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Synchrony Bank Store Cards - Fair Approval Store Cards Easy Credit Approval - YouTube
Channel: CreditFast
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- Synchrony Bank store cards
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tend to have easier credit approval,
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especially if you have
fair to good credit.
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In this video,
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I will be talking about the
best Synchrony store cards.
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Also three of these store cards
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have prequalification applications,
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and that can help you avoid
a hard credit inquiry.
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So, let's get started.
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The first Synchrony store card
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I will be talking about
is the Amazon store card.
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Obviously, so many of us shop at Amazon,
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so it'd be helpful to
have an Amazon store card,
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which will earn you 5% in rewards
if you are a Prime member.
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Also, another benefit
you do get with this card
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is that you have the ability
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to split up your payments over time.
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So for that reason,
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the Amazon store card is going to be
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a really good card to consider.
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The next few store cards
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also let you spread
your payments over time.
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They are the Home Shopping Club store card
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and the QVC store card or the Q Card.
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These two store cards allow you to
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take advantage of special offer and deals
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when you are a card holder.
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Now HSN and QVC are owned
by the same parent company,
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which means you can apply
for either the HSN card
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or the Q Card and use it on either site.
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So a very popular store
card is the TJX store card,
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which is a store card that
you can use at T.J. Maxx,
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Marshall's, Home Goods and
a few other retail outlets.
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The benefit of this card
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is that they will give you
10% off your first purchase,
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and then after that
you earn 5% in rewards.
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These rewards certificates,
whether you have them on an app
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or through a paper statement,
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they are good, valid, for two years.
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Also, they're going to notify
you of special promotions.
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So that's another benefit
of having the store card.
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The next store card I'm talking about,
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I'm really excited about because
I just got this store card.
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It is the MyWalgreens store card.
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I'm so excited about it
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because I'm already a
regular Walgreens customer.
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I'm part of their regular
Walgreens rewards program.
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Now that I have the Walgreens store card,
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I'm earning rewards at a much faster rate.
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With this card, I'm earning
5% on most Walgreen purchases.
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There are some exclusions.
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And then if you buy Walgreen
brands, you earn 10%.
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So like I said, this is
a really fast, easy way
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to earn a lot of rewards.
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And I'm finding that out already.
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In addition to that, I know
from personal experience,
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they have a pre-qualification
application that I used
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before I officially applied for this card.
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Once I knew I got approved,
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I did the application and I
got this card, no problem.
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So if you're looking for
a useful card to a store
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you're probably shopping
at already regularly,
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you should look at the
MyWalgreens store card.
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And some people may say it's
a little bit more expensive,
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but I'm a regular shopper.
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I know what
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I can get a good price at Walgreens.
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And when I shop those
deals on top of 5%, 10%,
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I'm really doing well.
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So this, from my personal recommendation,
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you should consider
getting this store card.
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The next store card I
will be talking about
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are the GAP cards,
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which would be either GAP,
Old Navy or Banana Republic.
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I was able to find
prequalification applications
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for both GAP and Old Navy.
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I did a review video on this
set of store cards already.
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If you're interested in learning more,
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you can watch that video.
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I'll put a link in the description.
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Otherwise, this store card
has a lot of benefits,
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special deals,
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if you are a regular shopper
at these clothing stores.
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So if you're interested,
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you should take a closer look at GAP.
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A well-known store credit card
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that's been around for so long
is the JCPenney store card,
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the JCPenney store card, on their site,
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it's pretty interesting,
they'll actually tell you
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what credit score they're looking at
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they're starting to
consider applicants for.
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And that is 640.
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So if you have around the
range of a 640 credit score,
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then the JCPenney store card
could be a right fit for you.
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They will allow you to earn rewards.
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You get special deals and offers
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and you can spread your
payments over time.
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So,
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if you shop at JCPenney's,
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you should definitely consider this card.
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If you found this video helpful today,
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make sure you hit that like button.
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Subscribe if you want to see more.
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And if there is a favorite
Synchrony Bank store card,
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especially if I didn't talk
about it today in this video,
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make sure you leave it in
the comment section below.
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Also, you might not be
a fan of Synchrony Bank.
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Let us know why.
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Okay, so the next store card
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we're going to be talking
about is the Lowe's store card,
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which is a really good
option for homeowners,
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especially new homeowners
and general contractors.
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This card will give you 5%
off on all your purchases
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or special financing terms.
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Not only that,
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this is one of the
Synchrony Bank store cards
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that offers a
pre-qualification application,
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so you could fill it
out and then from there,
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find out if you have a good chance
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of getting approved for this card.
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The American Eagle Outfitters
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is a clothing store for men and women.
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This is a store that offers
a three tiered reward system.
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And if you apply and get
approved for this card,
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you are automatically
graduated to the second level.
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Not only that,
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this card will give you 30%
off your first purchase.
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And then after that you earn rewards
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on all your clothing purchases.
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You can
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either shop in store or online.
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So these are what I consider
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the best Synchrony Bank store cards.
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If you want to learn more
about different store cards,
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consider watching this Comenity Bank
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shopping cart trick video.
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It'll tell you more about
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different store cards that are out there
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and how to get approved
for them, potentially,
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without even a hard credit inquiry.
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Thank you so much.
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You made it to the end.
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I love it when you guys
make it to the end and
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I appreciate it.
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And I'll see you next time.
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