Thank you for your support! Release of The Average A.C.E. - YouTube

Hi, everyone! This is Andrew here.

Thanks for checking in and looking at what I'm doing, recording and sharing over here.

Let me introduce myself first.

A businessman, a writer and I am a family man so I have three children.

I published four books and this is my fifth one that I'm writing right now.

So I'm going to do a closing or subway mid review of the four books that I have done.

And also to share with you the updates as well as more importantly

to thank people who have came forward and supported.

Thanks so much! There are insurance companies CEO

there are very busy businessmen there are also lawyers

Famous doctors, many friends came and wrote very good

and very nice recommendation for me

and endorse the book and more importantly actually

they helped me on my writing journey. Thank you so much for doing this.

Thank you!

Actually to be honest I think I have

been in financial planning for 20 years and realized that many people do not

take care of their estate planning or do not have the knowledge or know how

on how to go about doing it properly so i decided

to write a simple book for people to

have a quick understanding of the importance of estate planning and

also know how to go about doing it and it is important, especially for Chinese readers to have

access to these books so that's why i actually went on to

translate my English books to Chinese

so that all together are four books two English one and two Chinese one

I realized actually in Singapore a lot of us

actually tend to write and publish only English book and there are

no such thing for a Chinese reader at least not enough

and so I decided estate planning is something that

will really benefit people because these are the people that really know want to know how to go about

doing that and another problem that I saw was that a lot of advisors and lawyers they are

very good in using English and when they come to

explaining and covering the clients on

Chinese or speaking client on the resources are not there.

The assistance is not there so I hope this book can actually help them.

How does the event and my book sales benefit my readers actually you know when I think about it and then

receive a lot of feedbacks from people who

have came forward and then I think the readers get the

clearer picture of the importance of having their estate plan being

organized and done with and they also get given an

avenue to approach us to consult and take actions. I'm bilingual so that is also one of the

thing and more important I'm caregiver and also

I'm a layman and not legally trained so in a way maybe I can

understand I'm on their side to understand what is

necessary and what is the important thing

and most of my readers actually have gone to have their estate planned

organized by doing up their Wills and their advanced medical directive AMD

their lasting power attorney LPA and also organize their asset inventory to

make sure that their loved one know where the money is

what and where's the title and what's the

insurance, which bank whatever that kind of thing

to make sure that there is actually very good records

for easy reference in case there's an unfortunate event or their demise

if they pass away and I also help them with this

and also do up a care plan and letter of wishes that i just checked just now so many of

them have this at the back of their mind and

actually they wanted to have this done

but they actually do not have the time and resources to implement

so I actually created the books and I created events I created all these

and to actually make sure first of all they have understanding

and because I actually have some time

to actually help them actually even provide a

sponsored because that will actually help

make an easier relations sponsorship to actually help them to start doing

something so a lot of time I will give them

reminder to actually ask them to take actions

otherwise they might have to come for my seminar again and again

if they're not taking actions so I'm really happy to see

them feeling more at ease after settling this part

of very important part life priority and if you think about it, why a lot of us are working hard.

Most likely we are working because of our loved ones and we are also worried about that if

anything happen to us, what's going to happen to our loved one

so why don't you plan it ahead and get it started and done with

and i thought this is something more important especially to the caregivers

since I'm a caregiver myself so as you can see the books and the event help

hand-in-hand to make an impact on these people and I think they have benefited much from it

so in all we have helped more than a few hundred people to get their estate plan organized

I cannot emphasize actually enough on the importance

of estate planning there are many stories but let me share one of which

is the most unforgettable for me so I actually

posted this on my social media before.

