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Learn to Double Your Money | 2X Compounding Interest Investment | Pushkar Raj Thakur - YouTube
Channel: Pushkar Raj Thakur: Business Coach
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Well, I don't know what your favourite subject
is but my favourite subject is to earn money
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and multiply money well since we started this
series on financial education.
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You guys have become proactive, you guys are
asking questions.
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What you guys are asking in the comment, it
seems that you are interested in financial education.
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You guys want to learn more. So in this video.
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I am going to teach you something by which
you have understood compounding.
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You understand how powerful compounding is.
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Today I will tell you how you can use that
compounding with double speed to multiply
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money and I will be very interested and what
I will tell you, you have to apply, but whatever
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you are learning in financial education.
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This all is a practical application, the people
who are applying this, they are becoming rich
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and they will become a real millionaire in
life, and you will not follow this, they will
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remain the same, so the choice is yours, but
what I am about to tell you, you will understand
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it very carefully.
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See, the first concept I will discuss, it
is not so good for us and our economy.
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This is the truth and what I am about to share
with you.
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It's not good for our economy, so I feel a
little bad to say that.
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But you need to know as an investor, it can
be your benefit as an investor.
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And you can use it in your favour, it is going
against the whole of India.
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As an investor, you can use it in your favour.
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Let's understand what it is.
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First of all, I'm going to talk about the
concept that our Indian rupee, we will compare
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it with dollar
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you will understand the first concept, then
you will get to know about the second concept
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that how the money will multiply fast with
Double Speed.
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So when we are talking about rupees and we
are comparing it with dollars then look 10
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years ago today, there is all the data available
on Google.
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10 years ago, what we are talking about today,
the value of about $1 was around ₹ 45.
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So the ₹45 value, today it is around ₹ 75.
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You see, the increment that has happened here
is 65%.
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Now keep this concept in mind which I am telling
this now.
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There was an increment of 65% in the value,
the dollar increased and the rupee broke down.
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Now, this is not good for India.
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But you can use it in your favour, and I will
tell you.
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So you have understood this concept that we
are seeing what is going on for the last 10 years
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Now let us understand the second concept.
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We were talking about compounding.
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Now in compounding, we understand that if
you get returns on your investments of 12
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per cent and 14 per cent and of 15 per cent,
then it can be amazing.
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When you use it in your favour, then your
ten thousand can become ten lakh.
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You understood this compounding, you understood
that if we talk about Nifty, what is Nifty
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and what is Sensex, you already know and I
will give a brief to you.
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I am going to talk about compounding also,
but what I am telling you about compounding
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is that the return you get of 12%, 14%.
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It can convert ten thousand to ten lakh over
the period.
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Then Nifty has given you annual compounded
returns of 12% to 14%, but there is something
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called Nasdaq, have you heard its name, now
why I am talking about Nasdaq, why I'm talking about the S&P 500.
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Why are we talking about this today?
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I will tell you this.
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Right now we keep things short and simplified
so that you understand everything step by step
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What is Nifty, You Already Know that If I
talk about Nifty Fifty, then the top Fifty
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company which is listed on NSE, which are
listed on the national stock exchange, whose
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index is formed which shows that the market
is going up and going down, we call it nifty,
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then it is of India.
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The top thirty companies come in the Sensex,
which is listed on the Bombay Stock Exchange,
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top 30 companies, then they are the Indian
companies.
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You have seen that they have given returns
of up to 15 per cent.
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NASDAQ also gave returns of over 14% over
the last 10 years, but the amazing thing I
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will tell you.
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Understand this carefully, When we listen
to something carefully, bring your ears forward
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because now something is important.
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Returns of 14% and returns of 14% from Nifty
are not equal.
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Why not equal, because 10 years ago the dollar
was worth ₹45, now it's worth ₹75.
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If this is increased by 65%, then the investment
of the people also increases by 65%.
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There is compounding going on here, so the
returns cannot be equal here.
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You can't compare it but now it's a sad thing
that most of the people inside India do not
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know that they can invest in US stocks.
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Now let me explain to you these US stocks,
Nasdaq.
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If we talk about the NASDAQ 100, then it is
an index that is telling that Nasdaq is an
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index inside the US stock of Hundred Company.
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You talk about Google about Amazon and you
talk about Facebook, you talk about Tesla
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and Apple.
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NASDAQ is made up of these companies.
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S&P 500 consists of 500 companies that are
listed on the US Stock Market, Adobe is included
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You've heard of Warren Buffett's company,
Berkshire Hathaway.
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You have to invest in it.
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You have to invest in Bank of America.
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These companies come in, It does not work
according to India.
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The company which is listed in Sensex inside
India is also listed in Nifty.
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But it's different here that companies that
are listed on NASDAQ are not listed on S&P
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500, so it is different, So now the question
is that today we will see the rupee depreciating,
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it is Falling and the dollar increasing.
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The rupee is Falling and the dollar is Falling,
and in the coming time it will continue for
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some time, then it is bad for India.
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But it is a good thing for us as an investor
because we can invest our money in US stocks.
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If we buy today according to the dollar, then
the rate of the dollar will increase, we will
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get benefits, this is the first thing.
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Second thing is that the price of the stock
will also increase.
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Today we are talking about Facebook and Google
and you are talking about Tesla and Apple,
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you are talking about the companies that have
created havoc.
