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The ABSOLUTE Best Investments [for 2019 and beyond] - YouTube
Channel: Wealth Hacker - Jeff Rose
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2018 is almost over bring on the new
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year I am ready for 2019 I don't know
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about you today we're gonna talk about
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what are the seven best investments that
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you can put your money in in the new
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year so what are they we're gonna find
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out what those seven investments are
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right now
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[Music]
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what is going on y'all my name is Jeff
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rose welcome to wealth hacker TV and
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this is the channel dedicated teaching
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you new ways to grow wealth that are
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taught to you by your parents or in
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school and today we're talking about
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what are the seven best investments to
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put your money to work in in the new
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year
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now if you stick around to the end of
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this video I'm also going to share what
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are the top things that I am going to
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invest so we're gonna find out what are
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the seven things that you can invest
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your money and you're also gonna find
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out where do I put my money that's right
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we're gonna check that out the end but
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before we talk about where to put your
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money it's always fun just to reflect
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right and just think about what happened
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in 2018 yeah this rewind time the stock
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market has been amazing up until a
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recent sell-off here in December Bitcoin
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it hit the 100 thousand dollar price
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point that everybody thought it would
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wait no my bad my bad on that one I kid
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I kid okay yeah maybe Bitcoin didn't do
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as well as a lot of people hoped or
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thought that it would but I'm sure the
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crypto is going to turn around I hope
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for many of you that is all right let's
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go ahead and dive into what are the
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seven investments they can put your
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money into number one this is the one I
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just I start with this one I said this
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last year I'll keep saying this number
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one is the stock market yes
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December had a sell-off yes we saw a
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correction could we see more of a
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sell-off potentially yes does that mean
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that we don't invest in the stock market
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absolutely not
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now if you're watching this you're
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probably thinking oh I'm sitting in cash
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or Jeff if you think it's going to be a
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sell-off then why are you investing into
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the market so check this out if you've
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got $100,000 sitting in cash I'm not
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telling you to take all of that and put
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it into the market I got an S all this
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right now take my money stock market I
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feel like I have to say that because
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every time I talk about investing in the
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stock market there's always a comment
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troll that will say something like all
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of the markets gonna be a sell-off why
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would you put all your mind the market
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I'm not saying put all of your money
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into the market right now what I'm
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saying is that Oh
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for the year it makes a lot of sense to
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put your mind to work in the stock
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market and there is a sell-off then for
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dollar cost averaging where we're
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putting in smaller portions each month
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then you're buying at a steep discount
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and that is the time that you want to
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buy so as it stands right now everything
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that I have in the market is staying in
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the market everything that I have
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sitting in cash
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I'm just waiting I'm waiting for the
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sell-off to happen because I'm ready to
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go shopping for some cheap stocks if you
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want to get started in the stock market
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but you haven't yet you need to check
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out some other videos one of them I
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talked about m1 finance which is the
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online brokerage that allows you to buy
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stocks with no trading costs you can
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also check out apps like Robin Hood or
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betterment or wealthfront
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basically there are a ton of options no
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excuses stock market get your money in
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all right the second best place that you
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can invest your money it really comes at
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no surprise either we talk about the
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stock market this one is pretty well a
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given - because people are making money
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many people are becoming millionaires
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investing to this and number two is real
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estate now with real estate you can
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invest many different ways you have
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folks that are flipping houses buying
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rental properties running out duplexes
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maybe you're doing Airbnb maybe you're
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buying wholesale whatever that is like
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there are ways to make money investing
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into real estate so let's go ahead a
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right there like if you are interested
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in becoming a real estate investor but
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you don't know how yet and you want to
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go the physical route where you actually
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want to manage properties you actually
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want to go out and look at houses or
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look at townhouses or duplexes then you
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got find something is going to show you
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how to do it so start talking to
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realtors in your area find it find out
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there's anybody that's willing to coach
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you or mentor you to help you buy that
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first property and if there's no one
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that's local to you that can show you
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how to do it there are tons of amazing
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resources online especially on YouTube
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you can check out YouTube channels like
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Graham Stefan or meet Kevin there are
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others out there that will teach you the
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basics of real estate investing and I
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think that many of those guys also have
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the ability to coach you so pay for an
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hour a couple hours of their time to get
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you educated on how to buy your first
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real estate property if you want to
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become a real estate and
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so without having to manage properties
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yes your luck there are ways to do that
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as well I actually have another video
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where I share
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eight ways that you can become a real
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estate investor without having to buy a
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property you have to go look at a
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property you want to put your name on a
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title you know what to put 20% down it
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allows you to become a real estate
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investor and in that video you can find
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different ways whether buying real
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estate investment trusts by mutual funds
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buying ETFs another way I talk about is
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crowdfunding with real estate in another
