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Genius Couple Ditches Mortgage Payments To Live On Cruise Ships - YouTube
Channel: The Young Turks
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there's a retired retired couple from
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seattle and they sold their home to make
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sure they live on cruise ships like this
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huge one you see right here um because
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it just costs too much to live in a
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house
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at first i was like this doesn't make
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any sense cruise ships are expensive
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let's go to some of those details
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because these two uh angeline and
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richard burke they left their jobs they
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left their home they packed up a couple
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suitcases and they went to retirement on
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these ships some details of what's going
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on
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because they figured that they could
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spend up to 135 a day to do this it
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sounds pretty good but it's actually
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cheaper here's the details currently
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this year we have secured 86 cruise days
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with an average all-in cost of 89 a day
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for both of us
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is what uh angeline told seven news
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which works out to 32 485 a year which
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includes room food entertainment
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transportation gratuity port fees and
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taxes they figured this whole thing out
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so angela she's a former accountant that
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makes some sense here
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she figured they could live their dream
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lifestyle thanks to all this stuff with
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their savings uh getting rid of that
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home and then just taking off on these
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uh ships so it's been working out pretty
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well unsurprisingly so from 50 days
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around the adriatic sea seeing the sites
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around europe to a mega 51 day trip from
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seattle to sydney the couple plans to
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visit every corner of the globe
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singapore italy canada iceland and the
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bahamas are just a few of the burke's
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favorite destinations all of which they
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have reached totally by ship they've
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been having a great time look at these
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folks man these these folks need to have
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like uh a some kind of a
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in a what a do-it-yourself type of
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podcast to tell people how to really
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live and be happy these two are probably
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the happiest
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they look happy they look stunningly
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happy
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these are the two smartest people in
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america right there they're not even in
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america anymore they're gone they're
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gone they're in the wind you're never
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going to catch them who are they who are
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they citizens of they're citizens of the
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world
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so more about this because yeah good i
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was going to come up with something like
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you know you can make this about like
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the home prices in america but like
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forget that man these people these
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people know what they're i haven't i
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haven't gone outside in like in like two
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and a half weeks these people are just
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chilling on like boat decks and yeah
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they're fine there's no there's nothing
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that we can teach them living we're just
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here to learn living more than you ever
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could so yeah we can talk about those
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home prices because it is a better part
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about this and it shows just how this
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devastating this whole thing is so
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according to zillow the typical home
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value of homes in berks's hometown of
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seattle is 984 thousand dollars and 984
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863
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and the cost of homes in the area has
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increased 17.8 over the past year the
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average monthly cost of a 30-year fixed
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mortgage with a 20 down payment in the
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city is about 5 000 34 per month or 60
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408 a year
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and the woman as i point out uh uh this
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uh retired uh woman wife here is pretty
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happy about it she says we don't plan to
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permanently live on uh we don't plan to
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permanently live on land in the future
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where else can you have your resort take
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you to different countries while
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relaxing by the pool or sleeping in a
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comfortable bed so she told cnn and cnn
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is probably like
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yeah i'ma start saving in a particular
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way to make sure that i do something
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like this because unless you get seasick
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where's the problem yeah no no it's
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genius i want to talk about the
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different levels of genius here in a
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second uh but just quickly the sign of
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the times i did the math on this so uh
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jared just told you the numbers so the
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cruise ship costs
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all in food everything else was 32 000 a
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year
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just their housing cost for the average
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home in seattle is sixty thousand
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dollars a year
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twice as much
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for a house and no food no entertainment
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no nothing no cancun no norway no alaska
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no nothing okay
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so
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housing prices are insane
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it went up 18 in one year in seattle
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what the hell's going on how's it going
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up 18
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it's actually the private equity
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companies that are buying their homes
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we've to explain that in a different
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episode but that's depressing so back to
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these awesome genius american heroes
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as i was looking at him guys i'm like
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retired like wait i'm like there's
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something wrong with this story
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and then i realized what it was i saw
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their picture
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and then i went back and said wait wait
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wait how old are they
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and it turns out she's 53 they never
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gave his age but they're right around
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the same age obviously
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oh my god i'm 52.
