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Amazon Pay Later EMI | How to Eligible, Benefits, Apply, Activate, Register, Use, Interest rate - YouTube
Channel: Unlocking Something
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Amazon Pay Later EMI
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Friends, when it comes to
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buying any product from Amazonon EMI or No cost EMI
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So Amazon has a service
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Under which we have to
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buy any product up to 60000 from Amazon
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No credit card or debit card is required
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So in this video we are going to know this
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What is this Amazon pay Later EMI?
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Which ones do they get and how
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What documents do we need to be eligible for this?
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You can become eligible in Amazon pay Later
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by following which Terms & condition
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If you already have this Amazon Pay Later
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Using Amazon Pay Later,
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how can you buy any product
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from Amazon on EMI or No cost EMI
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How much do you have to pay the downpayment
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That is, how much money you have to pay
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when buying a product
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How many months do you get for paying Installmet?
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How much percent interest does it take
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That is, how can you
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complete the payment of Amazon Pay Later
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How can you increase Amazon Pay Later credit limit?
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And the most important thing
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That a lot of people say here
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Is not being given the option to register
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in Amazon Pay letter on their Amazon
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So why is this happening
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And how will they get the option
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Some people also say this
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If we buy any product by using Amazon Pay Later
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So we have to pay a lot of extra charges
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So is it correct
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And if true then after purchasing the product
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Which extra charges will we have to pay
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We will know all these things in this video
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So let's know
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Amazon Pay Later
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Which was previously called Amazon Pay EMI
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This is a service from Amazon
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Under which you can buy any product
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up to 6000 rupees from Amazon
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Can buy at EMI or No Cost EMI
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It is available on both mobile and desktop.
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But you can only register it from mobile
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It takes
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Amazon's wallet is Amazon Pay
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there is an option to register you on Amazon Pay Later
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When you register in Amazon Pay Later
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So you are given a credit limit
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during the registration process
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You are also given a credit limit of the amount
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Up to that amount of product you can get from Amazon
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You can buy on EMI
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or if No Cost EMI offer is going on
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So you can buy no cost emi
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So this is Amazon Pay Later EMI
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Apart from this, there are many more Surrey Benefits
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Like this is the first benefit
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To buy any product on EMI from Amazon
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under Amazon Pay Later EMI
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You don't need a credit card
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Here processing fee and cancellation free
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Don't have to pay both
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Third perclosure charge
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You will know whenever you buy any product on EMI
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Or take a loan
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So while making his repayment
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Like if you buy a product for 12 months on EMI
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You have paid for 6 months EMI there
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And for the remaining 6 months,
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you want to pay the total amount in the 7th months
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So there in that condition
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To pay you to have to pay preclosure charges
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But that preclosure charges do not have to pay
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in Amazon Pay Later EMI
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Also, you do not have to do any Downpayment here
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That is, you have to pay 0 rupees to buy the product
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Apart from this, there are many more benefits
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Keep watching the video,
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you will get to know about all the benefits ahead
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Now it comes here
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To be eligible for Amazon Pay Later EMI
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You have to follow some terms and conditions
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Like this is the first condition
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That you must be at least 23 years old
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Second condition you must have an Amazon account
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Whose mobile no. & email Both must be verified
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Your CIBIL score should be good
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The product you are about to buy from amazon
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It also has a condition
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Like whatever product you are buying
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That Silver, Gold, Amazon Pay Gift Card,
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Amazon Pay Popup
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These four things shouldn't be
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And whatever product you are going to buy
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It should not be from the global store
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That is the product you are buying from amazon
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It should be from the Amazon.in
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Only then you will be able to use this service
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So this is conditioned friends
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Now it comes to buy the product here
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What documents will we need
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First of all
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You must have your PAN Card
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Second here
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A valid address proof is also required
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Under address proof you can use
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Aadhar card, Voter ID Card, Passport, Driving Licence
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Or you can give any utility bill
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Utility bill must not be older than 60 days
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After that, a bank account will also be required here
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It is even better
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if you have an ATM card in your bank account
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So here all these documents are required
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So if you are following the terms & conditions
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And you also have these documents
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Then you can be eligible in this service here
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So now it comes
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That if you are eligible for Amazon Pay Later
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So how do you register in amazon pay later
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How to activate amazon pay later
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You don't have to do much to get activate
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Normal you have to go to the amazon
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And the three lines which are seen in the left side
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you have to clickk on that
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As soon as you click on it
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So below is an option of Amazon Pay
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You have to click on it
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Then Amazon Pay dashboard will open in front of you
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If you have never used Amazon Pay before
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So here on Amazon Pay will ask to register
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So usually you come to Amazon Pay Dashboard
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You see the Amazon Pay balance where it shows
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Next to it, you will find
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Amazon Pay letter written inside the box
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And inside the box
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will be written Get Started in blue color
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You have to click on get started
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as soon as you click
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Then you will be sent to a new page
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Where some people will see a button of
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"Activate in 60 Second"
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For Some people there
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A signup button will appear
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Then you have to click on it
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as soon as you click
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You will then be moved to a new page
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Where you will see a column
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In that column, you have to fill your PAN card number
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After filling the PAN number,
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you have to click on Agree and Continue
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Then you will be taken to a new page again
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Where you have to fill aadhar card number
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So on that, you fill the Aadhaar card number
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And then you click on Agree and continue
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Then the mobile number registered in your Aadhar card
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He will have a tip
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And a column will open again to fill the OTP
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So here it is in the column containing the Validate OTP
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You have to fill the OTP
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And then click on Agree and Continue
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Then some popup will appear on that processed
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In which your details will be verified
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Then your profile will be evaluated
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And lastly here you will be told your credit limit
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Here whatever credit limit is being shown to you
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Till that amount's product you can buy from amazon
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You can buy on EMI or No Cost EMI
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It is also a credit limit increase.
