INTEREST-FREE FINANCING 馃榾 Braces WITHOUT Insurance - YouTube

Channel: LOUISIANA CUISINE MANNYS MOM

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okay yeah today is
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Wednesday May second I'm at my desk getting ready for lunch and I'm saving
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money today I'm eating chicken salad that I made at home and crackers and I
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put some I got some peach flavored water and I put two wedges of a lemon in it
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okay I just want to eat something light because tonight I'm fixing um I'm gonna
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go home and cook some meatballs and potatoes and I bought a cabbage and
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I actually bought some mustard greens so i don't know which one I'm going to cook, one of those oh I came
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on today because I had a lady asking me, she said m'am how did
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you pay to get braces. I had braces up until August but this year is 18 I think
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my braces came out August of 16 yeah because last year I own last year in July
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before we went on vacation, my son got his so yeah I have I've had my off, soon to be
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two years in August. So the reason I got braces because I had a big gap at
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the top and the bottom of my mouth and I had a teeth pulled her on the side and as you know, when you're
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older and you pull teeth you know, even if you don't have a gap ,your teeth
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automatically start shifting but anyway so that's why I got the braces. I had
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wanted them all of my life but I didn't get them until was grown and my insurance didn't
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pay for them I had to actually pay out of pocket
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so what i did, EXCUSE me for smacking BUT, i'm on lunch
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but what I did is I found an orthodontist here locally the first visit was ten dollars
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you go in and you pay the $10 and he just talked to you and tell you what to
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expect and everything and then the second time I went in I paid that's when
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I signed the contract we went over my treatment plan they take
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and this put this stuff in your mouth and make impressions and then that's all
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they did at that time and I think they took pictures or whatever so then when I
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went back this was actually my third visit that's when I paid I think they
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did them well yeah, cuz I had to pay two hundred
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seventy five dollars and that's when they did the impressions and stuff and so when I
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went back that next time that's when they actually had the thing with my
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teeth and I paid and I think maybe the next time maybe that's on the third the
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third or the fourth visit, that's when i got my braces and they put my bottom braces on
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first because they needed my bottom teeth to move back because both of my
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teeth my bottom and top were sticking out too even with the gap because I used
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to suck my thumb as a kid. So on yeah so they did that
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and what I had to do is I paid um I
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think I paid okay the the ten dollars for the first visit the second visit I
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think I paid 250 and then when he made the payment arrangements I paid six
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hundred and something dollars at that time and then every month I paid a
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hundred and ten dollars which I paid it out so basically what he did is if your
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treatment says gonna be twenty four months they distribute your amount of
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payments equally over the course of the twenty four months like my son's
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were and I don't have any orthodontia insurance, I have dental insurance BUT, it doesn't pay for orthodontia
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so I pay out of pocket for his, too but I ended up paying, WELL, let me finish telling you about mine.
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So, I ended up paying the $1,100 down and I sorry
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I paid 600 something down for mine and then I paid a hundred and ten dollars a month
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until I paid it out basically though they set it up where you're gonna pay
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out by the time you're through with the braces. in my case though I think I may
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have been finished paying before I was finished I think that's how it when and so
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that's how that went and um you know it wasn't financing and they didn't add any extra
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charges to it or nothing so that's how that went. okay then when my son got he is he got his last year in
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July I had to pay $1100 down they gave me a discount because I had gone to him
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and my daughter my daughter that's thirty one or two thirty two she has
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braces now so they gave us a discount because we all used him and he is one of
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the best here locally but anyway so I paid $1,100 for my son and I pay $150 a month
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for his for 24 months now if you want to pay less per month just pay a bigger
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down payment so is it worth it yes because my bite was off you know and so
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I'm pleased with the outcome I do have a tooth here and in my retainer, I got a
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permanent I got permanent um we retainer, the top and the bottom and I
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have the retainer that he made for me actually had a little tooth for the space where the extracted tooth was. so
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if i have retainer n, then you see the wire and there is a tooth there see anyway if I
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don't smile REAL wide, you can't even see it but it's worth it so um if you
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have kids that need braces and if you don't have orthodontia with your
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insurance you can opt to pay it that way as opposed to paying all at
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once I know on the previous job we did have the benefit but at the time I
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wasn't ready to get them because I had he is in college and
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day care and ALL of that just so happened that when I was ready to get
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them I didn't have the insurance well could have gotten the insurance, but it was just super
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expensive so I just pay I just paid so if if that's something that you want to
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do either for yourself or your kids and you don't have insurance you can go
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ahead and and pay it like that and like I said it wasn't there was no finance
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charges or anything you just set it up like that and you pay those payments
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monthly and hey I think I paid mine for the first of the month and I pay his also
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so I'm almost a year in so I have one more year left and then by the time my
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son is out of school his braces should come off next July he'll graduate next May, so
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I hope this helps somebody SPREAD love, today y'all!!!!!