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they're already retired
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and they're gone they're having the time
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of their lives i got like decades left
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to go
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i was like wow
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uh look they're they're more creative
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than i am on that front bless their
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hearts and and i thought like cramped
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little place and stuff but then i
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started reading the stories and it turns
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out some of the cruises they didn't do
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the luxury ones right but there's like
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whole
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houses within the cruise ship like
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dining room living room beautiful
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balcony where you constantly have a view
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of the ocean uh okay so
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it's genius on many levels
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i'm going to start working on that only
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the only issue that i could maybe
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foresee is if you're taking cruises that
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like average 89 a day
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i don't know maybe you can maybe maybe
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you might confront just a few problems
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like i don't know if those are like uh i
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don't know if those are necessarily the
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cruises that you uh
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that you want to relegate yourself to
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for the rest of your life but you know
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it's still better than yeah it's still
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better than paying double just to be
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housed somewhere and then god knows how
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much to eat and drive yourself places
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and do everything else on top of that
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but also by the way you can it provides
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maybe for some options maybe you spend
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five years on the sea and seeing the
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world which is amazing
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obviously first of all but then say you
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get tired of it you're like okay let's
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go to
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texas and rent for a year like i'm tired
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of being in one place let's go back on
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the cruises again i don't know
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i don't know maybe it's actually it
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provides you so much more because look i
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was thinking about car notes car
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insurance all these different things
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that you have to then go to just outside
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of housing things like they said they
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packed a couple suitcases and got the
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hell out of there and got on a boat
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everything else was left think about
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your daily expenses they talked about
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the food and all that stuff so that
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comes included anything about the
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housing thing furniture bro furniture
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goes out roofing issues uh uh uh gut and
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grass cutting maintenance of your lawn
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all these things just keep compiling
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these reasons why you just abandoned so
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many extra things and you just everyone
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else provides it for you you spend i
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just think 135 a day
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i think it's like i think one of the
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most admirable parts of this is that
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there are people who are able to just
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like unplug like if i i mean at this
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point with with what we all do for a
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living it's hard to just put the phone
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down anyway but just to go any any
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amount of time without like picking up
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twitter or picking up youtube or
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anything else is uh i mean it's it's
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admirable i don't know that i'll ever
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get there
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it's hard for me to imagine like a time
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where i'm not glued to my phone but more
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power to these people i think that's i
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think that's great it's probably a lot
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healthier than what we do yeah so brian
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look i agree with you on many fronts i i
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couldn't do it right i don't like being
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stuck at sea um and so
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i i feel constricted and so they're not
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they go all across the world i get it
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but it's different strokes for different
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folks but it turns out brian they
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actually can work from the ship in fact
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this is not a new phenomenon it's just
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the housing prices are so crazy that
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it's becoming a lot more
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uh sensible to do this economically and
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that's why more people are doing it but
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there's this kind of the beginning
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at the beginning of the pandemic they
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were different places all around the
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world were offering people a boatload of
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money just to like move into their
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cities
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yeah yeah and i noticed boatload okay um
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[Music]
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but apparently bolo's not that much 89
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bucks a day okay so uh but a small boat
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but people are now working from the
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cruise ships
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there's this guy super mario he's
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apparently been on a cruise ship for 20
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years straight
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okay so he's old school on this stuff
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and they're like whatever cruise ship he
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goes on he's just immediately there's an
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office for him they all know him right
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so there's a little like a place where
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he could do his computer and all that
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zooming and stuff so he's conducting
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business
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for on the cruise ship has been for two
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decades there's like mama lee there's
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like these all these old schoolers
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who've been doing it for a long time but
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one of them said yeah it's not as easy
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as you think sometimes you can't connect
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like you're in alaska and there's no
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cruise ships coming right you're like
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wait i wouldn't i wouldn't think it was
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that easy that was not the first thing
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that came to mind is how easy it would
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be especially this guy who's been on the
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cruise ship for 20 years i cannot
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imagine what it was like trying to
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connect in 2002
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while in the middle of like in the
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middle of the ocean
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yeah 100 so but nowadays apparently it's
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a little bit easier and they say if you
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get stuck somewhere you know what you do
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you take a flight to
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miami trust me you'll find a cruise
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