MINTOS 💵Investi e Risparmia Online nel P2P Lending - YouTube

For months now you have been asking me to do a complete review of mentos as you know

every month I do a review of all my investments and among those investments

I also invest in windows which is a peer to peer platform in parentheses in addition to this platform

I also invest in many other platforms to diversify in description find my

latest monthly review so you can see all the platforms where you invest anyway if you go back

further in the channel you will find the updated versions and month by month having said this you have

been asking me how it works for months now how can I invest in it what is its risk when it was

born and reliable how much can I earn and what can I earn since there is a lot of interest in

this platform that is also bringing me good returns I want to do a review where

I show you first of all how it works then how invest in what are the earnings showing

also how much I am earning after which it makes you I can also see the risks that are behind

this type of investment so that you can invest consciously because I always say

if you don't understand do not invest after which obviously I will also explain the reasons why I am

investing in it especially because I treat it as a investment plan accumulation a sort of

supplementary pension with high interest is an investment with lower risk plus it can

also be a good opportunity because it makes the world of investments accessible to everyone

but before starting with the actual review I want to tell you that i am not a financial advisor i

am just a 21 year old guy who shares his experience in

the investment world so whatever you do with your money evaluate it and be responsible

for what you are doing said this we can start first i want to tell you all

the information what I'm about to tell you can also be found written on my article in my

blog if you want I leave you the link in description however we start mythos is a peer

to peer platform how peer to peer works I made a small schemino here it is practically here we

are here cement switch is the organizer of the loan and here is the borrower that is the one who

requests the loan what happens in short we give money to the borrower the borrower

gives us back the money plus the interest and that will be our gain obviously we cannot

find a borrower a reliable person to which one to lend money for this

actually what happens to us we deposit money inside windows windows communicates with

a trusted organizer the loan organizer finds people who need

a loan and lends them money obviously it's us that we choose which organizer to

rely on and above all to whom to lend our money later, however, I'll explain how to do

it within the platform making you see the platform in the foreground so it is simpler

than average of interest it earns us about 11.5 per cent it is currently on average I take 9.5 per

cent because it is a strategy with a slightly lower risk, however currently the a bit modified

so this number is growing with time so this is how windows work is

simply for us to communicate with the person who needs the loan if you have not understood

it is not clear to you it invites you to go and see my previous videos that I always link to you here in

the description otherwise under this video you can ask me all the questions you want I will try to

answer you as best as possible however now let's move on to the platform so I will

show you how to choose who to lend the money to and how to set up a self-investment strategy

in such a way that at a certain point we no longer have to be present to invest our

money but it will be a bot that through our strategy will do so for r here we are at the computer

as you can see this is the main windows interface I deposited 1,200 euros for those who

follow me deposited another 400 yesterday then average annual return of 9.41 percent to grow because

as I said before I changed my strategy and so far earned 10 euros and 85 of interest

I'll give you a step by step guide for a moment so that it is also simple if you want to start

investing to deposit you have to go to this section deposits or you choose your own

currency I deposit in euro then what I do there are various ways to deposit but

what I do is always a bank transfer then a bank transfer what we have

to do if you want to deposit make a bank transfer to this current account then I wanted to tell you

that if you want to start investing with this platform queen description you will find a link with

which you can receive or 10 euro bonus and then a percent of what you deposit I q What

I suggest you do if you want to start is always to deposit a small amount to see

how it works maybe 100 euros try to invest try to see how you are the first months as

I did after which if you see that something that can work start to deposit monthly

as I am doing by creating this sort of savings account with a good interest to be

completely transparent and I tell you that that link to a link like invite a friend then

the same bonus you receive I receive and the bonuses are paid if during the first 14

days you have deposited more than 500 euros then you went back for a moment in the video you can see

for each bonus figure you have after at the end of the fourteen days the bonus is paid out

within five days this I want to tell you to be completely transparent and to me

nothing changes if you want to enter directly with my link take this bonus and then you have

an extra boost or if you enter directly from the yes to me I want to say it to be completely

transparent clean he said this let's move on to the list of loans that the first thing to

talk about here is all the people you can lend money to currently there

are 100 4,548 so you really have a lot of opportunities then you can set the 'interest you

want the length of the loan I initially recommend if you are doing it manually to

set a length of one month bar two so you can see a month bar 2 when the

loan ends how it went and how it is behaving said this I'm not here to analyze all the

settings because I do it directly in my self-investment strategy in fact as I

told you before it is no longer I who through that list I go to invest my money but I have created

a strategy that now I show you according to which a second robot the parameters that I will

show you from now on invests my money then, moreover, this strategy can be found in mine blog

as I told you I will show it to you briefly and here you have the screenshots of my strategy 1 and

