month and
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it's got a nice little layout
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the windows appear to be they kind of
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look a little older don't they
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the kitchen has been renovated
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but maybe not recently the countertop
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you know is um not granite
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do you like pink bathrooms do they have
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pink bathrooms in new york i don't know
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that could be something that you really
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love or it might be something that you
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want to update but
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otherwise this house has great bones
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two ugly bathrooms or beautiful
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bathrooms depending on
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your uh personal preference and it even
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comes with a nice little shed so that
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you have
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more room in your garage and that looks
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like a sunroom on it too
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now of course this house was listed in
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the fall
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so you're you might be wondering hmm
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what is this brush
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area and it's just giving you an idea of
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the living space here in the back
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in the spring and summer this i'm sure
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is not so much
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brush as it is lush
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so pretty nice place on harwood that you
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can have
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for 2 320
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a month but maybe you want to live in
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the suburbs
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maybe ankeny iowa is the place for you
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so this house was built in 2017
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it has a three-car attached garage you
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go from
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zero parking spots to three that's
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amazing
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has one thousand seven hundred eighty
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square feet five bedrooms
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three and a half baths taxes are 62
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what was it 62 26 that is a monthly
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payment of 2
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219 so this is going to be your garage
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over here for those of you not used to
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having garages we call this
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a side load garage
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now look at this brand new kind of has
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like a rustic feel
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i love it nice brick fireplace
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and you know it's a new fireplace so you
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don't have to worry about it actually
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causing
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a fire if you were to use your fireplace
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in new york city that might have
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asbestos in it
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who knows how old it is granite counters
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beautiful kitchen
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nice backsplash big laundry room
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now i'm gonna guess in new york city you
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probably have to
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take your laundry out to have it done
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you probably don't have in-laundry units
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there
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i could be wrong i actually have never
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lived in new york city so a lot of this
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is just going off of what i have seen on
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sex in the city
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nice tile shower cute cute cute
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this would be fantastic oh my gosh
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imagine the fun partying child not
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included
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if you're paying 2271 dollars in new
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york city
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it might be time for you to consider a
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move
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to des moines iowa now don't judge des
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moines before you have a chance to
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research it i've got other
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videos that highlight the amazing things
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that des moines has to offer
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so come check us out we'd love to have
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you if you'd like more information
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about living in des moines moving in des
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moines
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buying a home in des moines selling a
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home in des moines
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we've got you covered visit our website
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at myrighthouse.com
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i'm heather wright and well i'll be back
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soon to entertain you with more
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information
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about all things des moines especially
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real estate related
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[Music]
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