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video I share my favorite crowdfunding
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real estate online platform and that is
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fun rise button rise allows you to
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become a real estate investor only
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putting in five hundred dollars now
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that's pretty sweet but let me say this
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this is not for the short term so if you
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are trying to get into real estate and
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you want to buy a REIT or fund rise or
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any of these if you're trying to get in
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and get out in less than a year two
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years or three years these are not the
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type of investments for you real estate
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is a long term investment so do not
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think that you're putting your money in
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for any short term gains that you want
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to cash out at the end of 2019 right the
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third best place to invest your money
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for 2019 is peer-to-peer lending that's
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right I'm going back to peer to peer
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lending now if you watched my other
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videos actually share some of my
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real-life returns with Lending Club I
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also shared that with fundrise and
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you'll see that my Lending Club account
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so this Lending Club is just one of the
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peer-to-peer lenders that you can invest
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with and with my returns I'm averaging
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just about 5% so why would I get all
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excited about 5% especially with the
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market doing what it did back in 2018
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especially I talked about how I have
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money sitting in cash waiting to get in
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well see here's here's from my
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perspective like I'm okay with taking my
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cash and trying to get in and buy a
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bunch of stocks many of you watching
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this aren't comfortable with that or
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don't have the resources to come up with
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a bunch of cash to buy and when the
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market has a sell-off so in that case if
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you're looking for a more consistent
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return that mirrors more like a bond you
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know something paying 5% is a little bit
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more stable than a volatile stock market
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we're peer-to-peer lending could make a
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whole lot of sense for you but the
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fourth best place to invest your money
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can't go ahead and get a drumroll is
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your career that's right now we don't
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think about investing into our career as
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an investment but we think about the ROI
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of you investing into your career
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whether that is getting a certification
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maybe it's getting another degree maybe
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he's getting a business coach that
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allows you to excel up the corporate
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ladder and get you a raise or get you
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moved up for a promotion or maybe
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getting a big fat bonus at the end of
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the year because of your performance is
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just off the hook
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a personal example that I share often is
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when I invest it into getting my CFP my
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certified flange so planner designation
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out of pocket I think this was almost
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like six grand once I got done and
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passed it's not like I got an immediate
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salary increase I didn't get a raise I
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just got a pat on the back from my boss
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but what I did get was the credentials
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that I didn't have before that and
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because I put the time and the money
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into my career getting that designation
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my business exploded I got so many new
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clients just because I had that
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designation I had so many media
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opportunities be offered to me because I
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had the designation just because I
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wasn't a generic financial advisor I had
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the CFP designation so I definitely see
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the power and the ROI of investing into
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your career so figure out what that is
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for you and make it happen all right
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moving on to number five so the fifth
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best investment for 2019 and this is one
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that I get really excited about we are
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talking about investing into your first
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side hustle so what is that side
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business that you can't create no I
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actually have another video where I talk
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about how I believe that the side hustle
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is the best investment that you can make
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in yourself period like no other
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exceptions and why am I so adamant about
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that
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so you think about your job right you
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are at the mercy of your boss of your
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company and if they decide one day that
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they don't need you piece you can be
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replays you can be outsourced your
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position could be consolidated into
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one in position and word and they just
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don't need to anymore so what is the
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best way that you can recession proof
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that you can job proof your income and
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that is starting a side hustle that is
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independent of your full time job now
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here's the best part to is at the side
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house so if you build it right you can
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build something that is just not trading
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time for money you're actually building
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asset a passive income generating asset
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and that is what can give you protection
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in the event of a layoff in the event
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that you get a salary decrease there
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your company doesn't eat you anymore
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you're like good I don't need you
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anymore cuz I got my side hustle piece
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out so whether that's creating your
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first stop of feist or maybe it's an
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Etsy store maybe you're doing Amazon FBA
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whatever that is for you start building
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it now if you want more ideas be sure to
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check out that other video where I talk
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about how you can increase your income
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through different memes moved on to
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number six what is the six best
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investment that you can make in yourself
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and that is your health so are you
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working out as much as you should
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are you eating the best that you can for
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yourself to try to accomplish whatever
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health goals that you have it is so easy
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for us to put our careers our side
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hustles our family at the forefront that
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we forget about ourselves and our health
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and this was something that I witnessed
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firsthand after moving here to Nashville
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like that first nine months of living
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here I was just so focused on the move
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and the family that my workout regimen
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and my eating regimen I mean it just
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flat-out was disgusting I wasn't working
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out as much I was just eating whatever I
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wanted it wasn't good and you could
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definitely tell what was going on this
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past summer I recommitted to being
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healthy again and that meant working out
