How do CFDs work? And why you MUST AVOID CFDs!!! - YouTube

Channel: Divity Finance - Tips for Finance & Investing

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oh there we go another child who doesn't make a cent in the stock market and
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wants to teach my boss yes please yes I'm a child and in this video I'm going
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to tell you why you must avoid CFDs hey it's Dario and this is Divity trading a
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platform where we can share our best tips and tools when it comes to trading
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investing or finals in general you know I see many videos talking about CDs how
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easy they are to use how much money you can make with CFDs how beautiful they
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are and as usual I'm not quite in agreement with these statements and in
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this video I'm going to tell you why but hey before we start if you enjoyed the
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video please leave it a like and let me know in the comments down below what are
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your thoughts on CFDs do you use you have these so before we
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start talking about the reasons why you should avoid CFDs we firstly need to
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understand what CFDs are they are basically an arrangement that you make
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with a broker where you gain money from the difference between the opening price
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and the closing price of the contract there are derivatives and they replicate
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the underlying asset such as a share or an index for example and because they
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replicate the asset they don't give you the right to own the asset and so we
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have already a big problem it doesn't give you the right to have the asset
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that means that if you buy a CFD that for example replicates Apple the
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movements of Apple you buy the CFD but you don't have the right to own the
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Apple share but you know what maybe you don't care about having or not the share
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of Apple but let me give you an example where this problem comes out what if
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your broker closes what if your broker goes bankrupt in this case because you
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don't have the ownership of the share and because there is no one surveilling
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the situation you don't have the right to keep the share or to keep the CFD
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that means that if the broker closes the safety is gone and you lost all your
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money so you don't just have the normal risk that there is in the nature of
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trading you also have the risk of your broker closing whereas with pure
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you don't have the risk because you own the share there is none name your name
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on the share and if something happens to the broken you can easily transfer your
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share on to another broker another major problem that I see is cost and here many
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people tell me that there is no cost in CFDs or the cost are less than normal
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shares well that's not exactly true let me just explain you with CFD brokers we
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had Commission with completely normal we have it even in pure shares and you
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might say yeah but I saw some brokers that now have Commission so actually the
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costs are less not exactly instead of Commission's some brokers have spread
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and we see another major problem CFDs are not regulated by anyone so that
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means that the price of the CFD can vary between broker and broker and the broker
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can choose its price slightly of course but that means that they can increase
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the spread which is the difference between the bid and ask price for
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example if I want to buy an underlying for example again a flow at 100 that
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means that with the spread I might sell it at 101 102 or 103 with pure shares
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that spread is much lower and especially the brokers don't gain money from the
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spread also in addition to Commission's or spreads we have the so called swap
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which is mind blowing for me can you imagine that you have to pay to keep
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your shares or to keep your CFD contracts in the brokers overnight that
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means that for CFDs there is no long-term you cannot keep a share
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long-term because you're just going to pay crazy amount of money with swap and
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another major problem that I see especially for new traders is leverage
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brokers who offer safeties usually tend to promote or even a highly promote
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leverage and the usage of high leverage and I'm not talking about 1.5 to
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leverage I'm talking about 10 20 30 leverage on the stock market and that to
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me is just insane I mean with a mark
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when the cup risk is so high where everyday there is a gap you are
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leveraging your capital 10 20 30 times are you crazy
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that's why when we talk about stocks leverage shouldn't be used not even 1.5
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or to leverage for me especially if you are a newbie that's because you have
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gaps and gaps the go below or beyond your stop-loss and in that case you can
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lose a good portion of your capital I had one guy asking me how he could have
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avoided losing 2,000 bucks in a trade because of gaps
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I just told me to not use leverage and to start using pure shares and not see
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of these losing $2,000 because of a gap is a major risk is a major risk that you
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can have only one trillion C of these because with pure shares you don't have
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that amount of leverage you have maximum two three leverage not ten twenty or
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thirty and believe me important gaps that go beyond your stop-loss happen and
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when they happen you have to be prepared and that means not risking for me at
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least more than ten fifteen percent of your capital per trade that means that
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you cannot invest more than ten fifteen percent so in this case you don't even
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need leverage not even to leverage and if I didn't
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convince you yet let me just ask you this question if hedge funds if
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investments funds and if professional traders don't use CFDs and high leverage
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why should you why should you use this if you are a newbie if you don't know
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how to invest in the stock market if you don't truly understand the markets why
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should you risk so much but also why should you use CFDs when there is
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another option that is better that costs less if you choose the right brokers and
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that gives you less risks so my advice here is to stop using CFD or don't even
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think about using safeties and start using pure shares they have all the
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benefits of service and even more and so these were my thoughts on CFDs but hey
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if you enjoyed the video please leave a like
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let me know in the comments down below what are your thoughts on CMT's and do
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you use them to trade and I'll see you in the next video so what is speculation
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in the stock market is it the same thing as investing if I find a stock and I
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think it might increase its value I can decide to make a thorough research on
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the company I make a detailed analysis technical and fundamental analysis and I
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come to the conclusion that the price of the stock