Is It OK for Women to Ask for Men's Credit Scores? - YouTube

Channel: The Young Turks

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MARKETWATCH REPORTED ON A RECENT TREND OF MILLENNIAL'S
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ASKING FOR CREDIT SCORES WHEN THEY ARE DATING SOMEONE TO
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ENSURE THAT THE PERSON IS FINANCIALLY RESPONSIBLE
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ENOUGH TO CONTINUE DATING.
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I DON'T KNOW HOW WIDESPREAD THIS IS, BUT THE STORY DID
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PROFILED SEVERAL WOMEN WHO SAY THEY ASKED THEIR DATES,
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WHAT IS YOUR CREDIT SCORE.
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SO SHE ONLY DATES MEN WHO HAVE A CREDIT SCORE OF 700 OR HIGHER.
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THEY SAW HOW CREDIT SCORES CORRELATE TO RELATIONSHIPS
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AND THEIR SUCCESS.
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>> I KNOW WHY.
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>>WHY?
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>> TO BE FAIR, THERE AIN'T NOTHING GOING ON BUT THE RENT.
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AND YOU HAVE TO HAVE A J 帽 O 帽 B IF YOU WANT TO BE WITH HER.
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>> I AIN'T SAYING SHE'S A GOLD DIGGER, BUT SHE AIN'T WITH
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NO BROKE 帽
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>> I DO WANT TO CLARIFY ONE THING.
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YOU READ THE STORY AND IT SEEMS LIKE THESE ARE WOMEN WHO
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ARE LOOKING FOR RICH GUYS, RIGHT. BUT IT'S ACTUALLY
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FINANCIALLY INDEPENDENT WOMEN [VIDEO BUFFERING]
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>> THAT IS THE RUB THERE.
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SHE IS ATTRACTED TO ME BECAUSE
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OF MY PERSONALITY, BUT
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THEY
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CANNOT RESIST THE CHARM THAT IS THE THING.
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>> I DISAGREE WITH THE STRATEGY IN DATING.
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IT IS ALREADY DIFFICULT ENOUGH TO FIND SOMEONE YOU HAVE
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GOOD CHEMISTRY WITH.
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BUT YOU CAN'T JUDGE WHETHER OR NOT SOMEONE IS WORTHY OF
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YOUR TIME BASED ON A CREDIT SCORE.
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THERE ARE SO MANY UNFORESEEN THINGS THAT IMPACT YOUR
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CREDIT SCORE.
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IF YOU JUST LOOK UP WHAT YOUR CREDIT SCORE IS, IT GETS
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IMPACTED NEGATIVELY.
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YOUR SCORE GETS AFFECTED IN THE DUMBEST WAYS. I DON'T KNOW.
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>> LET ME JUST SAY, MY WIFE MADE THE INVESTMENT EARLY ON.
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SHE HEARD I HAD THE TALENT, NOW IT IS PAYING OFF.
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BECAUSE NOW MY CREDIT SCORE IS 797.
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>> THERE IS A LOT OF THINGS TO THIS.
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ONE, THAT WOMAN THEY WERE TALKING TO, YOU ARE
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DEFINITELY IN THE MINORITY WHEN YOU SAY THAT YOU CAME OUT
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OF COLLEGE WITH HIGH INCOME AND NO STUDENT LOANS.
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I'M GOING TO GET CRUCIFIED FOR SAYING THIS, BUT IS THE GUY
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ALLOWED TO SAY I WILL SHOW YOU MY CREDIT SCORE, BUT I WANT TO
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KNOW HOW MUCH YOU WEIGH, OR HOW MUCH YOUR MOTHER WAYS BECAUSE
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I WANT TO SEE GENETICALLY HOW YOU ARE NEVER GOING TO GET FAT.
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WOULDN'T BE THE SAME THING?
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I KNOW IT'S RIDICULOUS AND HORRIBLE. MY NAME IS JIMMY DORE.
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>> YOU GUYS OFTEN GET CONFUSED FOR ONE ANOTHER.
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HERE IS THE THING, THIS IS SILLY.
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THE REALITY IS PEOPLE KIND OF GET A SENSE OF THAT THROUGH
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THEIR CONVERSATIONS WITHOUT BEING SO RUDE AND RIDICULOUS.
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>>YES AND NO.
