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Credit Dispute Letter: Send This Letter:Watch What Happens: - YouTube
Channel: Client Dispute Manager Credit Repair Software
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mark Claiborne here founder of startup
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credit repair business comm your mentor
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your coach and your lead generation
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master now today's training we're going
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to talk about the creditor dispute
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letter that's right
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the creditor dispute letter now in the
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last video that I did we talked about
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debt validation letter now in this video
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we're going to talk about the creditor
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dispute letter now the question is what
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is a creditor dispute letter and why is
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it different from any debt validation
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letter and why is it different from just
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a basic dispute letter to the credit
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bureau now a creditor dispute letter
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allows you to dispute directly with the
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creditor chase Wells Fargo Macy's
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wal-mart these are your creditors these
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are the people or companies
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organizations that place the negative
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item on the credit report so they report
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it to the credit bureau you went late
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your customer went late the creditor put
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the information on your credit report
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now the law not an attorney so don't
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interpret this as legal advice but the
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Fair Credit Reporting Act allows you now
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to dispute directly with the creditor
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before you could not dispute directly
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with the creditor but now the Fair
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Credit Reporting Act was amended with
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facta Act which now allows you to
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dispute directly with the creditor now
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if you notice when you do some disputes
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with the credit bureau and it comes back
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verified they say hey listen you can
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always contact the creditor to to
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dispute it directly with them if you're
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not happy or satisfied with our results
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so now we have the opportunity and the
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ability to fix an inaccurate credit
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report by going directly to the data
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furnisher now you may ask hey Mark why
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are you giving all this information for
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free and why are you teaching us all
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this stuff for free because I'm your
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mentor and I'm your coach and that's why
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all right I've been around for a long
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time I kind of know what I'm talking
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about so I'm teaching you this for free
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so you can understand how to do basic
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things right now this applies to
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credit repair companies or even you try
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to fix your own credit doesn't matter
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now here's the step here's when you use
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this step safe example you sent a
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dispute letter out to the credit bureau
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they verified it
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step two is now the send a dispute to
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the creditor you can send it dispute to
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the creditor directly that's step two
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I'm going to show you exactly where you
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can get this letter from right here and
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we have a whole series of letters going
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directly to the creditor if they fail to
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fix inaccurate information on your
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credit report or your customers credit
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report now let's take a look at this
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letter here very basic nothing very
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technical about it at all your
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information here or your customers
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information right here hey Derek
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creditor I would like to invest I would
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like to investigate the account listed
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below as it is not reporting correctly
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on my credit report now all you're doing
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is asking the creditor for an
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investigation you're not disputing the
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account you're asking them for an
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investigation now in fact the Act says
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there are certain things there's a
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certain procedure in way you need to
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communicate with the creditor if you
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want them to investigate it right so you
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have the keyword is investigate you're
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asking them to investigate not to you're
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not disputing it you're asking them to
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investigate right so you want to put the
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creditors name the account number and
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actually this this letter right here is
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in my software the client dispute
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manager the professional Kyle Bay
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software says so this exact letter this
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is the first letter that we sent down to
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creditors when the creditor is reporting
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inaccurate information on our customers
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credit report again you can use it for
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yourself if you try to repair your own
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credit right all right so we did then we
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continue we say hey look I disputed this
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account with all three credit bureaus
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which you did and they responded to me
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stating that the count was verified by
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your company so you did you just viewed
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it with the credit bureau and they said
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that changed Wells Fargo or Bank of
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America verify this account with them
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and you're just repeating it right here
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this can't be correct okay I'm asking
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your company to investigate here we go
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with this word again
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let's highlight that I'm asking your
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company to investigate this matter and
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to correct the inaccurate account or the
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inaccurate account yes so again you're
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asking them to investigate again you say
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hey creditor investigate this your
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reporting is wrong from my understanding
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this law the Fair Credit Reporting Act
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6:23 the ability of a consumer to
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dispute information directly with the
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furniture now put that in because I want
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the creditor to kind of know that we're
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not dum-dums and that we kind of
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understand how this whole process works
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so now the creditor understands that
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we're not a dum-dum right okay this
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section of the law allows me to contact
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you the company and ask for an
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investigation that's all we're doing
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we're just asking for investigation it's
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a very friendly letter we're not
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threatening them to take them to court
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or anything like that we're just asking
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them for an investigation that's it the
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creditor has 30 days to investigate and
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they will investigate they will look at
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their accounts they will see if their
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reporting is correct they will see if
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what they're reporting to the credit
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bureau is correct and they will respond
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to you let's hope they will respond to
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you within 30 days okay I await your
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response so there you go letters very
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simple straight to the point very basic
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again this letter
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we do offer this letter inside software
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and we offer a series of letters just
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like this inside of the software of the
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credit the credit dispute letter inside
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of the software I'm going to show you
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where else you can get this letter if
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you didn't want to if you don't want to
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purchase software you already have a
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software whatever and you just wanted
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more credit repair training and I have a
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series of letters right here the flow
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the flow letters it's a series of
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letters going directly to the creditor
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if they don't fix the inaccurate
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information after you send this letter
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right here
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then there's letter too that you sent to
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the creditor Isleta three that you
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sent to the creditor is another four and
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it goes all the way to letter six so let
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me show you exactly where else you can
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find this letter okay so we have now
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logged into the client dispute manager
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let me show you exactly where you can
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find this letter and a series of letters
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just like that one the creditor dispute
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letter all right so I need to do is go
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right over here this is the credit
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repair mastery class actually this is a
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very powerful class where you go through
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modules one through nine or modules one
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month or two months or three month for
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take your quiz and you get a certificate
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there you'll become a master and credit
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repair it's a special guest right here
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some bonuses here and how to start and
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run a credit repair business and right
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here is the resource section let's go
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and click that alright and we're gonna
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go ahead and right here where it says
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credit repair mastery class module three
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dispute flow letters now if you download
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this right here in the class you will
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get six dispute flow letters letters
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like the ones I just showed you focusing
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strictly on the creditor trying to get
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them to fix inaccurate information and
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again you can find that right here
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inside of the credit repair mastery
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class okay now if you haven't signed up
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for the credit repair mastery class this
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isn't really powerful class on how to
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repair credit it's over ten hours long
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it focuses strictly on credit repair we
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don't talk about anything pertaining to
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running a credit repair business if you
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are new to the credit premise tree this
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is a fantastic course even if you a
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seasoned creditor per customer this is
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still a fantastic course because you're
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gonna learn some more stuff that you
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didn't even know before I'm a coach and
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a mentor but I'm always learning and I
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haven't mentor myself and again this is
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Mark Claiborne the founder of startup
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credit repair business calm you master
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your lead generation coach and I hope
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you learn something from the basic
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explanation of a simple letter a
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creditor dispute letter to the creditor
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if you haven't joined our community here
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with the credit repair mastery class go
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ahead and click the link
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below this video and get signed up for
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the credit repair master class so you
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can go ahead and take your certificate
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course and take your class and take your
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exam to get your certificate
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take care
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you
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