I have this friend and a lot of people will talk behind her saying that she is very stingy

but I think that she's very frugal and thrifty in her lifestyle

a lot of time we make past judgement comment without knowing what is

behind the scene right so this girl she have an old age parent and at the time

when she passed away that point time the father was 90 years old

so she didn't have a high education like some of the Singaporeans here and

it's known that the payroll salary would be quite low so if she want to make sure the parent is taken care of

and she have to also take care of her expenditure

so having a low salary then, she had to be frugal and thrifty. Every single cents counts and

so when I met this lady, she's very special, she won't take advantage of anyone. I met her so many times, I think

10 to 20 times and she have never asked me for any tea or coffee

so even though there's once I actually wanted to buy her a tea,

she was very firm and rejected my offer

so I really don't see that in many people. Sometimes I also take confrontation ask for coffee from my client

myself so you see and there's one time I told her "hey I bought this bird-nest and then why not give your father".

She actually outright rejected me. She was very firm.

The lifestyle that she have, she don't spend money when she travel out to work

she only have two slices of bread for her lunch

and she saved all the money because she wanted support her parents

and her own lifestyle. Wow, I was very impressed.

This is really something very highly respectable. More than 10 years ago, I actually helped her to do a will

without any charges. She was the first one that actually I wrote the will.

there were two incidents

another one is actually the daughters, both the daughters they were

complaining that their medisave are running out because of the medial fee

of her mom is so expensive that all the

medisave are wiped off and they are

really very cash tight so i actually went on to

study on how to write a will and I found a course under NUS under professor Catherine Tay and I learned how to

write you, so I immediately produced one will for this client and

another one so both of them sadly the other one

the mother also passed away a few years ago

so amazing right? The first two that I wrote for, they all passed away. Anyway coming back so the one that I

actually I started writing for her right, the family actually came

forward and came to me and tell me that they want to thank me

because for helping her to wrote her will and so what's the big deal about that

actually what happened was that this lady,

she was putting a lot of effort to help her father to recover from cancer

and she spent a few hundred thousand dollars to treat her father as there are no

insurance so it was actual cash after that she has a depressions and then she committed suicide

which actually became a police investigation but surprisingly they

found her will and they were like "at least

there's a will that was written many years ago"

so it actually really helped to organize and tidy up the

money aspect despite there's an investigation ongoing

so they thought why not I give you this money since you are writing a book

and they actually want me to give away the

200 copies of books to my clients because they also want my clients to

actually start doing it because everyone know

that they have a duty in a way that they actually didn't

get their will or estate plan done so this

this course is a very nice cause from this family i thought i want to share with you and

hopefully that will actually help people to get awareness

okay and now i'm decided to actually add in three more so everyone

have a volume of the book and also as much as possible to

actually spend a few minutes with everyone that I met up to let them know

it is important, it is time to do something about the estate plan

Actually, all the books sales proceed have been donated so in a way it actually benefits

some of the Singaporean when I started doing this like writing a book or

publishing it, I didn't have the intention to

make it a money-making machine or money-making idea

so I wanted to help people

so this book is already out to help people with

estate plan and also to give it to the people in need

especially the caregivers. The beneficiaries of the book sales are

caregivers alliance limited.

The caregivers that are actually trained and take care of the caregivers

who have children or loved ones with mental health conditions

my son study in St Andrew Autism School so I am also donated to St Andrew Autism Centre.

HCA Hospice Care I think is the right platform because they take care of people who are in the last

journey of their life in the hospice so HCA Hospice

I also have donated a few thousand dollars. Additionally, I have created a mobile app

for the estate planning that I shared just now, for any user to track

to make sure that money is being monitored and tracked so that no one

can actually argue or judge or comment or run down

the loved one because money went missing or is not accounted for

so I hope with all this effort and that what I'm doing

the people are getting more benefits and I really want to thank people who

have supported me, whatever you are supported.

This book has gone to an extent that I didn't actually imagine

or expect that it has I'm sure it has impacted people and so for people who have supported,

thank you very much and for people who have benefited,

do share with people you know of let them know about this benefit

don't keep my book as a secret, please help to share with people that

you know of. And I hope everyone have a peace of mind

love your loved one and take good care of yourself,

self-care is very important! Take care. Bye! See you soon!