How and why I became an Insurance Broker - YouTube

Thank you for coming to my page I am Vince Gaddis that Health Insurance Guy

and if you don't know about my story and me I'm going to give you a little bit of

information about myself and where I come from and the reason why I got into Health Insurance

First, off I am a life and health insurance broker I've been a

life insurance broker for over 12 years been doing this very long time

the reason why I got into this industry is because my mother had a stroke at 40

YEAH

40 years old

That's something that my family and I

could have never imagined happening because she was such an independent

woman she did everything on her own and for her family members or anybody coming

in and do anything for her I know that had to be a life-changing event besides her having a stroke

and also what sets me apart

from being just a regular agent

I am living this myself I'm the oldest of five I know how it feels to deal with

Social Security because they denied my mother Social Security for three years

and after that three years they gave her about five grand because we had to pay

the lawyer and she was left with seven hundred and fifty dollars which is a

monthly Social Security disability benefit from that happening you know it

basically put a lot of tension within the family because you know we were

uneducated and I'm prepared for something like that to happen to us

which created family conflicts because of lack of money you know people say

money is the root of all evil the lack of money is the root of all evil and I am living that

Also....when things like this happen you know you and

someone is still alive because when people talk about life insurance they

talk about somebody just dying but when someone is still alive they don't just

lose you know their job they lose their ABILITY to earn an income they lose

their ability in earning income and she lost her ability to earn an income

and...it affected us greatly and you know recently my sister just had a stroke at

32 so for something like this to happen for myself is very emotional but besides

it being very emotional I never wanted that to happen to me so someone came to

my home there was door knocking they

were for Primerica that was where I got my

start at, but Primerica did not serve the type of policies that I wanted to market

because I took upon this myself because my mother was a hard-working woman

she worked

she was a part of the Union

and...

she thought she had what she had but

didn't have what she needed

and it cost her a lot and our family was the ones

that suffered because she didn't have what she needed and it's been a crusade

for me to educate people especially people of color about insurance in

general because there are many different types of insurance policies and plans

are available you have return of premium term policies meaning that after

the term is over with you would get back all the money that you put

into that life insurance policy,

you also have stroke insurance this policy's just for

stroke it's policies just for heart attack it's policies just for cancer you

can add that as a rider but we're gonna talk about that later on down the line

you have accidental policies if you got into an accident they only pay on just accident

income protection where they're are going to cover your paycheck

disability insurance Final expense insurance where they're going to pay for

the final expenses in indexed universal life policies it's a lot of different

insurance that are out there and when you say you got it covered don't put it

in your jobs hands to cover your family because that's what my mother did she

did the same thing she put it in her jobs hand and she thought she had what

she had but didn't have what she needed because she never sat down with someone

to just get a second look you don't have to get a policy through me at all just

get a second look because you not getting that second look could cause

your daughter to come back from college to take care of you for her to stop her

life to take care of you to create discourse within your family to take care

of you and believe when I say is that then line between love and hate

it is it then line between love and hate because you might love

your loved one but you're gonna hate the situation that they put you in because

you have to somewhat somehow create some sort of miracle to take care of them and

this is a responsibility that can last for the rest of your life or their life

because it won't change so I want to provide as much education on this page

as possible so again this is Vince Geddes to health insurance Guide my

phone just went off I'm here to help you guys reach out to me and I'll be glad to

help you guys understand how life insurance how health insurance how the

different types of insurances are available how they can help you out so

you guys have a good one