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And today we are talking about investment
in that company.
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There are two ways you can do this.
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I will explain both the ways and I am going
to show you something on my mobile screen
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also, then keep the phone for 1 minute.
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Let me explain your concept first.
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There are two things, you can do direct investment
in the stocks that you can buy stocks directly,
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but you do not know which stocks to invest
in.
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Then we have told you that you can also choose
passive mutual funds, mutual funds are for
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those who don't want to use much brain and appoint fund manager and he is investing money on your behalf.
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But when you invest money in passive fund's.
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Then understand what happens inside passive
funds that the money you are investing in
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passive mutual funds, that is directly investing
in NASDAQ 100 and it is directly investing
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in the S&P 500, then the companies which come
into the Nasdaq 100, You know that even keep
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changing times, so you should not even think
about it and fund manager also don't need
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to think about it, your money will keep investing
according to NASDAQ and I have told you about
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NASDAQ returns that they are above approximately
14%, from last 10 years.
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So the dollar is appreciated again, so the
people here have got tremendous returns from
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those who would have invested in NASDAQ and
especially in NASDAQ passive funds.
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Now when I talk about passive mutual funds.
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So, I would like to show you my investments,
you will enjoy them too.
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I will show you how it goes, so here I take
you to my mobile phone screen.
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There is a finity app here.
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I'll show you that from the start.
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When you come to infinity, I Need to restart
the Internet.
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Alright, as soon as you come to the homepage
of finity.
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You will see passive index funds here.
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So I told you that NASDAQ is an Index S&P
500 is an Index, similarly Nifty is an Index.
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Sensex is an index, so when you go to a passive
Index fund, you need passive because a lot
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of charges are taken inactive.
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That too we are going to see here, so they
have also told the basics for you, so now
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they are Sensex Backers, Nifty Backers.
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Now we're talking about the global indices,
so the NASDAQ 100 is a global index, then
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come on global indices, so now you will come
on global indices, then you will see here
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Is a mutual fund of Motilal Oswal.
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You have an investment in S&P 500, here there
is fund direct growth inside NASDAQ.
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Now see two things here which are important
to know, one is the expense ratio and the
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second is tracking error, one thing is necessary
that there should be at least expense ratio
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in the fund you are investing money, then
your expenses are minimized when you are investing
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in the mutual fund, the fund manager is working
for you but here your money is investing but
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here from your actively mutual fund, it is
taking very less money in which there is less
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tracking error, you invest in it.
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So here you can see a tracking error of 4.96%
and tracking error means as the companies
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are changing in Nasdaq 100, then the money
is invested according to that.
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So here there is a fund direct growth plan
in Kotak NASDAQ, so you can invest in it,
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it has an expense ratio of 0.27%, everything
is mentioned in front of you.
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Now I said that first of all let me show you
my investment.
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Here I am in my portfolio, I have invested
in my portfolio sometime back, so I show my
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existing SIP.
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This is Motilal Oswal Nasdaq100, so I was
talking about Nasdaq 100, then I have started
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an investment of 50000 in Nasdaq 100.
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So I have started with 50000, I do not say
that you also start with 50000.
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You can start at ₹500 or 5000 it doesn't make
a difference.
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It makes a difference in compounding.
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I have told you that if you let the money
compound today, then the result is going to
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come in front of you.
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Let me talk about myself.
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I invest ₹ 50000 in SIP every month.
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I had taken an example before but let's think
that I leave it today and let it compound
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for not more than 50 years for our children
and we assume that we are getting annual returns
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of 14%.
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First of all, you will comment on how this
money will become after 50 years with the
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compounding of 14%.
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Now whatever amount will come, you will keep
one thing in mind as it has increased by 65%
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in the last 10 years.
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What will the dollar be worth in the next
50 years?
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Keep this in mind too and then think how much
this money will be.
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Your senses will be blown away.
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Because, today when I started this video,
I told you that I will tell you something
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special, so that you take compounding from
double speed, then it is a double-speed thing.
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Very few people understand this, not everyone
understands, but the one who understands is
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earning money.
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This is what I showed you that it is a small
investment.
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I invest a lot but I am investing because
I know that these investments will make a
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real edge.
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It is a small investment.
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Meaning investing ₹ 50000 per month is not
a big deal for me.
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I have invested 75000 SIP on finite.
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It is not a Big deal, the big deal is I am
investing, the big deal is I am only 26, the
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big deal is that what I am doing today, will
be best in the future.
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Meaning, if you want to reach the rest of
rupees and thousands of crores of rupees,
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then you must know all these things.
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Very few people know that so I am telling
you.
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I have invested infinite, and you can also
use it in your favour.
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I will put the link to finite in the description
and the comment box.
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You can follow simple steps and can open your
account on finite, and you can start your
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SIP, this is a good habit.
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If your SIP is 200, 2000, 2lac rupees, it doesn't matter.
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It makes a difference by having a good habit,
investing money is a good habit.
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And what you think, you can comment below.
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How did you like today's video, you can tell
in the comment because I get inspiration in
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this way to make similar power full videos
regularly.
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You can like this video to give your love,
finally, if you are watching the video on
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Facebook then follow us and if you are watching
this video on youtube then subscribe and click
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on the bell icon that you cannot miss any
of this video To Start your SIP on finite,
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there is a link in the description and the
comment box, I will see you in
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the next video till the time you go self-made.
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