2 which now among other things I will show you however you will find all the links in the description briefly

what I did is first of all select the euro coin so I had no problems in the case

of commission at the currency exchange for which euro currency there are no currency exchanges so I have no

commission which ones to invest only in the primary market the secondary market is for those who resell

a loan that has already bought if you also invest in the secondary market you can greatly increase

your interest even reach 15 16 17 percent but the risk increases I do not

recommend initially investing only in the primary market then what I did

I took all the loan organizers who had a higher dhabi valuation then

here at deselected well to them all the others there was really a lot of them after

which as regards the type of p restito there are several to me I do not care much about the type

of loan but if for example you are ethical and want to lend money only per kg it will be

used for agricultural loans or business loans or for these purposes you can safely

select only those loans given that I did not care I did not care I selected all

types of loans same thing for the nations I was not particularly interested in lending money in one

country rather than another but I only invest in buy back guarantee loans in fact you can

see that it has cleared all the shields crossed out what are the loans buy back guarantee

is a sort of guarantee on the loan now I will talk about the risks

within this platform which are the two main risks I will depend on the slate the first

risk is that the borrower does not give back the money and therefore do not get there by selecting the

buy back guarantee loans you eliminate this at risk because s and the borrower does not have to

repay the organizer according to internal agreements that he will have to repay us with interest

within 60 days from the end of the loan it has happened to me several times that a loan to taint has not

repaid the loan back but the organizer after 60 days he repaid the money I feed tar

and he owed me more interest so the buy back guarantee is a kind of insurance if

this does not pay he will pay the organizer at this point there is a risk on the organizer that

the organizer will no longer pay back the money what I do for this reason as you have

seen is first of all to choose organizers who have a higher dhabi rating and above all to

diversify the loans I make between various and different loan organizers in fact I do not lend

money only to an organizer but soon in my strategy money to 14 different

organizers after which the last risk we have left is the risk of the mentos platform

failing what it does I to reduce this risk I invest in different platforms so

it does not invest only in chin it invests in world now I have started investing in two

or three other peer to peer platforms which I will talk about anyway you already find in my channel many

different videos where I talk about the various different peer to peer platforms therefore the best

system to avoid these three risks that he described to you that they are the three risks that loom

in the world of peer to peer investments that although these three risks are generally

lower than many other types of investments there are what I do to avoid them trying

to diversify the organizers first of all find trusted organizers and

different organizers and second thing to diversify the platforms that first

of all I find trusted platforms now I will also show you all the windows statistics how much money goes

around so you can understand how important it is in the world of peer to peer investments

after that obviously also diversified the various platforms that if in the very difficult case one

were to fail I do not lose all the money but only lose a percentage that I then recover with the

interests of the other platforms so speaking of risk first lesson diversifies that said

let's go back to my strategy after which there are the last two parameters how much is the interest

I want to get I usually leave these parameters between 10.5 percent and 11 percent

until 20 is higher and then for investment time that ends within

12 months after which the name of the wallet and the size of the wallet I leave a

much larger size than the money I actually deposited because in this way the computer

understands even better that it can take the money that is available and invest it according to the strategy

I have there shown above then the size for each individual borrower I leave between 10 and 50 euros

because or 1,200 euros deposited when I had simple emente 100 euro I put this strategy

between 10 and 15 so it diversifies it goes better then wire invest yes you are here you want to invest

in loans where already in your clothes maybe I invested in a loan in manual mode then going

into the list choosing that loan by investing if I leave it you can also invest in the

automatic mode in this loan but since I no longer invest in manual mode, putting yes

or no does not change anything then as regards diversification he said yes and told him

to diversify among the 14 organizers who I had chosen previously said this I will

show you my current balance my return is about 9.41 per 100 have this figure

is increasing because I have slightly changed my eight investment strategy however

I think it is a good figure many people have me already asked but of all these earnings

I have to go there to pay taxes I have to go to pay something to the Italian state I have made

u n video with a tax lawyer where I ask all these questions to him and he answers me

so if you are interested in this thing go and see the video I made with him is very

interesting and precise and then you can have all the complete information I leave you the link always

in description before investing I want to talk to you about the statistics of windows since in the end

the reliability is given by those who invest in windows up to now more than a billion

and 847 million euros have been lent always description leaves the page with all the statistics that

are shared monthly, however, this is an amazing figure there are more than 118 thousand

investors who have an average net return of 11.70 percent and on average each

investor deposited more than 4,600 euros is now invested and the insp weapons or monthly on minutos for

more than four months in the description also leaves you a link to my blog where I created a page where

I can see month by month ere how much I earn with these platforms on that page maybe you can

find other ideas and other information regarding other peer to peer platforms

with such as bond now with which he has already made another video said this if you have

any question leave me a comment here in description I am very available to

answer you then if you liked the video it was interesting leave a like also

because making this type of video is not very simple and I dedicate a lot of time to it then if you do not

want to miss my other videos and especially the updates as for mentos

subscribe to my channel said this see you at the next adventure hello to all guys