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RealtyMogul Review 2022 | Best Crowdfunded Real Estate Platform? - YouTube
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so in this video today we are going to
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be doing a review of the realty mogul
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crowdfunded real estate investing
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platform now I've been researching and
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studying these different crowdfunded
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real estate platforms for the last year
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and a half or so and writing about them
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over on my blog investing simple and we
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actually have a pretty comprehensive
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article over there on the top nine best
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crowdfunded real estate platforms for
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2020 so that's a great resource if you
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guys are looking to navigate these
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different platforms and you know see
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which one is a good fit for you but
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realty mogul is one that is on the list
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and it's near the top of our list and
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one of the reasons for that is because
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they have options for both accredited
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investors and non-accredited investors
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one of the issues a lot of people run
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into with these different platforms is
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that they are limited to just accredited
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investors but the good news is here we
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have options for both with realty mogul
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now if at the end of this video you
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decide you want to sign up for realty
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mogul or learn more about them there is
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a link down in the description below to
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learn more and it is an affiliate link
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so if you do use that link I earn a
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commission in the process your use of
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that link is totally optional but it is
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a way to give back to me and support my
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channel for putting this video together
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so that is always appreciated but never
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expected so just like other platforms
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out there like fundrise or rich uncle's
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Realty Mobile essentially offers
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investments in portfolios of real estate
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through non-traded wreaths now most of
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us are familiar with the publicly traded
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REIT where you're able to buy shares on
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a major exchange this is similar but
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it's a non-traded REITs
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so you don't buy shares on a major
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exchange you buy them directly through a
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platform like realty mogul fundrise or
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other options out there and these
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non-traded REITs often come with a
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number of benefits one of them being
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that in most cases they see better
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returns than publicly traded investments
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and one of the big reasons behind that
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is that they are not susceptible to the
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same panic selling that you tend to see
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with the stock market so changes in
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legislation allowed for these
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crowdfunded real estate platforms to
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emerge
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and they are rapidly growing in
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popularity so investors from all over
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are pooling money together and that
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money is being invested in different
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real estate portfolios through these
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non-traded REITs
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now these non-traded REITs are available
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to all investors both accredited and
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non-accredited however Realty mobile
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also offers a different type of
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investment called a private placement
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and these private placements are where
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you're investing in one specific
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property rather than a portfolio of
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different investments and because this
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is a higher risk higher potential return
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investment the SEC limits these private
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placements to accredited investors only
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but there are two non-traded REITs
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available on the platform for all
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investors and we're going to cover what
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those are right now and both of these
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REITs have a minimum investment of
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$5,000 that is one of the downsides to
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this platform is the minimum investment
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is quite high there are some platforms
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out there that let you invest as little
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as $5 or $500 so that minimum investment
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is a little bit high the Mogul REIT 1 is
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the income oriented REIT and this one
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pays monthly distributions so it's meant
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to generate income for investors and it
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pays those distributions monthly the
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objective of the Mogul REIT one is to
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pay attractive and stable cash
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distributions and this is accomplished
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by holding a blend of debt and equity
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investments where the interest payments
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allow them to pay monthly distributions
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so you still do have some growth
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potential here because of the equity
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investments but you also have that
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consistent cash flow from the debt
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investments held in this portfolio the
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current yield on this REIT is seven
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point eight one percent on an annualized
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basis after fees next up we have the
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mogul REIT - which is a growth oriented
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portfolio but it still pays quarterly
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distributions so that's one of the main
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differences here is that mogul REIT 1 is
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going to pay monthly distributions mogul
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REIT 2 is going to pay quarterly
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distributions and then do keep in mind
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just like the stock market just like
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other platforms out there these
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distributions are not guaranteed now the
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objective of the mogul REIT - is to real
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long-term capital appreciation while
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still paying attractive and stable cash
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distributions and this is accomplished
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by primarily making investments in
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equity and preferred equity investments
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in apartment buildings across the u.s.
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so the goal for this REIT is not to
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generate as much cash as possible in
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terms of distributions the goal is to
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make money by buying into a property and
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selling it for more money down the road
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making the majority of their money from
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capital appreciation but the good news
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is that quarter to quarter they are
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still paying you those distributions to
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reward you as an investor the current
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yield for mobile Ritu is four point five
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percent on an annualized basis after
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fees so speaking of those fees let's
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talk about the fees for the Realty
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mobile platform they do range based on
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the investment whether you're doing you
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know mogul REIT one mogul Ritu or a
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private placement but they tend to range
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between 1% and 1.25 percent which is
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typical among different platforms out
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there this is definitely an option you
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should consider if you're looking for a
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passive way to invest in real estate
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because it's one of those investments
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where they do all the work for you they
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vet the properties they build the
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portfolio's handle all the documentation
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and you simply invest your money and pay
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them a small fee for taking care of all
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of that legwork for you and the other
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good thing here is that they do offer
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two different portfolios one being
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growth oriented and one being income
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oriented it would be nice if down the
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road they offered more of a blended
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portfolio that had both growth and
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income potential and my other complaint
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with them is that that minimum balance
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of $5,000 is a little bit high and out
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of reach for many investors now it's
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important to remember with any
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crowdfunded real estate platform that
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this is a long-term investment and you
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should not be investing in these
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platforms if you don't have a minimum
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time horizon of five years or more so if
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you're looking to invest your money for
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one year or two years or something like
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that this is not going to be the
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investment for you but if you are
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somebody who's looking to invest in
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private real estate deals for the long
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term in a passive way Realty Mobile is
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definitely a platform you should
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consider but anyways guys that's going
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to wrap up this review I
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hope this helped you out in terms of
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making your decision if you want to
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learn more about this platform or sign
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up there is a link down in the
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description below
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but thanks so much for watching guys and
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I will see you in the next video
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