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M1 Finance - Stock Market Open On Banking Holidays - How To Target Specific Stocks Buys M1 Finance - YouTube
Channel: BrentInvesting
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hello everyone and thanks for tuning
into the financial investor channel my
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name is Brent and today we're going to
be covering on m1 finance what exactly
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happens when the financial institutions
are closed but the stock market remains
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open now there are certain days during
the year such as Columbus Day a Veterans
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Day and many others here but the stock
market remains open but the financial
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institutions are closed so in this video
we're going to be going over what
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exactly takes place here on m1 finance
so if you are brand new to my channel I
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do make stock market personal finance
real estate investment but it was every
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single week so consider subscribing and
let's go ahead and get into it the banks
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will be taking the day off I'll be on
Baker's hours I'm off on Monday so but
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the stock market will remain open people
individuals stock market investors can
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actively trade on the stock market so
what exactly happens over on m1 finance
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well a couple days prior to this day
that the financial institutions were
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going to be closed we started notifying
everyone that we will be closed on
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Monday November 12th and recognition of
Veterans Day so you get an email saying
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hey we're gonna be moving money into
your account here on Friday so for
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example I put in three hundred and
thirty dollars every single Monday but
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because Monday falls on Veterans Day
they move the money into the account
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here on Friday and you can see here we
have three hundred and thirty dollars
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and ten cents in cash and our portfolio
has estimated trades so they move money
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into your investment account your broker
account and now you just sort of sit and
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wait until Monday and on Monday when the
markets open m1 Finance has a trading
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window it's I believe it 8:00 in the
morning somewhere around that time 8:00
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or 9:00 p.m. depending on where you are
I live over here on the west coast I'm
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in Oregon so I believe all of our trades
take place at 8:00 a.m. so depending on
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what is currently up or down here
actively we can see that m1 Finance will
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automatically invest your money if you
have the funding chosen here for
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auto invest so if your money exceeds $10
sitting in cash and one finance will
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automatically invest the entire balance
if you want to set it up a little bit
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higher you can bump it up to fifteen
twenty thirty dollars that way if you
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have a lot of dividends coming in say up
to two hundred three hundred dollars you
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can have it sit there for a little bit
wait for stocks that you want to invest
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in and then pick those specifically
otherwise you can just let M one finance
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decide for you or if you just don't want
to have your money invested at all you
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can kind of just have it sit in there
and a bucket kind of building up or if
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you're trying to retire and use those
dividends you can just turn it off and
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withdraw those dividends into your own
bank account so those are our funding
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options there so we have three hundred
and thirty dollars and ten cents sitting
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in cash waiting to invest here on Monday
so what is that you know what exactly is
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going to take place so right here we can
see that our portfolio has estimated
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trades if we were to select this m1 a
Finance will say estimated trades okay
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tomorrow morning the trading window
begins at Monday through Friday 9:00
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a.m. Central time so Central time is one
hour ahead of me so yeah ADM is when
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these trades will take place actual
trades may slightly vary so may vary
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slightly from estimated trades as prices
do fluctuate so right now we can see
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that Apple is set up to have an amount
of a hundred and sixty eight dollars and
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96 cents sent into it and Cisco is here
it's gonna be placed in one hundred and
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sixty one dollars and thirteen cents
that'll make up three hundred and thirty
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dollars and nine cents so I'll have one
cents in in there in cash but that's
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completely fine at least in this way I
do have all of my money you know most or
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all of my money working for me and it's
specifically targeting stocks here that
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I wouldn't otherwise be able to buy you
know apples trading at two hundred and
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four dollars currently right now so I
wouldn't normally be able to buy a
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complete share of Apple on Merrill edge
on Robin Hood and so on but on the m1
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finance platform which we covered many
times over over the benefits of
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investing here in the self-directed
individual account partial trades free
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trades and such I'm able to buy a
partial share a half a partial share a
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little bit over half a quarter share of
Apple and then a few shares here of
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Cisco
but say for example what if I don't want
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to buy Apple I don't want to buy cisco
right now say that here
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if we look at our total gains for the
year Cisco is up twenty two point eight
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eight percent of my portfolio and Apple
is up 18.09497 are
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equity and Apple is that a six point
three percent out of our target of seven
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percent that's a difference of 0.7 right
there Cisco is sitting at six point four
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out of seven that's a difference of
point six now we do have Johnson and
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Johnson here at a difference of 0.7 as
well so I find it kind of weird that
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Johnson & Johnson or even WP Carey here
sits in a ninety six point one out of
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seven is actually actually not shown up
as first but of course these are all
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estimated trades these aren't exactly
what m1 Finance will place if we can
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click here on how exactly m1 Finance
trades we've already discuss it in many
