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ICICI Prudential Mutual Fund Schemes Review In 15 Minutes | ICICI Mutual Fund Review | - YouTube
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This is going to be crazy video,
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where I will be review 82 schemes of
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ICICI Mutual Fund in next 15 minutes
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There are 6 filters through which I will evaluate
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each scheme’s performance.
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No. 1. Fund's performance with respect to its Benchmark returns
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Means Fund’s return should be more than Benchmark's return
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Expense Ratio
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Less fees is better for me
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so that I get more returns
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Sharpe Ratio
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So If I risking 1 Rs.
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Then how much return I am getting
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beyond risk free rate
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Let say Sharpe ratio is 0.5
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I am getting 3.39
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without taking any risk
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but to earn extra
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I take risk of 1 Rs.
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And I get 0.5 paisa
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So the more this ratio is, the better its for me.
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This reflects, How much dividend you are receiving
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on Average NAV price
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How much fund manager is trading.
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If trading is giving great profits or making losses
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Fund Managers experience
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How many successful schemes this Fund manager is managing
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The more successful schemes this manager is managing
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the better he is, in managing funds.
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And the timer has started
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So without wasting much time. Lets start
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Prudential Bluechip fund
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1 , 3 and 5 Years all underperformance
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with respect to Benchmark.
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So no further checks
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Prudential Large & Mid Cap fund
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1 , 3 and 5 Years all underperformance
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with respect to Benchmark. So no further checks
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Prudential Multicap Fund
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Last 5 years returns are less than benchmark
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India Opportunities Fund
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This is new fund, launched in 2019
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Returns are less than benchmark
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but 1 year return looks good
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Expense ratio, I will look at, Direct
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because this is the expense that you incur
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when you buy directly from the ICICI Mutual Fund
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Here its 0.7%.
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Average Dividend yield 1.98 is good.
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Sharpe ratio is not available
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Portfolio turnover is 0.57
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So fund manager is earning good profit
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from good trading bets which you can see
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in its better returns in 1 year
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We will review manager of this scheme in last
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so stay tuned
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but lets shortlist this fund as for now
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Value Discovery Fund
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3 years and 5 year returns are more than benchmark
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1 year returns are not so good
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Expense ratio is 1.29%.
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So its expensive , so not for me
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Long Term Equity Fund (Tax Saving)
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Less returns compared to benchmark
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since last 5 years so moving to next
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Focussed Equity Fund
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Less returns compared to benchmark
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so not for me
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Dividend Yield Equity Fund
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1 year performance is good
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but 3 and 5 year returns are less than benchmark
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so not for me
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Midcap fund
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again less return than benchmark
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Small cap fund
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Better returns compared to Benchmark
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in 3 and 5 years but 1 year returns
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are not so good
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In equity investments we should look out
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for long term and consistent performance.
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so we can check this fund further
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Expense ratio is 0.79% which is good
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Sharpe ratio is 0.51
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I would have preferred the higher one
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Portfolio turnover is 0.49
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so fund manager has traded good amount
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but got losses in addition of paying brokerage
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Lets shortlist this for now
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and we will review its fund manager later
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Next is Banking & Financial Services Fund
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3 years and 5 year returns are less
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than benchmark.
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Expense ratio direct is 1.28%.
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so quite expensive, not for me.
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FMCG Fund
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3 year and 5 year returns are not good
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Expense ratio at 1.82%
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its very high
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So not for me
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Technology Fund
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This gave good performance in 1 year and 5 year time frame
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3 year returns little less than benchmark
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Expense ratio direct is 1.12%.
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Sharpe ratio is 1.11 which is really good
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Portfolio turnover is 0.78
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means higher trading
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that we can see in good profits in last one year
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So we can shortlist this for now
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Business Cycle fund
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This fund recently launched in Jan 2021
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Don’t invest in this fund now because economy is down.
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Once economy is up straight for 2 quarters
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then probably you can invest in this fund.
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ESG Fund
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This is also new fund but
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returns are less than benchmark
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Pharma Healthcare and Diagnostic Fund
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One year and since inception returns
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are more than benchmark so thumbs up
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Expense ratio direct 1.19%
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so its expensive
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Dividend Yield is 0.68 which is ok
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Sharpe ratio information is not available
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Portfolio turnover is 0.55
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so fund manager is trading
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and is earning good profits also from trading
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Lets shortlist it
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This is little bit expensive
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But we will check the fund manager and see
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how fund manager is performing
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so stay on
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Next is Exports and Services Fund
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Underperformance with respect to benchmark
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since last 5 years
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Infrastructure Fund
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Except 1 year, fund gave good returns compared
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to its benchmark in 3 and 5 years time frame.
