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Kotak Mahindra Bank Zero Balance Account Opening | Kotak New Bank Account Open Within 5 Minute - YouTube
Channel: Unlocking Something
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Kotak Mahindra Bank Zero balance Saving Account
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You own saving account
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How to apply online at Kotak Mahindra Bank from home
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That too is a savings account
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In which if you also have zero balance
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That is, they do not keep money in their savings account
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Even then you do not need to pay any kind of charge
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So to open this zero balance saving account
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Which documents will you need?
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And following which terms and conditions
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You can be eligible to open a
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zero balance saving account with Kotak Mahindra Bank
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After opening this account
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How much interest will you get
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in Kotak Bank Zero Balance Saving Account
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And which extra charges to pay
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And the most important thing
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Immediately after applying online
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How can you get
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Account no., IFSC Code, Mobile banking, Net banking, Passbook
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ATM Card & Credit Card
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How can all these things be found?
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would you know
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After opening an online savings account
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You had to go to the bank once
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So that you can do Full KYC of your Saving Account
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And then you can use your account as a normal account
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But now you sit at home in just minutes
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Through the video KYC can do your account full KYC
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And then you can use it as a normal saving account
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So in this video, we will see
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the full process lives of the video Kyak
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We will know, that
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Full KYC Kotak Mahindra Bank zero balance saving account
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How can do Full KYC through Video KYC
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And how we use it as a normal account
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In any type of UPI app
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Or can be used anywhere like normal saving account
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Let's know
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First of all, we know
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For open zero balance saving account in Kotak Mahindra Bank
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How to apply online
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Because in this process you will also know
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Which documents are required
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Which terms and conditions have to be followed
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Account no., IFSC Code, Mobile Banking, Net banking
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How can you get these four things
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For this, first, you have to go to the description of this video
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There you will see a link
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you have to click on that link
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Then that you
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will redirect to that web page of Kotak Mahindra Bank's official website
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From where, for open 0 balance account with Kotak Mahindra Bank
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Can apply direct online
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On this webpage, you can also come
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from the official website of Kotak Mahindra Bank.
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Then you will see 3 columns
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In the first column, you will fill your full name
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In the second column, the Contact number
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Here you have to fill that number
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The number you want to link with your account
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And fill the email address in the third column
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After filling all three columns
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To come down
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Below you will see 2 boxes
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Must be written IN FRONT OF the first box
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I AM NOT A POLITICALLY EXPOSED PERSON
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That is, you are not a politically exposed person
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Then you have to tick that box
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It Will be written in front of the second box
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I am an Indian citizen and Tax residence of India
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and no of other countries
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So here it means
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that, you an Indian citizen
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And you also pay tax only in India
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Do not pay tax in any other country
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So tick it in the second box as well
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And then an open now button below
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you have to tap on open now
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You will then be redirected to a new page
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And the mobile number you just filled here
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There will be sent an OTP on that number
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fill that OTP in this Column
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And then click on Next
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Then it will be written in the next page
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Do you agree to voluntarily use of your aadhar detail
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That is, can you open your Kotak 811 account
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Want to use your Aadhaar details
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Do you agree to this
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So here at the bottom, you will see an option of YES
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you have to click on YES
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Then 2 columns will open in front of you
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In the first column, you have to fill your PAN card number
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And fill the Aadhaar number in the second column
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And then you have to click on Next
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Now some terms and conditions will open in the next page
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It is to be read and continued
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Then the mobile number registered in your Aadhar card
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He will have a OTP
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Fill the OTP with the columon that has come in front of you
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and click on next
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Then the address already given in your Aadhar card
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That address will show
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You have to read the address and then click on continue
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Then in front of you
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Your photo is given in your Aadhar card
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He will show
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Under that, your name will be
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And will have higher columns below it
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Which is the first column
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You have to select what you do, Occupation
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In the second column, you have to select your annual income.