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videos it goes and it takes a look at
your equity percentage to your target
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percentage and then it picks those
specific stocks you can choose to invest
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specifically into stocks so what I've
done here in this example I went ahead
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and sorted at bike gains so I have a few
more winners than I do losers here we
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had a bunch of stocks here down towards
the bottom that were actually in the
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negative by quite a bit you know a much
larger percentage we had Stanley Black
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and Decker that was down 25-30 percent a
couple weeks ago we had all trio that
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one that was down twenty twenty-five
percent just a few weeks ago Kimberly
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Clark was down pretty hard so these have
came off their lows caterpillar and
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Avery are currently in that twenty
percent down range so these are at a
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discount of over 20 percent from where I
purchased them whereas Apple and Cisco
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are sitting up here at the top if I make
a purchase in the Apple this is gonna be
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a verging up my position I bought Apple
in that you know this is showing that my
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average stock price is a hundred and
eighty bucks that's because over just
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here the last couple weeks or so I
bought into Apple just a couple weeks
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ago at $1.99 I believe I bought it into
again at 198 but I've been kind of
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averaging up my position from the
initial buy point of 165 so what I want
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to do is not really target Apple
and my upcoming my upcoming money
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transfer it because it be averaging me
up my average share price is currently
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down I don't find Apple right now any at
a high discount in comparison to a few
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other positions so inside of you know
including this one and my estimated
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trades I may choose to invest in a few
other stocks and this can be done here
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on m1 finance by specifically targeting
stocks here but so here for example I
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went ahead and sort of these buy the
lowest down to the highest down and what
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I've gone ahead and done is because
these are all dividend stocks I like to
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use dividend comm so if I want to target
specific money to move my money into I
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can look at when they're ex-dividend
date is and kind of do a double capture
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I can buy those stocks back at a or I
can buy additional shares at a discount
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of you know two to twenty percent at a
discount with ex-dividend up with a
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higher yield on cost and lowering my my
initial average unit cost so JPMorgan
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ex-dividend just recently came back you
know came up just a few weeks ago I got
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already paid out those dividends here on
the 31st of November October so JPMorgan
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it already came and gone kimberly-clark
has already came and gone Lockheed
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Martin is going ex-dividend here on the
30th of November that's just a few weeks
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away
I believe it's three weeks away here and
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then we would get paid out about a
dollar 20 cents per share we could
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actually scroll down here towards the
bottom woo they would pay out two
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thousand twenty cents per share and they
are currently down in my position here
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Lockheed Martin down three point three
one percent so if I wanted to add a
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little bit more to Lockheed Martin I
could lower my my yield on costs I could
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lower my unit cost average and I could
pick up some more shares prior to
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ex-dividend which would increase my
dividend payout going kind of forward
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ultrium
they've also already gone through a
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ex-dividend and PLT back then in October
I'll add V this one I still have a
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little bit of time to kind of average
down in this position if I do want to
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it's only down here around four point
seven eight percent it's not a huge
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discount right now in comparison to
where it had been
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pass it has kind of slightly started
moving up in the positive direction but
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they've recently did increase their
dividend payout from 96 cents we now at
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dollar seven per share so it's a very
nice rate hike or a dividend hikes there
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and they're not going exit until January
14th I still have some time to buy some
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more shares until this one does go
x-division Stanley Black & Decker again
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towards the end of the month this one's
going ex-dividend on November 29th
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they're paying out 66 cents per share
they didn't increase their dividend just
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not too long ago I bought them during
the initial I've held them for the past
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three months now I believe right around
to three months now I've already
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received a dividend payout from these
ones back in September so they're a
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monthly a quarterly paying stock here so
I may add some more positions to Stanley
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Black and Decker this one's going to X X
dividend so Lockheed Martin Stanley
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Black & Decker both of these have been
paid out giving us for more than 10
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years so those are high probable stocks
to add into we also have AT&T that is
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currently down in the position we have
caterpillar that is currently down in
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the position and we have Avery that is
currently down in the position this was
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going ex-dividend on the 4th of December
so paper and paper products this one has
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came down I believe this one was due to
tariffs but I haven't covered a whole
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lot I haven't really looked into this
one I know trip Triple M got hammered
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they're also in the sticky notes and
what's a tape tape consumer goods very
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industrial sort of company and they've
been hammered recently due to tariffs as
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well so I believe this one sort of
within that same area kind of getting
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hit by those tariffs so this one could
be a good one to average down on as well
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so the three here that I'm going to be
using in my example are Lockheed Martin
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Stanley Black & Decker and Avery now I
do want to buy into five stocks so what