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Expense ratio is 1.91%
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which is very high so not for me
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Manufacture in India fund
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1 year returns are good but since inception
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inception returns are less than benchmark.
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Expense ratio at 1.64%
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is also high so not for me
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MNC Fund
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1 year and since inception returns are better
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than benchmark
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Expense ratio at 1.2% is little high
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but since returns are good so it is acceptable
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Dividend yield is also good at 1.7
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Sharpe ratio information is not available
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Portfolio turnover is 0.26
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so fund manager is earning good profits
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in less trading
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Lets shortlist it and we will review its manager later
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Bharat Consumption Fund
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1 year return is good but since inception
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return is less than benchmark.
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Dividend yield at 0.62 is ok
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Portfolio turnover is 0.15
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so fund manager is earning good profits in less trading
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Expense ratio direct 1.09% is ok
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But returns since inception are not better than benchmark
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so I will not shortlist it
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Commodities Fund
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1 Year and since inception return are
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better than benchmark
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Expense ratio direct at 1.05% is ok
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Dividend yield at 0.91 is also good
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Portfolio turnover ratio is 0.62
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means fund manager is trading frequently
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and earning profits that we can see in returns
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So I can short list it.
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US Bluechip Equity Fund
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Less returns in 1 and 5 year with respect to benchmark
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except 3 year returns.
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so not for me
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Quant Fund
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No details are provided about its returns
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since its new so can not say anything about it.
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Equity & Debt Fund
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1 year performance is good
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3 year returns are less than benchmark
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and 5 year returns are ok
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Expense ratio direct at 1.34% is quite high
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Sharpe ratio is 0.58.
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Dividend yield is 1.68
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Fund is expensive without great returns
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so not for me
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Arbitrage fund
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Higher returns all through out 5 years
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compared to its benchmark
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Expense ratio at 0.41% is ok
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Sharpe ratio 2 is really good
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Dividend yield at 1.15 is also good
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Portfolio turnover is 1.63
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indicating higher trading by fund manager
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but resulting into great profits
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as can be seen in its returns, so lets shortlist it.
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Balanced Advantage fund
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1 year performance is good but 3 year and 5 year
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returns not high compared to its benchmark.
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Equity Savings Fund
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Underperformance since last 5 years
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Regular Savings fund
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1 year returns are good but
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not so great returns in other years
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Multi Asset Fund
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1 year returns are good but
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underperformance in 3 and 5 years
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time frame.
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Thematic Advantage Fund which is FoF (Fund of Fund)
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Good performance through out last 5 years
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Expense ratio direct is 0.74%
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and expense ratio of fund
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in which this fund has invested
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is 1.24%.
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So this is quite expensive and not for me.
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Passive Strategy Fund
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1st year good performance but 3 year
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and 5 year underperformance
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India Equity FoF
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1 year and since inception performance is
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above benchmark
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Expense ratio is also less at 0.31%
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Expense ratio of fund in which this fund has invested
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is 0.75%.
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This is less so I can shortlist it.
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Bharat 22 FOF
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Underperformance with respect to Benchmark
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Global Advantage Fund
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Underperformance with respect to Benchmark
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Global Stable Equity Fund
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Underperformance with respect to Benchmark
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Asset Allocator Fund
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1 year is good but 3 year and 5 year is ok type
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So not for me
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Income Optimizer Fund
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Underperformance with respect to Benchmark
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Debt Management Fund
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1 year return is ok but underperformance
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in 3 and 5 year, so not for me.
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Regular Gold Savings fund
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1 year is good but 3 year and 5 year
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underperformance with respect to Benchmark,
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so not for me
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Nifty Low Volume 30 ETF FOF
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Not much details since its new. So no comments
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Oh my God, my computer is on fire
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Ok not literally
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Next are liquid funds
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We will look out short term performance
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which you can in this box
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That is 7 days, 15 days and 30 days.
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In this one too, we will compare returns with its benchmark
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So the first is Overnight Fund
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Underperformance through out
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7 , 15 and 30 days returns are
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also less than benchmark.
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Liquid Fund
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Underperformance since last 5 years
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with respect to Benchmark
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7 , 15 and 30 days returns are
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also less than benchmark.
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Money Market Fund
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Less returns in 7,15 and 30 days time period
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as compared to its benchmark
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but 1, 3 and 5 year performance is ok
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Expense ratio direct is 0.21%
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which looks more as there is not so much gap
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between this fund’s return and benchmark returns
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So not for me.
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Ultra Short Term Fund
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This is performing good since last 5 years
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Expense ratio direct is 0.39% .
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But since there is good gap between fund’s performance
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and its benchmark returns,
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so we can shortlist it.
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Savings Fund
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This is giving good returns compared to its
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benchmark since last 5 years
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Expense ratio direct is 0.42%.