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So that you can choose according to your own
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In the third column select Marital Satus
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That means you are married or not
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Married if married
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And if not done then select single
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fathers name in the fourth column
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And in the next column fill the name Mothers name
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Select your gender in the next column
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And in the last column
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According to your adhar card
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Whatever your date of birth is
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Which will already be filled
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So in this way, you have to fill all the columns in it
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And after filling it, you have to click on NEXT
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Then you will be seen in written
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Do you want to add a nominee
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That is, do you want to add nominal
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If you do not know about Nomani, then let me tell you
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Friends, whenever a nominee is added to an account
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And for some reason, the account handler dies
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So all the money in that account
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All that money can only be given to the nominee
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That is, after the account holder,
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there is a control of the nominee on that account.
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So this is why it is necessary to add a nominee
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You should also add a nominee to your account
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So, if you want to add a nominee
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So you want to see a YES button under this
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you have to click on YES
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Then you will open some columns to add nominee details
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In which the first column has to fill in the full name of Nominee
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In the second column,
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select the relation of the nominee with the account holder
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Date of birth of nominee in the third column
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And fill the nominee's address in the subsequent column
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If both Nominee's address and the account holder's address are the same
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So under the address, you will see a small box
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you have to tick in that box
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Then all the columns of the address will be hidden
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Then you have to click on Next
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You will be brought back to the previous page
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That is, Do you add a nominee's page
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But this time there will be written on the nominee added
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So that it shows that you have added the nominee
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And the terms and conditions are written in blue color below it
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You can read the terms and conditions of the nominee by clicking on it
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And the small box before that
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You have to tick in it
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To continue after ticking
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Then all the details you have filled in so far
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That whole detail will be shown in the next page
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Both profile details and Nominee details
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If anything wrong with these details
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So there is a pencil icon in front of both Profile and Nominee
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You can edit these details by clicking on it
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And can recorrect
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So here if all the details are correct then click on Continue
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You will then be sent to the decorations page
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There will be a lot of information, all you have to read
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And you have to tick in the boxes you see
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and again click on continue
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Then on the next page
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Most important terms and conditions will come open
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Also, have to read all the terms and conditions
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And it also has 3 small boxes
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in which you have to tick
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And have to continue again
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Then on the next page,
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some columns will be opened to fill the communication address
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In all those columns you have to fill in communication address
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Then there will be some detailed information given below
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It will have a small box before it
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That you need to tick
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And then continue
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Then the place here will ask to allow location
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So that your video can be completed
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And you could open your account completely from home
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And then you can use it as a normal account immediately
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So you have to continue here
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As soon as you continue,
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a popup will open in front of you to allow location
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In which you have to click on Allow
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Then to take a photo of the PAN card and upload it
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Some instruction will open
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That you have to read
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Click below on the click photo button
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As soon as you click on click photo,
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you will ask for permission for the camera
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Allow you to
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And then your camera will open
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Then you have to take a clear photo of the PAN card
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And then clicking on the upload icon
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You have to upload a pan card
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Then here will be the instructions for uploading a photo
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How to upload a photo taken here
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You also have to read
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and then, click on click photo
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Then you have to take a nice photo with a selfie camera
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And click on the upload icon again and upload it
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So the instruction will open to upload the signature here
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You also have to read
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And then sign on a plain paper
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The way you sign in a bank
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And have to take a photo of it and upload it
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The way you uploaded your fu or pan card
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After that, the page will open
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In it, you will be asked to be ready with
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PAN card, white paper sheet, and good internet connection
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So you have to carry your original PAN card with you
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And take a white paper sheet
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After that, there will be a proceed button below it
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you have to click on proceed
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Then written will "Searching for agent"
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And immediately there will be a person's name
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Who is going to do a video call with you right now
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and going to do full KYC of your account?
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Then immediately there will be a popup
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Which will ask for permission for a microphone and camera
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Allow you to
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After allowing in again a popup will open
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Which will be written below
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Click here to proceed with video KYC
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You have to click on it
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As soon as you click on it,
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then your video KYC starts
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And the people in front of you start talking
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How does the video after that
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You see yourself live
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Ac. Holder: Good evening mam
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Sir are you Comfortable in Hindi or English
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Ac. holder: Hindi
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ok sir
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Sir, if the call is disconnected due to any reason,
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then stay on the same page, I will call you again
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Ac. holder: ok mam
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Ok sir, I would like to know some details from you for verification
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During this time, if there is someone around you,
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then request it, Do not talk during this
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Nor help you in giving any details
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Ac. Holder: Ok Ok
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Ok sir, this is the address you have given in the communication address,
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this is your home address, sir
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Ac. Holder: Now the address of where I am staying is
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Ok please stay online for 2 min.