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we can do is we have three hundred and
thirty dollars to buy into we can divide
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that by five we have sixty six dollars
that we can add into our positions here
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so I'm gonna go ahead and target
Lockheed Martin move here click Lockheed
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Martin I can go ahead and select buy
sell go ahead and open up my order
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status I have four hundred and twenty
five dollars of them that's fine I'm
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gonna go ahead and push $66 towards the
specific stock go ahead and hit continue
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and confirm and I'm gonna go ahead and
do the same here for Stanley black and
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I just moved back to my portfolio look
for Stanley Black & Decker go ahead and
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buy sell that one go ahead and punch in
66 bucks continue and confirm and there
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we've got we moved back into our
portfolio and we do the same here for
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Avery I'm gonna go ahead and buy and
sell this one this one you know it's
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been paying out dividends for the past
seven years probably will continue to
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pay out a dividend during downturns if
we look at what they did in the past
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they did cut their dividend between 2009
and 2011 I believe yeah 2011 that
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started kind of rising back up so this
one could be a little bit risky they
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don't cut it they didn't you know it's
basically a half a cut there so they
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they cut it by 50% so what General
Electric that initially but then they
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cut it down to a whole set so this one
because of that I may just add a few
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more shares into this one they have such
a low payout ratio that you know what
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I'm not too worried about adding a
little bit more cash into them it'll
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lower my my unit cost average it'll
increase my yield on costs they're not
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huge positions they're in my portfolio I
believe they're at a 1% or 2% within my
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total portfolio
I don't specifically target them so here
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they're at a 3% or at a two three point
four percent right now but all of these
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other ones here not a whole lot kind of
going into them I could average down on
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AT&T let's see where's AT&T currently
sitting at as far as share price so they
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have came off their lows of $30 oh
that's my average share price what are
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they at right now
$30 and 69 cents so I could add a little
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bit more into AT&T it's not going
ex-dividend any time here soon but we
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can go ahead and add a little bit into
this one as well and these are all for
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example I'll probably yeah we can cancel
a few of these as well so there we have
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our portfolio now you're saying okay you
did all these trades you selected these
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socks to add your money into what will
happen on Monday well we can come back
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over here and we can actually take a
look now at our portfolio estimates we
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can click on it and here we initially
had Apple and Cisco but now we can go
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and look in here we have Avery we have
Lockheed Martin Stanley blackened
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AT&T with all $66 these are guaranteed
to happen on Monday Apple and Cisco they
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may not completely take place it could
not invest in Apple at all I cannot
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invest in Cisco at all they could add a
little bit more it could use that $66 to
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average into a few other stocks that are
currently down in my portfolio it could
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actually tack on a little bit more into
these specific stocks but I know that
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guaranteed on Monday m1 finance
currently will add 66 bucks here to ABY
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66 bucks to Lockheed Martin 66 bucks to
Stanley Black & Decker and 66 bucks to
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AT&T so that is how M one finance you
know what it does when it is going into
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a sort of financial institution all day
where it takes a day off and you're
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still gonna have money in your account
you can still actively trade and that is
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how you can target specific stocks if
you want to have your cash kind of built
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up on the side your dividends and your
cash reserves set up to not invest
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automatically you could go about this
way targeting specific stocks
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researching you know and looking at
stocks going x7e here soon I believe WP
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Carey is kind of going ex-dividend here
again as well there are feel the ones
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here that I probably could whoops I'm
not too afraid with averaging up in
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their positions I don't know why I can't
specifically type that in there there we
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go let that one load maybe this one did
already payout a dip in here recently so
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yeah they just paid out here in October
so they're not gonna go extend and again
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until sometime at the end of December in
2018 so that is all I wanted to cover in
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today's video what exactly takes place
when the markets are open but the
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financial institutions are closed and
how you can target specific stocks with
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an m1 finance to buy stocks individually
here you can see that these stocks now
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are they have trades actively going into
them if you wanted to cancel out of
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these say hey for example I don't want
to be adding any more money into AT&T
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you can go in here select cancel and
select yes cancel that buy and now if
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you were to look at your portfolio
estimated trades AT&T would be removed
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from that guaranteed purchase there on
Monday so that is it for today's video
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if you did like the video hit that
thumbs up button below if you learn
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something new you know I always like to
share as much information as I can and I
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had a couple people asking me hey
markets are gonna be open but the
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financial traditions are gonna be closed
what exactly is going to happen so
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here's the video for all of you and that
is basically yep hope you guys enjoyed
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it if you guys did hit that thumbs up
button below share it with your friends
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and thank you all for tuning in I will
see you next time have a great day bye
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