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We will know further
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how the credit limit will increase in this video
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So again you have to click on Agree & Continue
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You will then be taken back to a new page
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Where will be an option for setup auto repayment
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so what does that mean
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Friends, whenever you find a product under this service,
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buy on EMI
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You will have to make a payment
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after purchasing the product there.
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So if you forget to do EMI repayent for any reason
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So here
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So if you will complete this setup
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So on this, a bank account will ask you to connect
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Debit Card and Bank Account
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So as soon as you connect
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And after that if you buy any product on EMI
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And get carried away repayment emi
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Then automatic from that bank account
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EMI amount will be deducted
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And you don't have to give late fee
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So if you want to setup, do it now
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Otherwise When you buy the product
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Any product on EMI under amazon pay later
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Then you will also be given
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the option to setup auto repayment
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So from here you can also SKIP
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So this way your registration process completed
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After the registration process completes
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Now comes
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How to buy product on Amazon under Amazon Pay EMI
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You don't have to do much to buy product on EMI
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Normally, the way you buy any product at Amazon
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The same way you have to buy now
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Checkout
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Select the address
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And to come to the payment gateway
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The first option you were getting in the payment gateway
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will be available
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But if you have got the option of Amazon Pay Later
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You will get another option of Amazon Pay Letter below
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Here is another condition
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If the price of your product
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You have a winning credit limit on Amazon Pay Later
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Will be less than
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Only then you will get the option of
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Amazon Pay Letter in the payment gateway
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Select Amazon Pay Later
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As soon as you select here
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Then you have to choose the
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EMI month Or Installment time from here
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That is, for how many months
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do you want to buy the product on installment?
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His option will also be shown on this
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Here at friends EMI month
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You can get an option from one month to 12 months
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So for the months, you want to buy this product on installment
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You have to select the option with that month
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You will also be told of interest here as soon as you choose EMI Month
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That is if you buy this product for the same month
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So how much interest do you have to pay
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He will be told in front of the EMI Month
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So you will know from there how much percent interest will be charged
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Same if
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No cost EMI offers on your product will be going on
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So there will be written "No Cost" in red color
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So that you have to understand,
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With this product, you are getting no cost money
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So as soon as you select EMI Month
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You see how much interest is felt on the interest there
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And then you continue
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So an OTP will come on your number
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Fill the OTP
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Then your order will be placed
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So in this way under Amazon Pay Later EMI
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Can order any product
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Now it comes to
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While ordering here, we will not have any payment
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That is, when ordering, we have to pay 0 rupees.
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But from when do you need to pay installment
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There is also time to pay for installation
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Here if you from the 1st of the month
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Buy any product using Amazon Pay Later until the 15th
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Then your first EMI will be cutting on the 5th of the next month
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The same if you from the 15th of the month to the last of the month
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Buy any product on EMI
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Then you have to do the first installment in next of next month
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That is if you order any product from Sep. 15 to Sep. last
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So there you have to pay the first installment on Nov. 5th
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So in this way, your first installment will be deducted here
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And after that, for every month you buy the product on EMI
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Your installation will be deducted on the same date every month
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And in this way, your repayment will be completed
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Now it is said that a lot of people have to say
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That here
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To register amazon pay later in their Amazon account
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Option is not given
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So why are the options not being offered?
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There are 2 reasons for this to happen
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Here is the first region
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That some people for whom this option is not being given
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Those people are not only eligible for amazon pay later
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Their CIBIL Score is not good
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So those whose CIBIL score is not good, improve their CIBIL score
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You will surely get Amazon Pay Later
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2nd problem is
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That this service is being given to some limited Customers right now
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Not everyone has received this service
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So if you need Amazon Pay Later soon
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Need in 1 - 2 days
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So you go to your amazon account normally
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Search amazon pay later
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As soon as you search in front of you
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An Amazon Pay Later option will come before the product
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You have to click on Amazon Pay Later
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You will then be sent to the Amazon Pay Later page
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Where all the features of the amazon pay later will be mentioned
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And there will be a question under the same
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Will you interested in getting amazon pay later in the near future
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And below that, you will see 2 options
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1. YES, 2. NO
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Then you have to select YES and submit it
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If you do this
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And you are also eligible for Amazon Pay Later
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That is, your CIBIL score is also good
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Then you will get the option of an Amazon pay letter in 1-2 days
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The other problem is that
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Some people say
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That if you buy any product from Amazon using Amazon Pay Later
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So you have to pay a lot of extra charges
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So let me tell you, friends, here, you get very few extra charges
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The extra charges Amazon Pay Later takes
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You will find the list of all those extra charges
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in the top comment in the comment section
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Why we didn't tell in the video
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Because extra charges change
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And we can't change the content of the video
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But I can update in the comments
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So from there you know
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What extra charges to pay in Amazon pay Later
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And then you can use Amazon Pay Letter
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So guys if you liked this video
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So you can like this video
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And if you find anything bad in this video
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Or do you have any suggestions for me
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Then you can comment in the comment box of this video
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So that we can improve our upcoming videos
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And friends if you have a similar topic
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Are there any important questions
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So you can direct msg me on our social media handle
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Like you can direct message on the Facebook page or Instagram
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You will be replied to immediately
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To watch the video at last
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Thanks.
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