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and eating good one of the ways I was
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working out I started a boxing class
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I've never really done boxing before and
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let me tell you this thing kicks my butt
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one of the best workouts that I can do
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that anybody can do
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a home gym where I can do CrossFit style
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workouts and just get my butt kicked but
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the biggest thing for me was eating
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healthy you know we have four kids they
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play sports were on the go all the time
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and it was so easy just to eat junk just
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to eat all that crap that doesn't make
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you look good in a bikini if you know
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what I'm saying so right now I have a
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service that will deliver package
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pre-prepared meals that are healthy you
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got your proteins you got your complex
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carbs you got your veggies and it's
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worth the money because now I'm actually
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eating good stuff and I'm seeing the
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results so yeah keep that up all right
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number seven and this one is a
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no-brainer as well but some people don't
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think about doing this but the one of
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the best investments if not the best
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investment is if you have debt to pay
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that debt off invest into yourself by
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paying off your debt because that is the
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greatest guarantee return that you'll
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ever get now what type of dad am I
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talking about here I'm talking about
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your card notes your high interest
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credit cards if you have any personal
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loans super loans is next on the list I
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wouldn't worry much about the mortgage
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yet but if your goal and your mission is
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to become debt-free then we want to
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paint all of that all so every time you
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get that bill in the mail every month
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and it just leaves you thinking oh my
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god I don't want to pay this stupid bill
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anymore that's what you got to focus on
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you got to get it off your plate get a
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paint off and get that guaranteed return
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because you're not paying that interest
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no more all right so those are those
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seven best ways that you can invest your
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money in 2019 but I also mentioned how
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am I going to invest my money what is
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Jeff rose going to invest in 2019 to get
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the highest return on that money Walt
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this is how I'm going to do it right the
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first way and I kind of mentioned this
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when I talked about the stock market so
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I do have a considerable amount sitting
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in cash and I'm just waiting for a
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seller I am waiting to see a dip in
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stock prices because I want to go
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shopping now why am I so motivated by
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this so back in 2008 I was able to see
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firsthand how the
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market dropped and I saw some amazing
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stocks plummet in price and I saw people
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picking those stocks up at a stupid
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discount and making 10x return or more
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in a fairly short amount of time and
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we've seen guys like Warren Buffett do
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this time and time again and I didn't
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have a lot of cash then and I've just
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been waiting for another opportunity
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like that to happen because those only
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happen like that is literally an
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opportunity to lifetime to get in I'm
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not gonna build a time to bottom I'm not
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that good but I can definitely get in
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near the top bottom 20-30 percent and
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make some money
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I can't wait like the second way that
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I'm going to invest my money is back
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into my business and right now I'm
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talking about my online businesses we've
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had an amazing 2018 we saw revenues
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surpass over - almost 2.5 million on two
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of our website properties and we have
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some ambitious goals that we think that
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we can hit that three and a half maybe
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even four million mark for 2019 but the
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only way that we're gonna be able to do
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that is if we reinvest back into what we
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are working on right now so that could
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be hiring more staff working on SEO
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working on content marketing that
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content there are just a lot of
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different things that we can do we want
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to make sure that we are taking that
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money putting it back into the business
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because that is going to give us a
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pretty sick ROI and the third way that
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I'm going to invest my money when the
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time is right is into some sort of
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Facebook YouTube ads specialists so if
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you didn't know this yet I just pre
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launched my course passive 1k and is in
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the process of being complete and when
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it's done I'm going to be ready to
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promote this thing all over the internet
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can I hear ty Lopez give me a tight
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lopez I want to get this out there so
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that is Facebook as that is YouTube ads
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that's probably running Instagram ads so
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I'm going to need an ads person that
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knows what they are doing I have tons of
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friends right now that have products
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that they market all the time mostly
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utilizing Facebook some do YouTube and
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the return on their money I mean it's
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stupid you know for every dollar they
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put in they're getting at least 50 cents
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back if not a dollar back you 100
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percent return I
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friends that are making for X that means
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for every dollar that they spend they're
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getting four dollars back I mean that is
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pretty good a lot better than Bitcoin so
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when the course is complete I'll be
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ready to invest into an ads person and
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also spend money on the ads so we want
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to make sure we're doing Facebook and
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YouTube and just putting as much money
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into it and make sure that we're also
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getting that ROI and return but that is
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where I am ready to invest a lot of my
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money
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bring on 2019 is going to be a lot of
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fun so how are you investing your money
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let me know do any of these seven
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options appeal to you maybe you're
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already doing them but what are you
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going to do in 2019 with your money let
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me know in the comments below because I
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want to see how you're investing we can
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compare notes and you can compare notes
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with other people that are comparing
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their notes all that fun stuff alright
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so I hope you enjoyed this video this is
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Jeff rose reminding you that it's your
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money at your life and all you can make
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it awesome 2019 bring it peace
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