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Ac. Holder: oky
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Will any documents be sent to your given address, will they be received?
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Ac. holder: Yes
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Stay on the line for 2 minutes
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Ac. holder: Okay
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Tell me your date of birth in Hindi or English
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Ac. holder: Fifteen*****
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Pincode head of your communication address
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at the address, you currently live in
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Ac.holder: 83*****
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Okay
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Tell us the mobile number registered with your Aadhaar card,
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in Hindi or English
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Ac.holder: 970*******
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oky thank you so much sir
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Now show your Original PAN card in the camera
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Yes yes sure
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ok thank you, sir
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And, you just uploaded your signature,
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they will be for your whole future banking transaction
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Ac. Holder: Okay
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Please come back to the Plane Wall whenever you want,
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for your live picture for banking records
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Ac. holder: Okay
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ok thank you so much, sir
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Stay on the line for 2 minutes,
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updating your details in the system
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Ac. holder: Okay
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Thanks so much for staying on the line
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Congratulations Your video KYC process has been completed
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Within the next 8 hours
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On your registered email ID and mobile number
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You will get all the information about your account status
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As soon as you receive the CRN number,
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Kotak 811 mobile applicaation have to install
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And set the mobile pin in it
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Instructions for setting up mobile PIN are given in the application
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You can set a PIN by following it
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Or can do SMS
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Thank you, sir, have a nice day for the precious time
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So, in this way, your video KYC will be Completed
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And then you can open your account online successfully
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But right now
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you will not get the account number IFSC Code
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or account details here
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When your video KYC completes
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Sometime after that
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Contact number and email are given here
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Your account details are sent to both.
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Including CRN Number, Account Number & IFSC Code
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All three items are sent
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So friends here using these details
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You can register yourself for both Mobile Banking and Net Banking
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And you can use these services
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So now it comes
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Here's how you will get an ATM card, Passbook, and credit card
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Friend, for ATM Card
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When you register in Kotak 811 Account
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So your ATM card will be given in a virtual way on there
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Which you can use anywhere for online transaction.
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If you need a Physical ATM Card
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You can apply for that from there
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Or you can apply for ATM by going to an offline bank
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Within 7-10 days after applying
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Your ATM card is sent to your given address
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If we talk about the passbook
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So in this account you are not given passbook
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In place of passbook,
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you can download the account statement anytime
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from the official app of Kotak 811
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Absolutely free
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And then you can see where you have done the transaction
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Or whatever you see the details from the passbook
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All those details are given in your statement
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Now the hope is that
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how will you get the credit card of Kotak Bank?
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There are 2 ways to get a credit card
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The first way is when you open an account
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So after opening the account, maintain your account well
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That is, you keep a good balance in your account regularly
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And keep doing regular transactions
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If you do this for 5-6 months
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So the bank will call you and offer you a credit card
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After which you can take the credit card
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This is an unsecured credit card
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You don't have to give anything to the bank for this
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Bank direct on your trust
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That is if your CIBIL score is good
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So Kotak Mahindra Bank provides you credit card
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Here's how to get a credit card another way
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That if you already have a fixed deposit with Kotak Mahindra Bank
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Or if you have just opened an account
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And you want to take a credit card another way
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So here you have to get a fixed deposit in Kotak Bank
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This fixed deposit should be at least 15 thousand
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After Fixed deposite
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The total amount that you make a fixed deposit
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With a credit limit of around 80% amount
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You can take a credit card from a bank
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And you can use it as a normal credit card
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So through these two ways
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you can take a credit card after opening an account
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So here is almost all information related to Kotak Mahindra Bank account
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If you still have any questions related to Kotak 811 account
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Or is there a similar topic on which you want the video
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Then you can comment in the comment box
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Or you can message me on our social media hands
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Like our Facebook page and Instagram page
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Your question will be answered here
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And if you send a topic
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So in the upcoming videos, there will also be a video on your topic
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Friends, if you like this video then you can like this video
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