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Financial Pointers for High Net Worth Investors - YouTube
Channel: Anders Wealth Management
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hello and thank you for stopping by
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today
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we are going to talk about pointers
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for high net worth investors
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my name is tina anders i am the fee only
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fiduciary certified financial planner
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for my firm
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located here in petaluma california
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anders
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wealth management serving primarily
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napa marin and sonoma counties
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i am going to talk about pointers for
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high
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net worth investors again thanks for
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stopping by so
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keep saving don't spend all of your
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investment
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returns you know this save wisely and
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invest
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wisely you can focus on increasing your
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cash inflows
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as well as reducing your cash outflows
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thus increasing your overall wealth
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while you
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as a high net worth investor may not
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think of yourself as a
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saver or someone that needs to save you
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know that living below your means will
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allow you to achieve and maintain
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your desired level of wealth in a
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shorter amount of time
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pointer number two invest not only in
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united states but also in the european
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union and
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also emerging markets developed
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countries
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such as the united states and the
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european union
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are thought to offer the most investment
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security but look beyond your borders to
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frontier and emerging markets
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some of the con top countries that the
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ultra
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wealthy are investing in our singapore
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chile
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and indonesia of course individual high
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net worth clientele
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you need to do your research to make
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sure that these countries or let me do
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it
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to make sure these countries fit into
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your overall investment strategy and
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your portfolio
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pointer number three don't worry about
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keeping up with the joneses
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now i know you know this cognitively but
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do you really
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know it many smaller investors are
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looking
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at what their peers are doing and they
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try to match or
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beat their investment strategies however
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not getting caught up in this type of
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competition is critical
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to building personal wealth you
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a high net worth investor know this and
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you should
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establish personal investment goals and
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long-term investment strategies
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before making decisions about your
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investments
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high net worth investors envision where
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they want to be in 10 years
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20 years and beyond especially
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considering
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their errors you need to adhere
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to an investment strategy that will get
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you there instead of trying to chase the
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competition
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or becoming frightened of the inevitable
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the inevitable
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economic downturn stay the
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course with a strong stable portfolio
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next pointer have your portfolio
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designed for a reliable stream of income
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stability and growth i want to just make
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a note here
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annuities are not necessarily the best
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way to do this although a lot of people
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turn to annuities
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for reliable streams of income there are
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ways to structure your portfolio for
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long-term growth while providing for a
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reliable
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and predictable income stream each
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year i do this for my clients all the
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time i have structured portfolios
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through 2008
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not one client had to adjust their
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lifestyle i have structured portfolios
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to deal with
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the current covid situation clients are
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not having to adjust their lifestyles
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there are ways of structuring portfolios
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to provide
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reliable and predictable income each
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year no matter what's going on in the
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markets
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next pointer rebalance your portfolio
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what does that mean
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i've talked about it in another video
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and i want to just cap on it right here
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so
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rebalancing if you have a portfolio that
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is
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say 50 bonds and 50
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stocks well if stocks go up
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that means the value of the stocks is
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higher now than fifty percent of the
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portfolio
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so you might be sitting at a sixty
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percent stocks forty percent bonds
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or even more extreme than that so you
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want to rebalance back to your
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50 50 if in fact that's your allocation
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rebalancing regularly
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is very important for your portfolio and
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for your long term
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stream of income and your long-term
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wealth you want to remain
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diversified adequately diversified you
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want to
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remain properly diversified
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even if some investors have specific
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allocation goals
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these are high net worth people as well
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as not higher net worth people
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they often don't keep to the rebalancing
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and they allow their portfolios to skew
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too far one way or the other so
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rebalancing
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is very important a balanced portfolio
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typically includes the right mix of cash
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stocks and bonds based on your age your
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risk tolerance your comfort zone and
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other factors
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that we would consider and that you need
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to consider
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when allocating your portfolio for the
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ultra wealthy rebalancing is a necessity
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work with a fee only fiduciary
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certified financial planner to help you
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achieve your goals by staying
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on track thank you for stopping by today
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if you have comments please do so below
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including comments about the video
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comments about questions that you might
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have for me
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and or topics of interest for future
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videos happy to accommodate you tina
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anders
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anderswealth.com thanks again for
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stopping by
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in your corner always
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[Music]
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you
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