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There is good gap between fund’s performance
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and its benchmark return
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so this expense ratio is acceptable
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So lets shortlist this
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Floating Interest Fund
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1 year performance is good but 3 years
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and 5 years are ok
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not so great gap between
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benchmark and return of this fund
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Expense ratio 0.6%
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which is really high for liquid fund.
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So not for me
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Short Term Fund
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1 year performance is ok but
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but underperformance in other years
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Bond Fund
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Underperformance through out
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Corporate Bond Fund
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Under performance with respect to Benchmark
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Banking and PSU Debt Fund
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Underperformance through out
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Credit Risk Fund
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Underperformance with respect to benchmark
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Medium Term Bond Fund
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1 year is ok but investment horizon of this fund
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is 3 years
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but its giving less returns
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as compared to its benchmark
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in 3 and 5 years time frame
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Long term Fund
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Through out underperformance
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All Seasons Bond Fund
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Except 5 years, underperformance in other years
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Expense ratio direct at 0.66% is ok
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but had it performed good in 3 years time frame
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then I would have shortlisted it.
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Gilt Fund
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Less returns compared to benchmark
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in 1 and 3 year
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5 year returns are ok
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but no consistent performance
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so not for me.
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Constant Maturity Gilt Fund
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All through out good performance
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Expense ratio direct 0.23% is also good
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So we can shortlist it
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Child Care Fund
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1 Year performance is ok
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but 3 years and 5 years gave less returns
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compared to benchmark
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So not for me
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Retirement Fund -Pure Equity Fund
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This is new fund but its showing less return
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compared to benchmark in 1 year
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as well as since inception
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so not for me
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Retirement Fund – Hybrid Aggressive plan
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1 year returns are good but since inception not so good
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So not for me
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Retirement Fund – Hybrid Conservative plan
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1 year is performance is ok but since inception
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not so good, so not for me
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Retirement Fund – Pure Debt Plan
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1 year and since inception both gave
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underperformance so not for me
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Nifty 100 ETF
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Underperformance through out so not for me
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Nifty Index Fund
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Underperformance through out
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Nifty ETF
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Underperformance throughout
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Nifty low vol 30 ETF
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Underperformance
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Alpha Low Vol 30 ETF
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6 month performance not so good
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Fund has indicated investment horizon of 5 years
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so better to wait and watch
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Nifty next 50 Index Fund
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Underperformance throughout with respect to benchmark
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Sensex Index Fund
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Underperformance throughout with respect to benchmark
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NV20 ETF
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Underperformance with respect to Benchmark
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Sensex ETF
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Underperformance with respect to Benchmark
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Midcap select ETF
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Underperformance with respect to Benchmark
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Midcap 150 ETF
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Underperformance with respect to benchmark
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Bharat 22 ETF
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1 year and 3 year returns are less than benchmark
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but since inception its good.
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Expense ratio at 0.009% is good
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Sharpe ratio 0.11 is really less
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so not for me
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if I would like to be invested for at next 5 years.
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S & P BSE 500 ETF
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Underperformance throughout
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Nifty Next 50 ETF
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1 year performance is good but since inception
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returns are not so great
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Portfolio turnover ratio is 1.23 times
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which is quite high, reflecting high trading by fund manager
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so quite a lot of money was spent in brokerage
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and in covering losses
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Bank ETF
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Underperformance with respect to benchmark
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Private Bank ETF
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Underperformance with respect to benchmark
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IT ETF
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Underperformance with respect to benchmark
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Liquid ETF
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7 days, 15 and 30 days returns are less than
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benchmark
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1 year and since inception performance is also not good.
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Healthcare ETF
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Its New fund , so not much information
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is available ,so no comments
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Gold ETF
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Underperformance with respect to Benchmark
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Now we will check Fund manager’s performance.
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So whatever funds we shortlisted during our review
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I have populated all that in this excel
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From this section of Factsheet, I have captured
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additional information about total
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how many schemes are being managed
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by these fund managers.
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This number of schemes exclude funds which are Close ended
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and series fund
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because I have not reviewed those funds in this video
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So here this column reflects total number of schemes
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managed by these fund managers
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This column reflects scheme that are giving better returns
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Now we will calculate % success ratio to find
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top 3 Fund managers in ICICI Mutual fund
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So these are
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Vaibhav Dusad
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Harish Bihani
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and Lalit Kumar
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And the name of schemes which
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these fund managers are managing are
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1. Technology Fund
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2. MNC Fund
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3. Small cap fund
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4. Commodities Fund
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So if you are also invested in these schemes
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then Congratulation because your funds are being managed
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quite well
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Times up!
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See you next week, with review of another fund.
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