Best student bank accounts and deals 2022 - YouTube

Student bank accounts often come packed  with freebies and rewards, like railcards,  

tastecards and even cold hard cash. But at the end of the day, you still need to make  

sure the account is going to work for you in the  long term. To help find the right account for you,  

in this video I’ll take you through the best  student bank accounts we’ve seen so far,  

starting with the deal they’re offering and  the key features of the account.  

With the Santander 123 Student Current  Account you’ll get a free 4-year 16-25  

railcard worth £100. The railcard gets you  a third off rail fares, and could save you  

an average of £159 per year. The 123 Student Account comes with  

an interest-free overdraft of up to £1,500  for the first three years of your degree,  

and will go up to a max of £2,000 if you stay  on for longer. This account also offers up to  

15% cashback at some major retailers. HSBC has got your Freshers Week events covered  

with its offer of £100 cash when  you open a Student Bank Account  

and make at least 5 transactions within  30 days of opening the account.  

HSBC is definitely one of the more competitive  student bank accounts, offering an interest-free  

overdraft of up to £3,000, which you’ll get  in £1,000 increments starting from your first  

year. And you can manage your account from  a desktop or via your mobile app.  

Nationwide is another bank offering a sweet cash  money deal! Their offer gives you £100 when you  

open a FlexStudent account and deposit  at least £500 by 16 December, 2022.  

Like HSBC, Nationwide’s student account comes  with an interest-free overdraft of up to £3,000,  

which you’ll get in £1,000 increments  each year. And it has both a desktop  

platform and mobile app. The FlexStudent  account is also one of the only student  

accounts that lets you spend on your debit  card abroad for free. Very useful if you’re  

planning a little summer hols excursion. This  account also comes with a mobile app  

Food lovers on a budget, in other words most  students ever, will love NatWest’s offer of £80  

cash and a free 4-year tastecard, which gets you  2 for 1 or 50% off thousands of UK restaurants,  

plus discounts at the cinema. To get the  cash and tastecard, you’ll need to register  

for mobile or online banking and choose  to receive paperless statements within 30  

days of opening your account. This offer is  only available until 31 October, 2022.  

The NatWest Student Current Account comes with  an interest-free overdraft of up to £2,000. And  

you can withdraw up to £130 without your card  every 24 hours at NatWest and RBS ATMs - very  

useful if you’ve forgotten to take your card out  with you. You’ll also be able to temporarily lock  

your bank card via the app if you misplace it, and  then unlock it once you’ve found it again.  

The Royal Bank of Scotland, NatWest’s sister  bank, is also offering the same deal on their  

Student Current Account. So if you open an account  with them before the 31 October, 2022, and follow  

all the Ts&Cs, you could bag yourself £80 and a  free 4-year tastecard on this account, too.  

And, again, this account comes with an  interest-free overdraft of up to £2,000  

and the ability to withdraw up to £130 without  your card every 24 hours at NatWest and RBS ATMs.  

As well as the ability to freeze and unfreeze your  bank card from the app if you misplace it.  

For more information and to start comparing  the right student bank account for you,  

head to finder.com by clicking this link here.  If you enjoyed this video, like, subscribe and  

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