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FIRST OF ALL, I'M NOT GOING TO SAY IT'S IRRELEVANT, BUT
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DON'T ASK FOR THE CREDIT SCORE BECAUSE THERE ARE SO MANY
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THINGS THAT IMPACT IT.
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I DON'T THINK IT IS AN ACCURATE DEPICTION OF SOMEONE'S
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FINANCIAL RESPONSIBILITY.
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BUT I THINK IT IS VERY IMPORTANT AS YOU GET SERIOUS IN YOUR
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RELATIONSHIP TO HAVE A DISCUSSION ABOUT THINGS
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LIKE THAT.
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YOU DON'T WANT TO GET MARRIED TO SOMEONE IF YOU ARE NOT
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READY TO TAKE ON THEIR ECONOMIC BURDENS.
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WE ALL HAVE THEM.
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BUT DON'T LET THAT BE THE END-ALL BE-ALL OF WHETHER
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OR NOT SOMEONE IS WORTHY OF YOU.
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EVERYONE GOES THROUGH UPS AND DOWNS IN THEIR FINANCES.
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>> I DON'T MIND THEM TAKING THAT INTO ACCOUNT, BUT ASKING
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FOR THE CREDIT SCORE MAKES YOU SO CRAVEN IT WILL TURN OFF
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THOSE GUYS AS WELL.
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IT IS JUST A BAD STRATEGY EVEN IF YOU CARED TO GET THAT
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SAME RESULT.
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I CAN'T IMAGINE YOU GO OUT WITH A GUY THAT IS REALLY
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SUCCESSFUL AND YOU ASK FOR HIS CREDIT SCORE THAT HE
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WOULDN'T BE TURNED OFF EITHER.
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>> I UNDERSTAND AND AGREE WITH YOU.
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IF YOU ARE GETTING SERIOUS, THEN YOU CAN SAY IS THERE ANY
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FINANCIAL PROBLEMS WE ARE GOING TO HAVE.
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BUT HERE'S THE OTHER THING.
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IF A GUY HAS A REALLY LOW CREDIT SCORE, THEN HE'S PROBABLY
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GOING TO LIVE.
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IF HE KNOWS HE HAS A 495, AND HE KNOWS THIS IS A MATTER OF
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CLOSING A DEAL HE WILL SAY I AM A STRONG 750. FOR THE TIME YOU
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FIND OUT, I HAVE ALREADY HIT IT AND AM ON MY WAY.
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>>YOU ARE SAYING THAT GUYS WILL LIE ABOUT FACTUAL ISSUES TO GET
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IN A WOMAN'S PANTS?
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>>I HATE TO RUIN THIS FOR YOU, BUT IT HAS BEEN KNOWN.
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>> WHEN I WAS A PROFESSIONAL BASEBALL PLAYER AND PHOTOGRAPHER
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FOR PLAYBOY I HEARD THAT HAPPENED A LOT.
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>>THERE YOU GO.
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>> TO COME BACK AROUND WHY COUPLES THAT ARE ABOVE 750
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STAY TOGETHER, AND COUPLES THAT ARE BELOW THAT BREAKUP MORE.
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HAVE YOU EVER BEEN BROKE BEFORE?
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WHEN YOU ARE POOR, THERE IS A LOT OF STRESS.
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THERE IS A LOT OF BLAME GOING AROUND.
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YOU SPENT TOO MUCH, NO YOU DID. THEN YOU GET AT ONE ANOTHER.
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BUT WHEN YOU HAVE A NICE CREDIT SCORE AND THINGS ARE GOING
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WELL, YOU ARE NOT PICKING AT EACH OTHER OVER WE SHOULD
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HAVE EATEN THAT, OR THIS BECAUSE WE COULD'VE SAVED MONEY.
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WE HAVE BEEN THERE.
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THERE IS A LOT MORE STRESS AND FIGHTING WHEN YOU HAVE
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LIMITED RESOURCES.
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>>ABSOLUTELY, AND I THINK THAT'S ONE OF THE MAIN ARGUMENTS
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THAT YOU SEE IN MARRIAGES.
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I GET IT.
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WITH THAT SAID, DON'T JUDGE A PERSON BY THEIR CREDIT
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SCORE, IT'S JUST UNFAIR TO SAY THE LEAST.